` Comparison: SCL vs SPNS - Alpha Spread

SCL
vs
SPNS

Over the past 12 months, SCL has underperformed SPNS, delivering a return of 0% compared to the SPNS's +63% growth.

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SCL
SPNS
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Stocks Compared:
SCL SPNS
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Valuation Comparison

SCL Intrinsic Value
0.51 AUD
Undervaluation 6%
Intrinsic Value
Price
SPNS Intrinsic Value
26.26 USD
Overvaluation 40%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Schrole Group Ltd
ASX:SCL
0.48 AUD
Sapiens International Corporation NV
NASDAQ:SPNS
43.45 USD
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Growth Comparison

Growth Over Time
SCL, SPNS

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SPNS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Schrole Group Ltd
Revenue
Sapiens International Corporation NV
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
SCL, SPNS

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SPNS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Schrole Group Ltd
ASX:SCL
Sapiens International Corporation NV
NASDAQ:SPNS
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What is Free Cash Flow?

Gross Margin

SCL
0%
SPNS
44.3%

Operating Margin

SCL
-14.5%
SPNS
13.7%

Net Margin

SCL
-14.9%
SPNS
11.4%

FCF Margin

SCL
13.3%
SPNS
12.5%

ROE

SCL
-130.8%
SPNS
13.1%

ROA

SCL
-24.4%
SPNS
9%

ROIC

SCL
-36.9%
SPNS
10.9%

ROCE

SCL
-117.3%
SPNS
13.9%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
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Performance Gap
SCL, SPNS

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SCL
SPNS
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
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