Sapiens International Corporation NV
NASDAQ:SPNS
Intrinsic Value
Sapiens International Corp. NV provides software solutions for the insurance industry. [ Read More ]
The intrinsic value of one
SPNS
stock under the Base Case scenario is
25.78
USD.
Compared to the current market price of 30.46 USD,
Sapiens International Corporation NV
is
Overvalued by 15%.
Sapiens International Corporation NV's market capitalization is 1.7B USD.
SPNS stock price is 30.46 USD.
SPNS stock (25.78 USD) is 15% less than its price (30.46 USD).
SPNS has upside potential of 13% compared to the average analyst price target.
Open Wall St Estimates
SPNS has positive Net Income for the last twelve months.
SPNS has positive three-year average ROIC (Return on Invested Capital): 11%. The company is efficient at using invested capital to generate operating income.
SPNS's Revenue has grown by 8% over the past 12 months.
SPNS's ROIC (Return on Invested Capital) for the past 12 months is positive and is equal to 13%.
SPNS's ROE (Return on Equity) has increased in the last 3 years from 12% to 15%.
SPNS has positive Operating Income for the last twelve months.
SPNS's ROE (Return on Equity) for the past 12 months is positive and is equal to 15%.
SPNS's ROIC (Return on Invested Capital) has increased in the last 3 years from 9% to 13%.
SPNS has positive three-year average ROE (Return on Equity): 13%. The company is efficient at transforming stockholders' equity into net income.
SPNS's Revenue is forecast to grow at a rate of 8% per year over the next 3 years.
SPNS's Revenue has been growing by 10% per year for the last 3 years.
SPNS has positive Free Cash Flow for the last twelve months.
SPNS has positive Gross Profit for the last twelve months.
SPNS's short-term assets (315m USD) exceed its short-term liabilties (149m USD).
SPNS's long-term assets (690m USD) exceed its long-term liabilties (242m USD).
SPNS's D/E (Debt to Equity) is very low and is equal to 0.09.
SPNS has negative Net Debt. This means that the company has more cash and short-term investments (202m USD) than debt (40m USD).
SPNS's Altman Z-Score is very high and is equal to 5.3.
SPNS earns more than enough operating income (79m USD) to safely cover interest payments on its debt (752k USD).
Valuation Backtest
Sapiens International Corporation NV
Run backtest to discover the historical profit from buying and selling
SPNS
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Sapiens International Corporation NV
Balance Sheet Decomposition
Sapiens International Corporation NV
| Current Assets | 314.9m |
| Cash & Short-Term Investments | 202.1m |
| Receivables | 112.8m |
| Non-Current Assets | 374.7m |
| PP&E | 36.2m |
| Intangibles | 317.4m |
| Other Non-Current Assets | 21.2m |
| Current Liabilities | 149.1m |
| Accounts Payable | 6.3m |
| Accrued Liabilities | 84.5m |
| Other Current Liabilities | 58.3m |
| Non-Current Liabilities | 93.2m |
| Long-Term Debt | 39.5m |
| Other Non-Current Liabilities | 53.7m |
Earnings Waterfall
Sapiens International Corporation NV
|
Revenue
|
514.6m
USD
|
|
Cost of Revenue
|
-295m
USD
|
|
Gross Profit
|
219.6m
USD
|
|
Operating Expenses
|
-140.7m
USD
|
|
Operating Income
|
78.9m
USD
|
|
Other Expenses
|
-16.4m
USD
|
|
Net Income
|
62.4m
USD
|
Free Cash Flow Analysis
Sapiens International Corporation NV
What is Free Cash Flow?
SPNS Profitability Score
Profitability Due Diligence
Sapiens International Corporation NV's profitability score is 58/100. The higher the profitability score, the more profitable the company is.
Score
Sapiens International Corporation NV's profitability score is 58/100. The higher the profitability score, the more profitable the company is.
SPNS Solvency Score
Solvency Due Diligence
Sapiens International Corporation NV's solvency score is 92/100. The higher the solvency score, the more solvent the company is.
Score
Sapiens International Corporation NV's solvency score is 92/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
SPNS Price Targets Summary
Sapiens International Corporation NV
According to Wall Street analysts, the average 1-year price target for
SPNS
is 34.27 USD
with a low forecast of 26.26 USD and a high forecast of 39.9 USD.
Shareholder Return
SPNS Price
Sapiens International Corporation NV
| Average Annual Return | 13.89% |
| Standard Deviation of Annual Returns | 41.63% |
| Max Drawdown | -53% |
| Market Capitalization | 1.7B USD |
| Shares Outstanding | 55 910 000 |
| Percentage of Shares Shorted | 0.57% |
Company Profile
Sapiens International Corporation NV
Country
Industry
Market Cap
Dividend Yield
Description
Sapiens International Corp. NV provides software solutions for the insurance industry. The firm operates in provider of software solutions segment. Its software solutions portfolio consists of Life, Pension, Annuity and Retirement Solutions, including software solutions for the management of a range of products for life, pension, annuity and retirement; Property and Casualty/General Insurance Solutions, including a software suite of solutions, supporting a range of business lines, including personal, commercial and specialty lines, as well as a solution for the management of reinsurance contracts; Sapiens DECISION, which is a business decision management solution, and Technology-Based Solutions, such as Sapiens eMerge. Its services include project delivery and implementation, business and technical consulting related to its products, project and program management, training and user acceptance testing.
Contact
IPO
Employees
Officers
The intrinsic value of one
SPNS
stock under the Base Case scenario is
25.78
USD.
Compared to the current market price of 30.46 USD,
Sapiens International Corporation NV
is
Overvalued by 15%.
You don't have any saved screeners yet
