` 531310 (Available Finance Ltd) vs RECLTD (REC Limited) Comparison - Alpha Spread

531310
vs
RECLTD

Over the past 12 months, AVAILFC has underperformed RECLTD, delivering a return of -28% compared to the RECLTD's 14% drop.

Start AI Comparison

Smart Verdict
AI-Powered

Not Sure Which Stock Wins?
Let AI Decide.
531310
RECLTD
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Smart Verdict is Ready!
See Who Stands Out.
All the numbers, charts, and metrics summarized into one smart verdict.
Stocks Compared:
Show Comparison Results
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

AVAILFC Intrinsic Value
204.72 INR
Undervaluation 24%
Intrinsic Value
Price ₹154.7
RECLTD Intrinsic Value
1 100.25 INR
Undervaluation 66%
Intrinsic Value
Price ₹373.95
Company Last Price Intrinsic Value DCF Value Multiples-Based Value Wall St Target
Available Finance Ltd
BSE:531310
154.7 INR
REC Limited
NSE:RECLTD
373.95 INR
No Stocks Selected

Compare the stock's valuation with its competitors.

Select Stocks to Compare
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
531310, RECLTD

531310
RECLTD
Add Stock
Revenue
www.alphaspread.com
No Stocks Selected

Compare company's financials with its competitors.

Select Stocks to Compare
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Available Finance Ltd
Revenue
REC Limited
Revenue

All metrics are calculated based on data from the last 10 years.

No Stocks Selected

Compare company's financials with its competitors.

Select Stocks to Compare

Profitability Comparison

Free Cash Flow
531310, RECLTD

531310
RECLTD
Add Stock
Free Cash Flow
www.alphaspread.com
No Stocks Selected

Compare company's free cash flow with its competitors.

Select Stocks to Compare
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Available Finance Ltd
BSE:531310
REC Limited
NSE:RECLTD
No Stocks Selected

Compare company's free cash flow with its competitors.

Select Stocks to Compare
What is Free Cash Flow?

Gross Margin

AVAILFC
0%
RECLTD
39.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Available Finance Ltd
REC Limited

Operating Margin

AVAILFC
53.5%
RECLTD
38.6%
LTM 3Y Avg 5Y Avg 10Y Avg
Available Finance Ltd
REC Limited

Net Margin

AVAILFC
20 259.2%
RECLTD
28.6%
LTM 3Y Avg 5Y Avg 10Y Avg
Available Finance Ltd
REC Limited

FCF Margin

AVAILFC
24.3%
RECLTD
-25%
LTM 3Y Avg 5Y Avg 10Y Avg
Available Finance Ltd
REC Limited

ROE

AVAILFC
10%
RECLTD
21.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Available Finance Ltd
REC Limited

ROA

AVAILFC
10%
RECLTD
2.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Available Finance Ltd
REC Limited

ROIC

AVAILFC
0%
RECLTD
3%
LTM 3Y Avg 5Y Avg 10Y Avg
Available Finance Ltd
REC Limited

ROCE

AVAILFC
0%
RECLTD
4%
LTM 3Y Avg 5Y Avg 10Y Avg
Available Finance Ltd
REC Limited

Solvency Comparison

No Stocks Selected

Compare company's equity waterfall with its competitors.

Select Stocks to Compare
Balance Sheet Comparison
No Stocks Selected

Compare company's balance sheet with its competitors.

Select Stocks to Compare

Stocks Performance

Stocks Performance
531310, RECLTD

Loading
531310
RECLTD
Add Stock
www.alphaspread.com
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare

Performance Gap
531310, RECLTD

Loading
531310
RECLTD
Difference
www.alphaspread.com

Performance By Year
531310, RECLTD

Loading
531310
RECLTD
Add Stock
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare
Not Sure Which Stock Wins?
Let AI Decide
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Compare 531310 to other stocks
538402
SPS Finquest Ltd
S
More expensive
vs AVAILFC
DSTKF.E
Destek Finans Faktoring AS
D
More expensive
vs AVAILFC
PFC
Power Finance Corporation Ltd
Cheaper
vs AVAILFC
IRFC
Indian Railway Finance Corp Lt...
More expensive
vs AVAILFC
Unlock Full Access to Alpha Spread
Create Free Account
Get AI-powered insights for any company or topic.
Open AI Assistant

Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett