` Comparison: D8Q, IRFC - Alpha Spread

D8Q
vs
IRFC

Over the past 12 months, D8Q has significantly outperformed IRFC, delivering a return of +19% compared to the IRFC's 32% drop.

Smart Verdict
AI-Powered

Not Sure Which Stock Wins?
Let AI Decide.
D8Q
IRFC
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

D8Q Intrinsic Value
60.28 EUR
Undervaluation 41%
Intrinsic Value
Price
IRFC Intrinsic Value
175.76 INR
Undervaluation 25%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Foreign Trade Bank of Latin America Inc
F:D8Q
35.6 EUR
Indian Railway Finance Corp Ltd
NSE:IRFC
132.03 INR
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
D8Q, IRFC

D8Q
IRFC
Add Stock
Revenue
www.alphaspread.com
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Foreign Trade Bank of Latin America Inc
Revenue
Indian Railway Finance Corp Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
D8Q, IRFC

D8Q
IRFC
Add Stock
Free Cash Flow
www.alphaspread.com
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Foreign Trade Bank of Latin America Inc
F:D8Q
FCF is not applicable for financial companies
Indian Railway Finance Corp Ltd
NSE:IRFC
What is Free Cash Flow?

Gross Margin

D8Q
IRFC
0%
LTM 3Y Avg 5Y Avg 10Y Avg
Foreign Trade Bank of Latin America Inc
Not applicable for financial companies
Indian Railway Finance Corp Ltd

Operating Margin

D8Q
IRFC
99.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Foreign Trade Bank of Latin America Inc
Not applicable for financial companies
Indian Railway Finance Corp Ltd

Net Margin

D8Q
66.8%
IRFC
24%

FCF Margin

D8Q
IRFC
30.3%
LTM 3Y Avg 5Y Avg 10Y Avg
Foreign Trade Bank of Latin America Inc
Not applicable for financial companies
Indian Railway Finance Corp Ltd

ROE

D8Q
15.8%
IRFC
12.8%

ROIC

D8Q
IRFC
5.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Foreign Trade Bank of Latin America Inc
Not applicable for financial companies
Indian Railway Finance Corp Ltd

ROCE

D8Q
IRFC
5.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Foreign Trade Bank of Latin America Inc
Not applicable for financial companies
Indian Railway Finance Corp Ltd

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
D8Q, IRFC

Loading

Performance Gap
D8Q, IRFC

Loading
D8Q
IRFC
Difference
www.alphaspread.com

Performance By Year
D8Q, IRFC

Loading
D8Q
IRFC
Add Stock
Not Sure Which Stock Wins?
Let AI Decide
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Compare D8Q to other stocks
Unlock Full Access to Alpha Spread
Create Free Account