` Comparison: ASBI vs TRV - Alpha Spread

ASBI
vs
TRV

Over the past 12 months, ASBI has underperformed TRV, delivering a return of -8% compared to the TRV's +21% growth.

Start AI Comparison

Smart Verdict
AI-Powered

Not Sure Which Stock Wins?
Let AI Decide.
ASBI
TRV
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Smart Verdict is Ready!
See Who Stands Out.
All the numbers, charts, and metrics summarized into one smart verdict.
Stocks Compared:
Show Comparison Results
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

ASBI Intrinsic Value
526.29 IDR
Undervaluation 18%
Intrinsic Value
Price Rp432
TRV Intrinsic Value
374.62 USD
Undervaluation 20%
Intrinsic Value
Price $301.31
Company Last Price Intrinsic Value DCF Value Multiples-Based Value Wall St Target
Asuransi Bintang Tbk PT
IDX:ASBI
432 IDR
Travelers Companies Inc
NYSE:TRV
301.31 USD
No Stocks Selected

Compare the stock's valuation with its competitors.

Select Stocks to Compare
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
ASBI, TRV

ASBI
TRV
Add Stock
Revenue
www.alphaspread.com
No Stocks Selected

Compare company's financials with its competitors.

Select Stocks to Compare
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Asuransi Bintang Tbk PT
Revenue
Travelers Companies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

No Stocks Selected

Compare company's financials with its competitors.

Select Stocks to Compare

Profitability Comparison

Free Cash Flow
ASBI, TRV

ASBI
TRV
Add Stock
Free Cash Flow
www.alphaspread.com
No Stocks Selected

Compare company's free cash flow with its competitors.

Select Stocks to Compare
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Asuransi Bintang Tbk PT
IDX:ASBI
FCF is not applicable for financial companies
Travelers Companies Inc
NYSE:TRV
FCF is not applicable for financial companies
No Stocks Selected

Compare company's free cash flow with its competitors.

Select Stocks to Compare
What is Free Cash Flow?

Gross Margin

ASBI
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
Asuransi Bintang Tbk PT
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

Operating Margin

ASBI
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
Asuransi Bintang Tbk PT
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

Net Margin

ASBI
9.6%
TRV
12.8%

FCF Margin

ASBI
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
Asuransi Bintang Tbk PT
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

ROE

ASBI
5.6%
TRV
20.5%

ROA

ASBI
2.6%
TRV
4.5%

ROIC

ASBI
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
Asuransi Bintang Tbk PT
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

ROCE

ASBI
TRV
LTM 3Y Avg 5Y Avg 10Y Avg
Asuransi Bintang Tbk PT
Not applicable for financial companies
Travelers Companies Inc
Not applicable for financial companies

Solvency Comparison

No Stocks Selected

Compare company's equity waterfall with its competitors.

Select Stocks to Compare
Balance Sheet Comparison
No Stocks Selected

Compare company's balance sheet with its competitors.

Select Stocks to Compare

Stocks Performance

Stocks Performance
ASBI, TRV

Loading
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare

Performance Gap
ASBI, TRV

Loading
ASBI
TRV
Difference
www.alphaspread.com

Performance By Year
ASBI, TRV

Loading
ASBI
TRV
Add Stock
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare
Not Sure Which Stock Wins?
Let AI Decide
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Compare ASBI to other stocks
CB
Chubb Ltd
Cheaper
vs ASBI
PGR
Progressive Corp
Cheaper
vs ASBI
8766
Tokio Marine Holdings Inc
More expensive
vs ASBI
ALL
Allstate Corp
Cheaper
vs ASBI
Unlock Full Access to Alpha Spread
Create Free Account
Get AI-powered insights for any company or topic.
Open AI Assistant

Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett