` Comparison: DIVA vs SPNS - Alpha Spread

DIVA
vs
SPNS

Over the past 12 months, DIVA has underperformed SPNS, delivering a return of +29% compared to the SPNS's +67% growth.

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DIVA
SPNS
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Stocks Compared:
DIVA SPNS
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Valuation Comparison

DIVA Intrinsic Value
1 559.35 IDR
Undervaluation 91%
Intrinsic Value
Price
SPNS Intrinsic Value
26.26 USD
Overvaluation 40%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Distribusi Voucher Nusantara Tbk PT
IDX:DIVA
148 IDR
Sapiens International Corporation NV
NASDAQ:SPNS
43.45 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
DIVA, SPNS

DIVA
SPNS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Distribusi Voucher Nusantara Tbk PT
Revenue
Sapiens International Corporation NV
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
DIVA, SPNS

DIVA
SPNS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Distribusi Voucher Nusantara Tbk PT
IDX:DIVA
Sapiens International Corporation NV
NASDAQ:SPNS
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What is Free Cash Flow?

Gross Margin

DIVA
4.5%
SPNS
44.3%

Operating Margin

DIVA
0.5%
SPNS
13.7%

Net Margin

DIVA
0%
SPNS
11.4%

FCF Margin

DIVA
1.4%
SPNS
12.5%

ROE

DIVA
0.2%
SPNS
13.1%

ROA

DIVA
0.2%
SPNS
9%

ROIC

DIVA
1.6%
SPNS
10.9%

ROCE

DIVA
2.5%
SPNS
13.9%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
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Performance Gap
DIVA, SPNS

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DIVA
SPNS
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
DIVA, SPNS

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