` Comparison: GARFA.E vs IRFC - Alpha Spread
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GARFA.E
vs
IRFC

Over the past 12 months, GARFA.E has significantly outperformed IRFC, delivering a return of +62% compared to the IRFC's 9% drop.

Valuation Growth Profitability Solvency Stocks Performance
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GARFA.E
IRFC
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Stocks Compared:
GARFA.E IRFC
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Valuation Comparison

GARFA.E Intrinsic Value
56.21 TRY
Undervaluation 48%
Intrinsic Value
Price
IRFC Intrinsic Value
132.72 INR
Undervaluation 16%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Garanti Faktoring AS
IST:GARFA.E
29.2 TRY
Indian Railway Finance Corp Ltd
NSE:IRFC
111.8 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
GARFA.E, IRFC

GARFA.E
IRFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Garanti Faktoring AS
Revenue
Indian Railway Finance Corp Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
GARFA.E, IRFC

GARFA.E
IRFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Garanti Faktoring AS
IST:GARFA.E
Indian Railway Finance Corp Ltd
NSE:IRFC
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What is Free Cash Flow?

Gross Margin

GARFA.E
36.1%
IRFC
0%

Operating Margin

GARFA.E
27.7%
IRFC
99.3%

Net Margin

GARFA.E
20.3%
IRFC
26.3%

FCF Margin

GARFA.E
3.8%
IRFC
-37.5%

ROE

GARFA.E
50.3%
IRFC
12.9%

ROA

GARFA.E
9.1%
IRFC
1.4%

ROIC

GARFA.E
8.9%
IRFC
5.4%

ROCE

GARFA.E
12.5%
IRFC
5.4%

Solvency Comparison

Garanti Faktoring AS
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
Indian Railway Finance Corp Ltd
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
GARFA.E, IRFC

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Performance Gap
GARFA.E, IRFC

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GARFA.E
IRFC
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
GARFA.E, IRFC

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IRFC
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