` Comparison: FIN vs PYPL - Alpha Spread
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FIN
vs
PYPL

Over the past 12 months, FIN has underperformed PYPL, delivering a return of -58% compared to the PYPL's 48% drop.

Valuation Growth Profitability Solvency Stocks Performance
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FIN
PYPL
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Stocks Compared:
FIN PYPL
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Valuation Comparison

FIN Intrinsic Value
Not Available
PYPL Intrinsic Value
92.94 USD
Undervaluation 56%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Finablr PLC
LSE:FIN
15 GBX
PayPal Holdings Inc
NASDAQ:PYPL
40.87 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
FIN, PYPL

FIN
PYPL
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Finablr PLC
Revenue
PayPal Holdings Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
FIN, PYPL

FIN
PYPL
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Finablr PLC
LSE:FIN
PayPal Holdings Inc
NASDAQ:PYPL
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What is Free Cash Flow?

Gross Margin

FIN
0%
PYPL
41.6%
LTM 3Y Avg 5Y Avg 10Y Avg
Finablr PLC
PayPal Holdings Inc

Operating Margin

FIN
6.9%
PYPL
19.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Finablr PLC
PayPal Holdings Inc

Net Margin

FIN
-2.7%
PYPL
15%
LTM 3Y Avg 5Y Avg 10Y Avg
Finablr PLC
PayPal Holdings Inc

FCF Margin

FIN
2.5%
PYPL
16.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Finablr PLC
PayPal Holdings Inc

ROE

FIN
0%
PYPL
24.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Finablr PLC
PayPal Holdings Inc

ROA

FIN
0%
PYPL
6%
LTM 3Y Avg 5Y Avg 10Y Avg
Finablr PLC
PayPal Holdings Inc

ROIC

FIN
0%
PYPL
17.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Finablr PLC
PayPal Holdings Inc

ROCE

FIN
0%
PYPL
18.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Finablr PLC
PayPal Holdings Inc

Solvency Comparison

Finablr PLC
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
PayPal Holdings Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
FIN, PYPL

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PYPL
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
FIN, PYPL

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FIN
PYPL
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
FIN, PYPL

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FIN
PYPL
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