
PayPal Holdings Inc
NASDAQ:PYPL

Intrinsic Value
The intrinsic value of one
PYPL
stock under the Base Case scenario is
91.29
USD.
Compared to the current market price of 67.15 USD,
PayPal Holdings Inc
is
Undervalued by 26%.
The Intrinsic Value is calculated as the average of DCF and Relative values:

Valuation History
PayPal Holdings Inc
Fundamental Analysis

PayPal faces mounting competition from emerging digital wallets, BNPL providers, and tech giants offering in-house payment solutions, potentially eroding its transaction volume and pricing power in core markets.
Sustained growth in global e-commerce and digital transactions positions PayPal to benefit from ongoing shifts in consumer payment preferences, underpinning strong transaction volume increases.

Revenue & Expenses Breakdown
PayPal Holdings Inc
Balance Sheet Decomposition
PayPal Holdings Inc
Current Assets | 61.1B |
Cash & Short-Term Investments | 10.8B |
Receivables | 45.6B |
Other Current Assets | 4.7B |
Non-Current Assets | 20.5B |
Long-Term Investments | 4.6B |
PP&E | 2.2B |
Intangibles | 11.2B |
Other Non-Current Assets | 2.6B |
Free Cash Flow Analysis
PayPal Holdings Inc
USD | |
Free Cash Flow | USD |
Earnings Waterfall
PayPal Holdings Inc
Revenue
|
31.8B
USD
|
Cost of Revenue
|
-18.9B
USD
|
Gross Profit
|
12.9B
USD
|
Operating Expenses
|
-7.1B
USD
|
Operating Income
|
5.8B
USD
|
Other Expenses
|
-1.6B
USD
|
Net Income
|
4.1B
USD
|
PYPL Profitability Score
Profitability Due Diligence
PayPal Holdings Inc's profitability score is 61/100. The higher the profitability score, the more profitable the company is.

Score
PayPal Holdings Inc's profitability score is 61/100. The higher the profitability score, the more profitable the company is.
PYPL Solvency Score
Solvency Due Diligence
PayPal Holdings Inc's solvency score is 60/100. The higher the solvency score, the more solvent the company is.

Score
PayPal Holdings Inc's solvency score is 60/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
PYPL Price Targets Summary
PayPal Holdings Inc
According to Wall Street analysts, the average 1-year price target for
PYPL
is 94.8 USD
with a low forecast of 70.7 USD and a high forecast of 131.25 USD.
Dividends
Current shareholder yield for PYPL is
.
Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?
The intrinsic value of one
PYPL
stock under the Base Case scenario is
91.29
USD.
Compared to the current market price of 67.15 USD,
PayPal Holdings Inc
is
Undervalued by 26%.