` Comparison: BBVA, SANB3 - Alpha Spread

BBVA
vs
B
SANB3

Over the past 12 months, BBVA has significantly outperformed SANB3, delivering a return of +97% compared to the SANB3's +39% growth.

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BBVA
SANB3
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Stocks Compared:
BBVA SANB3
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Valuation Comparison

BBVA Intrinsic Value
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SANB3 Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Banco Bilbao Vizcaya Argentaria SA
MAD:BBVA
18.875 EUR
B
Banco Santander Brasil SA
BOVESPA:SANB3
16.7 BRL
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Valuation Scenario:
Bear Case
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Growth Comparison

Growth Over Time
BBVA, SANB3

BBVA
SANB3
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Banco Bilbao Vizcaya Argentaria SA
Revenue
B
Banco Santander Brasil SA
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
BBVA, SANB3

BBVA
SANB3
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Banco Bilbao Vizcaya Argentaria SA
MAD:BBVA
FCF is not applicable for financial companies
B
Banco Santander Brasil SA
BOVESPA:SANB3
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

BBVA
SANB3
LTM 3Y Avg 5Y Avg 10Y Avg
Banco Bilbao Vizcaya Argentaria SA
Not applicable for financial companies
B
Banco Santander Brasil SA
Not applicable for financial companies

Operating Margin

BBVA
SANB3
LTM 3Y Avg 5Y Avg 10Y Avg
Banco Bilbao Vizcaya Argentaria SA
Not applicable for financial companies
B
Banco Santander Brasil SA
Not applicable for financial companies

Net Margin

BBVA
21.1%
SANB3
12.4%

FCF Margin

BBVA
SANB3
LTM 3Y Avg 5Y Avg 10Y Avg
Banco Bilbao Vizcaya Argentaria SA
Not applicable for financial companies
B
Banco Santander Brasil SA
Not applicable for financial companies

ROE

BBVA
18.1%
SANB3
9.8%

ROA

BBVA
1.3%
SANB3
1%

ROIC

BBVA
SANB3
LTM 3Y Avg 5Y Avg 10Y Avg
Banco Bilbao Vizcaya Argentaria SA
Not applicable for financial companies
B
Banco Santander Brasil SA
Not applicable for financial companies

ROCE

BBVA
SANB3
LTM 3Y Avg 5Y Avg 10Y Avg
Banco Bilbao Vizcaya Argentaria SA
Not applicable for financial companies
B
Banco Santander Brasil SA
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
BBVA, SANB3

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BBVA
SANB3
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Performance Gap
BBVA, SANB3

Performance Gap Between BBVA and SANB3
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Performance By Year
BBVA, SANB3

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BBVA
SANB3
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