` Comparison: UCG, INGA - Alpha Spread

UCG
vs
INGA

Over the past 12 months, UCG has outperformed INGA, delivering a return of +68% compared to the INGA's +51% growth.

Valuation Growth Profitability Solvency Stocks Performance
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UCG
INGA
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Stocks Compared:
UCG INGA
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Valuation Comparison

UCG Intrinsic Value
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INGA Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
UniCredit SpA
MIL:UCG
65.17 EUR
ING Groep NV
AEX:INGA
22.955 EUR
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
UCG, INGA

UCG
INGA
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
UniCredit SpA
Revenue
ING Groep NV
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
UCG, INGA

UCG
INGA
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
UniCredit SpA
MIL:UCG
FCF is not applicable for financial companies
ING Groep NV
AEX:INGA
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

UCG
INGA
LTM 3Y Avg 5Y Avg 10Y Avg
UniCredit SpA
Not applicable for financial companies
ING Groep NV
Not applicable for financial companies

Operating Margin

UCG
INGA
LTM 3Y Avg 5Y Avg 10Y Avg
UniCredit SpA
Not applicable for financial companies
ING Groep NV
Not applicable for financial companies

Net Margin

UCG
35.6%
INGA
26.2%
LTM 3Y Avg 5Y Avg 10Y Avg
UniCredit SpA
ING Groep NV

FCF Margin

UCG
INGA
LTM 3Y Avg 5Y Avg 10Y Avg
UniCredit SpA
Not applicable for financial companies
ING Groep NV
Not applicable for financial companies

ROE

UCG
20.6%
INGA
18.7%
LTM 3Y Avg 5Y Avg 10Y Avg
UniCredit SpA
ING Groep NV

ROA

UCG
1.6%
INGA
0.9%
LTM 3Y Avg 5Y Avg 10Y Avg
UniCredit SpA
ING Groep NV

ROIC

UCG
INGA
LTM 3Y Avg 5Y Avg 10Y Avg
UniCredit SpA
Not applicable for financial companies
ING Groep NV
Not applicable for financial companies

ROCE

UCG
INGA
LTM 3Y Avg 5Y Avg 10Y Avg
UniCredit SpA
Not applicable for financial companies
ING Groep NV
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
UCG, INGA

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UCG
INGA
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Performance Gap
UCG, INGA

Performance Gap Between UCG and INGA
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Performance By Year
UCG, INGA

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UCG
INGA
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