UniCredit SpA
MIL:UCG
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UniCredit SpA
MIL:UCG
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IT |
Intrinsic Value
The intrinsic value of UniCredit SpA (UCG) under the Base Case is 79.57 EUR per share.
Compared with the current market price of 76.74 EUR, the stock appears
Undervalued by 4% .
The intrinsic value is calculated using the DCF method. The model assumes UniCredit's revenue shrinks about 0.5% a year over the next five years, against 10% annual growth over the last five. If revenue growth repeated that past pace, the estimate would be about €137.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What UniCredit SpA Does
UniCredit is a large European bank based in Italy. It takes deposits, makes loans, moves payments, and offers basic banking services to households, small businesses, and large companies. It also helps clients with mortgages, cards, foreign exchange, trade finance, and investment products through its branch network and digital channels.
- Headquarters
- Italy IT
- Employees
- 67 458
- IPO date
- Nov 1, 2005
UniCredit has no economic moat
Customers can obtain similar banking services elsewhere, and moving everyday accounts does not require abandoning a costly, unique system. UniCredit’s broad reach and customer relationships help it compete, but do not prevent other banks from winning business through better prices or service.
Read the full moat analysis
The intrinsic value for UniCredit SpA (UCG) under the Base Case is 79.57 EUR.
Compared with the current market price of 76.74 EUR, the stock appears Undervalued by 4% .
