` Comparison: ACT vs ESNT - Alpha Spread
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ACT
vs
ESNT

Over the past 12 months, ACT has outperformed ESNT, delivering a return of +28% compared to the ESNT's +9% growth.

Valuation Growth Profitability Solvency Stocks Performance
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ACT
ESNT
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Stocks Compared:
ACT ESNT
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Valuation Comparison

ACT Intrinsic Value
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ESNT Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Enact Holdings Inc
NASDAQ:ACT
43.01 USD
Essent Group Ltd
NYSE:ESNT
61.58 USD
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Valuation Scenario:
Bear Case
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Bull Case

Growth Comparison

Growth Over Time
ACT, ESNT

ACT
ESNT
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Enact Holdings Inc
Revenue
Essent Group Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
ACT, ESNT

ACT
ESNT
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Enact Holdings Inc
NASDAQ:ACT
FCF is not applicable for financial companies
Essent Group Ltd
NYSE:ESNT
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

ACT
ESNT
LTM 3Y Avg 5Y Avg 10Y Avg
Enact Holdings Inc
Not applicable for financial companies
Essent Group Ltd
Not applicable for financial companies

Operating Margin

ACT
ESNT
LTM 3Y Avg 5Y Avg 10Y Avg
Enact Holdings Inc
Not applicable for financial companies
Essent Group Ltd
Not applicable for financial companies

Net Margin

ACT
54.6%
ESNT
54.7%

FCF Margin

ACT
ESNT
LTM 3Y Avg 5Y Avg 10Y Avg
Enact Holdings Inc
Not applicable for financial companies
Essent Group Ltd
Not applicable for financial companies

ROE

ACT
13%
ESNT
12.1%

ROA

ACT
10.1%
ESNT
9.5%

ROIC

ACT
ESNT
LTM 3Y Avg 5Y Avg 10Y Avg
Enact Holdings Inc
Not applicable for financial companies
Essent Group Ltd
Not applicable for financial companies

ROCE

ACT
ESNT
LTM 3Y Avg 5Y Avg 10Y Avg
Enact Holdings Inc
Not applicable for financial companies
Essent Group Ltd
Not applicable for financial companies

Solvency Comparison

Enact Holdings Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
Essent Group Ltd
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
ACT, ESNT

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ESNT
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
ACT, ESNT

Performance Gap Between ACT and ESNT
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Performance By Year
ACT, ESNT

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ESNT
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