` Comparison: CULL, RKT - Alpha Spread

C
CULL
vs
RKT

Over the past 12 months, CULL has significantly outperformed RKT, delivering a return of +19% compared to the RKT's 6% drop.

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CULL
RKT
One-click summary across all key metrics.
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One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

C
CULL Intrinsic Value
5.942 USD
Overvaluation 45%
Intrinsic Value
Price
RKT Intrinsic Value
21.81 USD
Undervaluation 31%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
C
Cullman Bancorp, Inc.
NASDAQ:CULL
10.782 USD
Rocket Companies Inc
NYSE:RKT
15 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
CULL, RKT

CULL
RKT
Add Stock
Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
C
Cullman Bancorp, Inc.
Revenue
Rocket Companies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
CULL, RKT

CULL
RKT
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
C
Cullman Bancorp, Inc.
NASDAQ:CULL
FCF is not applicable for financial companies
Rocket Companies Inc
NYSE:RKT
What is Free Cash Flow?

Gross Margin

CULL
RKT
0%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Cullman Bancorp, Inc.
Not applicable for financial companies
Rocket Companies Inc

Operating Margin

CULL
RKT
16.3%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Cullman Bancorp, Inc.
Not applicable for financial companies
Rocket Companies Inc

Net Margin

CULL
20.6%
RKT
0.1%

FCF Margin

CULL
RKT
-53.1%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Cullman Bancorp, Inc.
Not applicable for financial companies
Rocket Companies Inc

ROE

CULL
3.3%
RKT
0.5%

ROA

CULL
0.8%
RKT
0%

ROIC

CULL
RKT
3.4%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Cullman Bancorp, Inc.
Not applicable for financial companies
Rocket Companies Inc

ROCE

CULL
RKT
5.9%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Cullman Bancorp, Inc.
Not applicable for financial companies
Rocket Companies Inc

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
CULL, RKT

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Performance Gap
CULL, RKT

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CULL
RKT
Difference
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Performance By Year
CULL, RKT

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CULL
RKT
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