` Comparison: FPAY, PFC - Alpha Spread

FPAY
vs
PFC

Over the past 12 months, FPAY has underperformed PFC, delivering a return of -100% compared to the PFC's +29% growth.

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FPAY
PFC
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Valuation Comparison

FPAY Intrinsic Value
Not Available
PFC Intrinsic Value
1 200.81 INR
Undervaluation 72%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
FlexShopper Inc
NASDAQ:FPAY
0.0015 USD
Power Finance Corporation Ltd
NSE:PFC
338.7 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
FPAY, PFC

FPAY
PFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
FlexShopper Inc
Revenue
Power Finance Corporation Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
FPAY, PFC

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PFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
FlexShopper Inc
NASDAQ:FPAY
Power Finance Corporation Ltd
NSE:PFC
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What is Free Cash Flow?

Gross Margin

FPAY
54.9%
PFC
99.8%

Operating Margin

FPAY
16.3%
PFC
98.4%

Net Margin

FPAY
-3.4%
PFC
21.8%

FCF Margin

FPAY
-31.5%
PFC
-59.1%

ROE

FPAY
-15.1%
PFC
20.9%

ROA

FPAY
-2.6%
PFC
2.1%

ROIC

FPAY
-3.8%
PFC
7.7%

ROCE

FPAY
13.8%
PFC
9.7%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
FPAY, PFC

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Performance Gap
FPAY, PFC

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FPAY
PFC
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
FPAY, PFC

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