` Comparison: JRVR, PGR - Alpha Spread

JRVR
vs
PGR

Over the past 12 months, JRVR has significantly outperformed PGR, delivering a return of +46% compared to the PGR's 6% drop.

Valuation Growth Profitability Solvency Stocks Performance
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JRVR
PGR
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Stocks Compared:
JRVR PGR
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Valuation Comparison

JRVR Intrinsic Value
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PGR Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
James River Group Holdings Ltd
NASDAQ:JRVR
6.75 USD
Progressive Corp
NYSE:PGR
234.85 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
JRVR, PGR

JRVR
PGR
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
James River Group Holdings Ltd
Revenue
Progressive Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
JRVR, PGR

JRVR
PGR
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
James River Group Holdings Ltd
NASDAQ:JRVR
FCF is not applicable for financial companies
Progressive Corp
NYSE:PGR
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

JRVR
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
James River Group Holdings Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Operating Margin

JRVR
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
James River Group Holdings Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Net Margin

JRVR
-13.1%
PGR
12.6%

FCF Margin

JRVR
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
James River Group Holdings Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

ROE

JRVR
-12.9%
PGR
34.2%

ROA

JRVR
-1.7%
PGR
9.5%

ROIC

JRVR
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
James River Group Holdings Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

ROCE

JRVR
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
James River Group Holdings Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
JRVR, PGR

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JRVR
PGR
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Performance Gap
JRVR, PGR

Performance Gap Between JRVR and PGR
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Performance By Year
JRVR, PGR

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JRVR
PGR
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