` LARK (Landmark Bancorp Inc) vs MTB (M&T Bank Corp) Comparison - Alpha Spread

LARK
vs
MTB

Over the past 12 months, LARK has outperformed MTB, delivering a return of +38% compared to the MTB's +29% growth.

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LARK
MTB
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One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
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Valuation Comparison

LARK Intrinsic Value
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MTB Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Landmark Bancorp Inc
NASDAQ:LARK
26.38 USD
M&T Bank Corp
NYSE:MTB
201.91 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
LARK vs MTB

LARK
MTB
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Revenue
www.alphaspread.com
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Landmark Bancorp Inc
Revenue
M&T Bank Corp
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
LARK vs MTB

LARK
MTB
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Landmark Bancorp Inc
NASDAQ:LARK
FCF is not applicable for financial companies
M&T Bank Corp
NYSE:MTB
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

LARK
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Landmark Bancorp Inc
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Operating Margin

LARK
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Landmark Bancorp Inc
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Net Margin

LARK
23.8%
MTB
26.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Landmark Bancorp Inc
M&T Bank Corp

FCF Margin

LARK
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Landmark Bancorp Inc
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

ROE

LARK
11.1%
MTB
8.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Landmark Bancorp Inc
M&T Bank Corp

ROA

LARK
1%
MTB
1.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Landmark Bancorp Inc
M&T Bank Corp

ROIC

LARK
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Landmark Bancorp Inc
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

ROCE

LARK
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Landmark Bancorp Inc
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
LARK vs MTB

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Performance Gap
LARK vs MTB

Performance Gap Between LARK and MTB
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Performance By Year
LARK vs MTB

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LARK
MTB
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