` LARK (Landmark Bancorp Inc) vs PNC (PNC Financial Services Group Inc) Comparison - Alpha Spread

LARK
vs
PNC

Over the past 12 months, LARK has significantly outperformed PNC, delivering a return of +38% compared to the PNC's +18% growth.

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LARK
PNC
One-click summary across all key metrics.
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One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

LARK Intrinsic Value
20.16 USD
Overvaluation 24%
Intrinsic Value
Price
PNC Intrinsic Value
241.22 USD
Undervaluation 18%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Landmark Bancorp Inc
NASDAQ:LARK
26.38 USD
PNC Financial Services Group Inc
NYSE:PNC
197.02 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
LARK vs PNC

LARK
PNC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Landmark Bancorp Inc
Revenue
PNC Financial Services Group Inc
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
LARK vs PNC

LARK
PNC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Landmark Bancorp Inc
NASDAQ:LARK
FCF is not applicable for financial companies
PNC Financial Services Group Inc
NYSE:PNC
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

LARK
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Landmark Bancorp Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

Operating Margin

LARK
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Landmark Bancorp Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

Net Margin

LARK
23.8%
PNC
25.9%

FCF Margin

LARK
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Landmark Bancorp Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

ROE

LARK
11.1%
PNC
10.5%

ROA

LARK
1%
PNC
1%

ROIC

LARK
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Landmark Bancorp Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

ROCE

LARK
PNC
LTM 3Y Avg 5Y Avg 10Y Avg
Landmark Bancorp Inc
Not applicable for financial companies
PNC Financial Services Group Inc
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
LARK vs PNC

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Performance Gap
LARK vs PNC

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LARK
PNC
Difference
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Performance By Year
LARK vs PNC

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LARK
PNC
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