` Comparison: PROV, RKT - Alpha Spread

P
PROV
vs
RKT

Over the past 12 months, PROV has underperformed RKT, delivering a return of -2% compared to the RKT's +62% growth.

Valuation Growth Profitability Solvency Stocks Performance
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PROV
RKT
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Stocks Compared:
PROV RKT
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Valuation Comparison

P
PROV Intrinsic Value
15.82 USD
Overvaluation 1%
Intrinsic Value
Price
RKT Intrinsic Value
31.318 USD
Undervaluation 39%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
P
Provident Financial Holdings Inc
NASDAQ:PROV
16.06 USD
Rocket Companies Inc
NYSE:RKT
19.185 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
PROV, RKT

PROV
RKT
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
P
Provident Financial Holdings Inc
Revenue
Rocket Companies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
PROV, RKT

PROV
RKT
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
P
Provident Financial Holdings Inc
NASDAQ:PROV
FCF is not applicable for financial companies
Rocket Companies Inc
NYSE:RKT
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What is Free Cash Flow?

Gross Margin

PROV
RKT
0%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Provident Financial Holdings Inc
Not applicable for financial companies
Rocket Companies Inc

Operating Margin

PROV
RKT
18.6%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Provident Financial Holdings Inc
Not applicable for financial companies
Rocket Companies Inc

Net Margin

PROV
15.4%
RKT
-1.7%

FCF Margin

PROV
RKT
-15.2%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Provident Financial Holdings Inc
Not applicable for financial companies
Rocket Companies Inc

ROE

PROV
4.7%
RKT
-2.2%

ROA

PROV
0.5%
RKT
-0.4%

ROIC

PROV
RKT
5.3%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Provident Financial Holdings Inc
Not applicable for financial companies
Rocket Companies Inc

ROCE

PROV
RKT
6.8%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Provident Financial Holdings Inc
Not applicable for financial companies
Rocket Companies Inc

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
PROV, RKT

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PROV
RKT
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
PROV, RKT

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PROV
RKT
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
PROV, RKT

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PROV
RKT
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