` Comparison: WSBF, RKT - Alpha Spread

WSBF
vs
RKT

Over the past 12 months, WSBF has underperformed RKT, delivering a return of +33% compared to the RKT's +102% growth.

Valuation Growth Profitability Solvency Stocks Performance
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WSBF
RKT
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Stocks Compared:
WSBF RKT
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Valuation Comparison

WSBF Intrinsic Value
15.13 USD
Overvaluation 10%
Intrinsic Value
Price
RKT Intrinsic Value
31.084 USD
Undervaluation 32%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Waterstone Financial Inc
NASDAQ:WSBF
16.75 USD
Rocket Companies Inc
NYSE:RKT
21.125 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
WSBF, RKT

WSBF
RKT
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Waterstone Financial Inc
Revenue
Rocket Companies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
WSBF, RKT

WSBF
RKT
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Waterstone Financial Inc
NASDAQ:WSBF
FCF is not applicable for financial companies
Rocket Companies Inc
NYSE:RKT
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What is Free Cash Flow?

Gross Margin

WSBF
RKT
0%
LTM 3Y Avg 5Y Avg 10Y Avg
Waterstone Financial Inc
Not applicable for financial companies
Rocket Companies Inc

Operating Margin

WSBF
RKT
18.6%
LTM 3Y Avg 5Y Avg 10Y Avg
Waterstone Financial Inc
Not applicable for financial companies
Rocket Companies Inc

Net Margin

WSBF
17.5%
RKT
-1.7%

FCF Margin

WSBF
RKT
-15.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Waterstone Financial Inc
Not applicable for financial companies
Rocket Companies Inc

ROE

WSBF
7%
RKT
-2.2%

ROA

WSBF
1.1%
RKT
-0.4%

ROIC

WSBF
RKT
5.3%
LTM 3Y Avg 5Y Avg 10Y Avg
Waterstone Financial Inc
Not applicable for financial companies
Rocket Companies Inc

ROCE

WSBF
RKT
6.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Waterstone Financial Inc
Not applicable for financial companies
Rocket Companies Inc

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
WSBF, RKT

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WSBF
RKT
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
WSBF, RKT

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WSBF
RKT
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
WSBF, RKT

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WSBF
RKT
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