` Comparison: GLFL vs 77S - Alpha Spread
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G
GLFL
vs
S
77S

Over the past 12 months, GLFL has outperformed 77S, delivering a return of +12% compared to the 77S's 0% growth.

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GLFL
77S
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Stocks Compared:
GLFL 77S
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Valuation Comparison

GLFL Intrinsic Value
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77S Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
G
Gujarat Lease Financing Ltd
NSE:GLFL
5.86 INR
S
Santander Consumer USA Holdings Inc
F:77S
36.8 EUR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
GLFL, 77S

GLFL
77S
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
G
Gujarat Lease Financing Ltd
Revenue
S
Santander Consumer USA Holdings Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
GLFL, 77S

GLFL
77S
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
G
Gujarat Lease Financing Ltd
NSE:GLFL
S
Santander Consumer USA Holdings Inc
F:77S
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What is Free Cash Flow?

Gross Margin

GLFL
79.1%
77S
85.5%

Operating Margin

GLFL
8.5%
77S
60.4%

Net Margin

GLFL
8.5%
77S
46.4%

FCF Margin

GLFL
-116.3%
77S
-30%

ROE

GLFL
-0.9%
77S
55%

ROA

GLFL
0.6%
77S
7.3%

ROIC

GLFL
1.2%
77S
7.5%

ROCE

GLFL
0.6%
77S
9.6%

Solvency Comparison

G
Gujarat Lease Financing Ltd
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
S
Santander Consumer USA Holdings...
Equity Waterfall
Assets
Liabilities
Equity
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
GLFL, 77S

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GLFL
77S
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Performance Gap
GLFL, 77S

Performance Gap Between GLFL and 77S
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Performance By Year
GLFL, 77S

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GLFL
77S
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