` Comparison: RHFL, UWMC - Alpha Spread

RHFL
vs
UWMC

Over the past 12 months, RHFL has underperformed UWMC, delivering a return of -21% compared to the UWMC's 20% drop.

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UWMC
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Stocks Compared:
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Valuation Comparison

RHFL Intrinsic Value
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UWMC Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Reliance Home Finance Ltd
NSE:RHFL
2.85 INR
UWM Holdings Corp
NYSE:UWMC
4.45 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
RHFL, UWMC

RHFL
UWMC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Reliance Home Finance Ltd
Revenue
UWM Holdings Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
RHFL, UWMC

RHFL
UWMC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Reliance Home Finance Ltd
NSE:RHFL
UWM Holdings Corp
NYSE:UWMC
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What is Free Cash Flow?

Gross Margin

RHFL
0%
UWMC
88.5%

Operating Margin

RHFL
-1 447.7%
UWMC
47.1%

Net Margin

RHFL
10 859.6%
UWMC
0.6%

FCF Margin

RHFL
4 038.8%
UWMC
-114.3%

ROE

RHFL
-37.1%
UWMC
11.4%

ROA

RHFL
153.9%
UWMC
0.1%

ROIC

RHFL
-34.9%
UWMC
8.9%

ROCE

RHFL
-20.8%
UWMC
9.2%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
RHFL, UWMC

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Performance Gap
RHFL, UWMC

Performance Gap Between RHFL and UWMC
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Performance By Year
RHFL, UWMC

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RHFL
UWMC
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