` Comparison: CNF vs FNMA - Alpha Spread

C
CNF
vs
FNMA

Over the past 12 months, CNF has underperformed FNMA, delivering a return of -52% compared to the FNMA's +28% growth.

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CNF
FNMA
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Valuation Comparison

CNF Intrinsic Value
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FNMA Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
C
CNFinance Holdings Ltd
NYSE:CNF
4.8 USD
Federal National Mortgage Association
OTC:FNMA
6.28 USD
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Valuation Scenario:
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Base Case
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Growth Comparison

Growth Over Time
CNF, FNMA

CNF
FNMA
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
C
CNFinance Holdings Ltd
Revenue
Federal National Mortgage Association
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
CNF, FNMA

CNF
FNMA
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
C
CNFinance Holdings Ltd
NYSE:CNF
Federal National Mortgage Association
OTC:FNMA
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What is Free Cash Flow?

Gross Margin

CNF
19.9%
FNMA
15.9%

Operating Margin

CNF
-6.2%
FNMA
11.2%

Net Margin

CNF
-5%
FNMA
0%

FCF Margin

CNF
19.8%
FNMA
15.1%

ROE

CNF
-1.2%
FNMA
0%

ROA

CNF
-0.3%
FNMA
0%

ROIC

CNF
-0.3%
FNMA
0.3%

ROCE

CNF
-0.5%
FNMA
0.4%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
CNF, FNMA

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Performance Gap
CNF, FNMA

Performance Gap Between CNF and FNMA
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Performance By Year
CNF, FNMA

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CNF
FNMA
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Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett