` Comparison: FOUR, PYPL - Alpha Spread

FOUR
vs
PYPL

Over the past 12 months, FOUR has significantly outperformed PYPL, delivering a return of +54% compared to the PYPL's +32% growth.

Smart Verdict
AI-Powered

Not Sure Which Stock Wins?
Let AI Decide.
FOUR
PYPL
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

FOUR Intrinsic Value
132.7 USD
Undervaluation 20%
Intrinsic Value
Price
PYPL Intrinsic Value
95.87 USD
Undervaluation 19%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Shift4 Payments Inc
NYSE:FOUR
106.81 USD
PayPal Holdings Inc
NASDAQ:PYPL
77.98 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
FOUR, PYPL

FOUR
PYPL
Add Stock
Revenue
www.alphaspread.com
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Shift4 Payments Inc
Revenue
PayPal Holdings Inc
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
FOUR, PYPL

FOUR
PYPL
Add Stock
Free Cash Flow
www.alphaspread.com
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Shift4 Payments Inc
NYSE:FOUR
PayPal Holdings Inc
NASDAQ:PYPL
What is Free Cash Flow?

Gross Margin

FOUR
30%
PYPL
41.4%

Operating Margin

FOUR
9.9%
PYPL
18.8%

Net Margin

FOUR
6.5%
PYPL
14.3%

FCF Margin

FOUR
10.3%
PYPL
18.7%

ROE

FOUR
30.3%
PYPL
22.2%

ROA

FOUR
5.3%
PYPL
5.5%

ROIC

FOUR
-155.9%
PYPL
16.9%

ROCE

FOUR
10.8%
PYPL
17.6%

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
FOUR, PYPL

Loading

Performance Gap
FOUR, PYPL

Loading
FOUR
PYPL
Difference
www.alphaspread.com

Performance By Year
FOUR, PYPL

Loading
FOUR
PYPL
Add Stock
Not Sure Which Stock Wins?
Let AI Decide
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Compare FOUR to other stocks
Unlock Full Access to Alpha Spread
Create Free Account