` Comparison: RAC vs SOFI - Alpha Spread
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R
RAC
vs
SOFI

Over the past 12 months, RAC has underperformed SOFI, delivering a return of +5% compared to the SOFI's +36% growth.

Valuation Growth Profitability Solvency Stocks Performance
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RAC
SOFI
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Stocks Compared:
RAC SOFI
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Valuation Comparison

R
RAC Intrinsic Value
Not Available
SOFI Intrinsic Value
12.61 USD
Overvaluation 27%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
R
Rithm Acquisition Corp
NYSE:RAC
10.4 USD
SoFi Technologies Inc
NASDAQ:SOFI
17.37 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
RAC, SOFI

RAC
SOFI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
R
Rithm Acquisition Corp
Revenue
SoFi Technologies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
RAC, SOFI

RAC
SOFI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
R
Rithm Acquisition Corp
NYSE:RAC
SoFi Technologies Inc
NASDAQ:SOFI
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

RAC
0%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
R
Rithm Acquisition Corp
SoFi Technologies Inc
Not applicable for financial companies

Operating Margin

RAC
0%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
R
Rithm Acquisition Corp
SoFi Technologies Inc
Not applicable for financial companies

Net Margin

RAC
0%
SOFI
13.3%

FCF Margin

RAC
0%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
R
Rithm Acquisition Corp
SoFi Technologies Inc
Not applicable for financial companies

ROE

RAC
3.3%
SOFI
5.7%

ROA

RAC
3.2%
SOFI
1.1%

ROIC

RAC
-0.3%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
R
Rithm Acquisition Corp
SoFi Technologies Inc
Not applicable for financial companies

ROCE

RAC
-0.3%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
R
Rithm Acquisition Corp
SoFi Technologies Inc
Not applicable for financial companies

Solvency Comparison

R
Rithm Acquisition Corp
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
SoFi Technologies Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
RAC, SOFI

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RAC
SOFI
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
RAC, SOFI

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RAC
SOFI
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
RAC, SOFI

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RAC
SOFI
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