` Comparison: BPHLY vs CPI - Alpha Spread
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B
BPHLY
vs
C
CPI

Over the past 12 months, BPHLY has underperformed CPI, delivering a return of -8% compared to the CPI's +40% growth.

Valuation Growth Profitability Solvency Stocks Performance
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BPHLY
CPI
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Stocks Compared:
BPHLY CPI
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Valuation Comparison

BPHLY Intrinsic Value
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CPI Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
B
Bank of the Philippine Islands
OTC:BPHLY
40.125 USD
C
Capitec Bank Holdings Ltd
JSE:CPI
442 318 Zac
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
BPHLY, CPI

BPHLY
CPI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
B
Bank of the Philippine Islands
Revenue
C
Capitec Bank Holdings Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
BPHLY, CPI

BPHLY
CPI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
B
Bank of the Philippine Islands
OTC:BPHLY
FCF is not applicable for financial companies
C
Capitec Bank Holdings Ltd
JSE:CPI
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

BPHLY
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank of the Philippine Islands
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

Operating Margin

BPHLY
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank of the Philippine Islands
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

Net Margin

BPHLY
34.6%
CPI
24.6%

FCF Margin

BPHLY
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank of the Philippine Islands
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

ROE

BPHLY
14.2%
CPI
30.7%

ROA

BPHLY
1.9%
CPI
6.5%

ROIC

BPHLY
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank of the Philippine Islands
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

ROCE

BPHLY
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank of the Philippine Islands
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

Solvency Comparison

B
Bank of the Philippine Islands
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
C
Capitec Bank Holdings Ltd
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
BPHLY, CPI

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BPHLY
CPI
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
BPHLY, CPI

Performance Gap Between BPHLY and CPI
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Performance By Year
BPHLY, CPI

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BPHLY
CPI
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