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Intrinsic Value

The intrinsic value of Capitec Bank Holdings Ltd (CPI) under the Base Case is Zac per share. Compared with the current market price of 495 872 Zac, the stock appears .

The intrinsic value is calculated using the DCF method.

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CPI Intrinsic Value

What one share is worth in the bear, base and bull cases.

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Do our valuations actually work? See backtest results .

CPI Valuation History

Intrinsic value next to the price over the past 5 years, and what happened after valuations like today’s.

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Current Price 495 872
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Margin of Safety 20% Locked
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Fundamental Analysis

What Capitec Bank Does

Banking Financials

Capitec Bank Holdings is a South African retail bank that serves everyday consumers and, to a smaller extent, small businesses. It sells bank accounts, savings products, personal loans, credit cards, digital banking, and related insurance and payment services. Most of its customers use Capitec for day-to-day money management through its app, branches, and card network.

Headquarters
South Africa ZA
Employees
17 672
IPO date
Feb 18, 2002
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Capitec Bank Holdings has no economic moat

No Moat Narrow Wide

Customers can find low-priced banking elsewhere, and rival banks help them move their payments, leaving Capitec exposed to competition on price and convenience. Its appeal rests on affordable service rather than an ability to charge more or make leaving prohibitively difficult.

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Financials
Efficiency

Wall St Price Targets

Capital Returns

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Competitive Landscape

What is the Intrinsic Value of one CPI stock?

The intrinsic value for Capitec Bank Holdings Ltd (CPI) under the Base Case is Zac.

Is CPI stock undervalued or overvalued?

Compared with the current market price of 495 872 Zac, the stock appears .

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