` Comparison: EXCH vs FCNCA - Alpha Spread

EXCH
vs
FCNCA

Over the past 12 months, EXCH has significantly outperformed FCNCA, delivering a return of +40% compared to the FCNCA's 8% drop.

Valuation Growth Profitability Solvency Stocks Performance
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EXCH
FCNCA
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Stocks Compared:
EXCH FCNCA
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Valuation Comparison

EXCH Intrinsic Value
Not Available
FCNCA Intrinsic Value
2 450.46 USD
Undervaluation 18%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Exchange Bankshares Inc
OTC:EXCH
70 USD
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
2 016.56 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
EXCH, FCNCA

EXCH
FCNCA
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Exchange Bankshares Inc
Revenue
First Citizens BancShares Inc (Delaware)
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
EXCH, FCNCA

EXCH
FCNCA
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Exchange Bankshares Inc
OTC:EXCH
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

EXCH
0%
FCNCA
LTM 3Y Avg 5Y Avg 10Y Avg
Exchange Bankshares Inc
First Citizens BancShares Inc (Delaware)
Not applicable for financial companies

Operating Margin

EXCH
0%
FCNCA
LTM 3Y Avg 5Y Avg 10Y Avg
Exchange Bankshares Inc
First Citizens BancShares Inc (Delaware)
Not applicable for financial companies

Net Margin

EXCH
0%
FCNCA
23.8%

FCF Margin

EXCH
0%
FCNCA
LTM 3Y Avg 5Y Avg 10Y Avg
Exchange Bankshares Inc
First Citizens BancShares Inc (Delaware)
Not applicable for financial companies

ROE

EXCH
0%
FCNCA
10.1%

ROA

EXCH
0%
FCNCA
1%

ROIC

EXCH
0%
FCNCA
LTM 3Y Avg 5Y Avg 10Y Avg
Exchange Bankshares Inc
First Citizens BancShares Inc (Delaware)
Not applicable for financial companies

ROCE

EXCH
0%
FCNCA
LTM 3Y Avg 5Y Avg 10Y Avg
Exchange Bankshares Inc
First Citizens BancShares Inc (Delaware)
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
EXCH, FCNCA

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EXCH
FCNCA
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
EXCH, FCNCA

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EXCH
FCNCA
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
EXCH, FCNCA

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EXCH
FCNCA
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