First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
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Intrinsic Value
The intrinsic value of 
First Citizens BancShares Inc (Delaware) (FCNCA) under the Base Case is 2 047.3647 USD per share.
Compared with the current market price of 2 317.8601 USD, the stock appears
Overvalued by 12% .
The intrinsic value is calculated using valuation multiples.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What First Citizens BancShares Does
First Citizens BancShares is a bank holding company that runs First-Citizens Bank and Trust and related financial businesses. It takes in deposits, makes loans, and offers everyday banking products such as checking and savings accounts, business banking, mortgages, equipment loans, and other credit services. Its main customers are consumers, small and mid-sized businesses, and commercial borrowers that need a lender with local service and a broad set of banking products.
- Headquarters
- United States of America US
- Employees
- 18 009
- IPO date
- Oct 22, 1986
First Citizens BancShares has no economic moat
Customers can compare rates, fees, service and convenience across First Citizens, larger banks and nonbank providers, and they do not gain a unique benefit simply because more people bank with First Citizens. Its position in its main deposit markets does not keep other providers out, and its name does not clearly let it charge more.
Read the full moat analysisWhat is the Intrinsic Value of one FCNCA stock?
The intrinsic value for First Citizens BancShares Inc (Delaware) (FCNCA) under the Base Case is 2 047.3647 USD.
Is FCNCA stock undervalued or overvalued?
Compared with the current market price of 2 317.8601 USD, the stock appears Overvalued by 12% .
