` Comparison: FISB vs FCNCA - Alpha Spread
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FISB
vs
FCNCA

Over the past 12 months, FISB has underperformed FCNCA, delivering a return of 0% compared to the FCNCA's 4% drop.

Valuation Growth Profitability Solvency Stocks Performance
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FISB
FCNCA
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Stocks Compared:
FISB FCNCA
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Valuation Comparison

FISB Intrinsic Value
Not Available
FCNCA Intrinsic Value
2 581.691 USD
Undervaluation 20%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
1St Capital Bancorp
OTC:FISB
14 USD
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
2 066.015 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
FISB, FCNCA

FISB
FCNCA
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
1St Capital Bancorp
Revenue
First Citizens BancShares Inc (Delaware)
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
FISB, FCNCA

FISB
FCNCA
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
1St Capital Bancorp
OTC:FISB
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

FISB
0%
FCNCA
LTM 3Y Avg 5Y Avg 10Y Avg
1St Capital Bancorp
First Citizens BancShares Inc (Delaware)
Not applicable for financial companies

Operating Margin

FISB
0%
FCNCA
LTM 3Y Avg 5Y Avg 10Y Avg
1St Capital Bancorp
First Citizens BancShares Inc (Delaware)
Not applicable for financial companies

Net Margin

FISB
0%
FCNCA
22.5%

FCF Margin

FISB
0%
FCNCA
LTM 3Y Avg 5Y Avg 10Y Avg
1St Capital Bancorp
First Citizens BancShares Inc (Delaware)
Not applicable for financial companies

ROE

FISB
0%
FCNCA
9.7%

ROA

FISB
0%
FCNCA
0.9%

ROIC

FISB
0%
FCNCA
LTM 3Y Avg 5Y Avg 10Y Avg
1St Capital Bancorp
First Citizens BancShares Inc (Delaware)
Not applicable for financial companies

ROCE

FISB
0%
FCNCA
LTM 3Y Avg 5Y Avg 10Y Avg
1St Capital Bancorp
First Citizens BancShares Inc (Delaware)
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
FISB, FCNCA

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FISB
FCNCA
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
FISB, FCNCA

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FISB
FCNCA
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
FISB, FCNCA

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FISB
FCNCA
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