` Comparison: PHPYF vs FI - Alpha Spread

P
PHPYF
vs
FI

Over the past 12 months, PHPYF has underperformed FI, delivering a return of 0% compared to the FI's 70% drop.

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PHPYF
FI
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Stocks Compared:
PHPYF FI
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Valuation Comparison

PHPYF Intrinsic Value
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FI Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
P
Pushpay Holdings Ltd
OTC:PHPYF
0.82 USD
Fiserv Inc
NYSE:FI
63.8 USD
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Valuation Scenario:
Bear Case
Base Case
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Growth Comparison

Growth Over Time
PHPYF, FI

PHPYF
FI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
P
Pushpay Holdings Ltd
Revenue
Fiserv Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
PHPYF, FI

PHPYF
FI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
P
Pushpay Holdings Ltd
OTC:PHPYF
Fiserv Inc
NYSE:FI
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What is Free Cash Flow?

Gross Margin

PHPYF
46.4%
FI
60.5%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Pushpay Holdings Ltd
Fiserv Inc

Operating Margin

PHPYF
12%
FI
28.7%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Pushpay Holdings Ltd
Fiserv Inc

Net Margin

PHPYF
7.6%
FI
17%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Pushpay Holdings Ltd
Fiserv Inc

FCF Margin

PHPYF
14.5%
FI
21.8%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Pushpay Holdings Ltd
Fiserv Inc

ROE

PHPYF
9.9%
FI
13.6%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Pushpay Holdings Ltd
Fiserv Inc

ROA

PHPYF
6.1%
FI
4.5%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Pushpay Holdings Ltd
Fiserv Inc

ROIC

PHPYF
7.5%
FI
6.6%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Pushpay Holdings Ltd
Fiserv Inc

ROCE

PHPYF
11%
FI
10.7%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Pushpay Holdings Ltd
Fiserv Inc

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
PHPYF, FI

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PHPYF
FI
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Performance Gap
PHPYF, FI

Performance Gap Between PHPYF and FI
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Performance By Year
PHPYF, FI

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PHPYF
FI
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