` Comparison: UGHB vs SOFI - Alpha Spread
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U
UGHB
vs
SOFI

Over the past 12 months, UGHB has underperformed SOFI, delivering a return of -50% compared to the SOFI's +21% growth.

Valuation Growth Profitability Solvency Stocks Performance
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UGHB
SOFI
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Stocks Compared:
UGHB SOFI
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Valuation Comparison

UGHB Intrinsic Value
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SOFI Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
U
Universal Global Hub Inc
OTC:UGHB
0.0001 USD
SoFi Technologies Inc
NASDAQ:SOFI
19.57 USD
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Valuation Scenario:
Bear Case
Base Case
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Growth Comparison

Growth Over Time
UGHB, SOFI

UGHB
SOFI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
U
Universal Global Hub Inc
Revenue
SoFi Technologies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
UGHB, SOFI

UGHB
SOFI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
U
Universal Global Hub Inc
OTC:UGHB
SoFi Technologies Inc
NASDAQ:SOFI
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

UGHB
0%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
U
Universal Global Hub Inc
SoFi Technologies Inc
Not applicable for financial companies

Operating Margin

UGHB
0%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
U
Universal Global Hub Inc
SoFi Technologies Inc
Not applicable for financial companies

Net Margin

UGHB
0%
SOFI
13.3%

FCF Margin

UGHB
0%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
U
Universal Global Hub Inc
SoFi Technologies Inc
Not applicable for financial companies

ROE

UGHB
20%
SOFI
5.7%

ROA

UGHB
0%
SOFI
1.1%

ROIC

UGHB
90.9%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
U
Universal Global Hub Inc
SoFi Technologies Inc
Not applicable for financial companies

ROCE

UGHB
20%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
U
Universal Global Hub Inc
SoFi Technologies Inc
Not applicable for financial companies

Solvency Comparison

U
Universal Global Hub Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
SoFi Technologies Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
UGHB, SOFI

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UGHB
SOFI
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
UGHB, SOFI

Performance Gap Between UGHB and SOFI
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Performance By Year
UGHB, SOFI

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UGHB
SOFI
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