` Comparison: AF vs IRFC - Alpha Spread

A
AF
vs
IRFC

Over the past 12 months, AF has underperformed IRFC, delivering a return of -50% compared to the IRFC's 19% drop.

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AF
IRFC
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Valuation Comparison

AF Intrinsic Value
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IRFC Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
A
Aira Factoring PCL
SET:AF
0.31 THB
Indian Railway Finance Corp Ltd
NSE:IRFC
114.18 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
AF, IRFC

AF
IRFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
A
Aira Factoring PCL
Revenue
Indian Railway Finance Corp Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
AF, IRFC

AF
IRFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
A
Aira Factoring PCL
SET:AF
Indian Railway Finance Corp Ltd
NSE:IRFC
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What is Free Cash Flow?

Gross Margin

AF
0%
IRFC
0%

Operating Margin

AF
35.3%
IRFC
99.4%

Net Margin

AF
3.6%
IRFC
25.5%

FCF Margin

AF
-6.9%
IRFC
13.2%

ROE

AF
1.7%
IRFC
12.7%

ROA

AF
0.4%
IRFC
1.4%

ROIC

AF
2.9%
IRFC
5.5%

ROCE

AF
15.1%
IRFC
5.3%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
AF, IRFC

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Performance Gap
AF, IRFC

Performance Gap Between AF and IRFC
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Performance By Year
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