` Comparison: IFS vs IRFC - Alpha Spread

I
IFS
vs
IRFC

Over the past 12 months, IFS has outperformed IRFC, delivering a return of -9% compared to the IRFC's 15% drop.

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IFS
IRFC
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Stocks Compared:
IFS IRFC
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Valuation Comparison

I
IFS Intrinsic Value
4.46 THB
Undervaluation 53%
Intrinsic Value
Price
IRFC Intrinsic Value
132.72 INR
Undervaluation 10%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
I
IFS Capital Thailand PCL
SET:IFS
2.1 THB
Indian Railway Finance Corp Ltd
NSE:IRFC
120.05 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
IFS, IRFC

IFS
IRFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
I
IFS Capital Thailand PCL
Revenue
Indian Railway Finance Corp Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
IFS, IRFC

IFS
IRFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
I
IFS Capital Thailand PCL
SET:IFS
Indian Railway Finance Corp Ltd
NSE:IRFC
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What is Free Cash Flow?

Gross Margin

IFS
0%
IRFC
0%

Operating Margin

IFS
66.8%
IRFC
99.3%

Net Margin

IFS
26%
IRFC
26.3%

FCF Margin

IFS
-47.4%
IRFC
-37.5%

ROE

IFS
6%
IRFC
12.9%

ROA

IFS
2.7%
IRFC
1.4%

ROIC

IFS
6.6%
IRFC
5.4%

ROCE

IFS
14.6%
IRFC
5.4%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
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Performance Gap
IFS, IRFC

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IFS
IRFC
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
IFS, IRFC

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IRFC
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