` Comparison: 8563 vs FCNCA - Alpha Spread

8563
vs
FCNCA

Over the past 12 months, Daito Bank Ltd has significantly outperformed FCNCA, delivering a return of +32% compared to the FCNCA's 8% drop.

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8563
FCNCA
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8563 FCNCA
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Valuation Comparison

Intrinsic Value
1 366.72 JPY
Undervaluation 28%
Intrinsic Value
Price
FCNCA Intrinsic Value
2 450.46 USD
Undervaluation 18%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Daito Bank Ltd
TSE:8563
986 JPY
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
2 016.56 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
8563, FCNCA

8563
FCNCA
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Daito Bank Ltd
Revenue
First Citizens BancShares Inc (Delaware)
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
8563, FCNCA

8563
FCNCA
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Daito Bank Ltd
TSE:8563
FCF is not applicable for financial companies
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

Daito Bank Ltd
FCNCA
LTM 3Y Avg 5Y Avg 10Y Avg
Daito Bank Ltd
Not applicable for financial companies
First Citizens BancShares Inc (Delaware)
Not applicable for financial companies

Operating Margin

Daito Bank Ltd
FCNCA
LTM 3Y Avg 5Y Avg 10Y Avg
Daito Bank Ltd
Not applicable for financial companies
First Citizens BancShares Inc (Delaware)
Not applicable for financial companies

Net Margin

Daito Bank Ltd
10.6%
FCNCA
23.8%

FCF Margin

Daito Bank Ltd
FCNCA
LTM 3Y Avg 5Y Avg 10Y Avg
Daito Bank Ltd
Not applicable for financial companies
First Citizens BancShares Inc (Delaware)
Not applicable for financial companies

ROE

Daito Bank Ltd
4%
FCNCA
10.1%

ROA

Daito Bank Ltd
0.2%
FCNCA
1%

ROIC

Daito Bank Ltd
FCNCA
LTM 3Y Avg 5Y Avg 10Y Avg
Daito Bank Ltd
Not applicable for financial companies
First Citizens BancShares Inc (Delaware)
Not applicable for financial companies

ROCE

Daito Bank Ltd
FCNCA
LTM 3Y Avg 5Y Avg 10Y Avg
Daito Bank Ltd
Not applicable for financial companies
First Citizens BancShares Inc (Delaware)
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
8563, FCNCA

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8563
FCNCA
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Performance Gap
8563, FCNCA

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8563
FCNCA
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
8563, FCNCA

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8563
FCNCA
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