` Comparison: FFH.U, PGR - Alpha Spread

FFH.U
vs
PGR

Over the past 12 months, FFH.U has underperformed PGR, delivering a return of 0% compared to the PGR's +7% growth.

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FFH.U
PGR
One-click summary across all key metrics.
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One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

FFH.U Intrinsic Value
611.58 USD
Undervaluation 22%
Intrinsic Value
Price
PGR Intrinsic Value
303.4313 USD
Undervaluation 16%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Fairfax Financial Holdings Ltd
TSX:FFH.U
474 USD
Progressive Corp
NYSE:PGR
253.7375 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
FFH.U, PGR

FFH.U
PGR
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Revenue
www.alphaspread.com
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Fairfax Financial Holdings Ltd
Revenue
Progressive Corp
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
FFH.U, PGR

FFH.U
PGR
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Fairfax Financial Holdings Ltd
TSX:FFH.U
FCF is not applicable for financial companies
Progressive Corp
NYSE:PGR
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

FFH.U
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
Fairfax Financial Holdings Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Operating Margin

FFH.U
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
Fairfax Financial Holdings Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Net Margin

FFH.U
11.1%
PGR
12.7%

FCF Margin

FFH.U
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
Fairfax Financial Holdings Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

ROE

FFH.U
19.4%
PGR
37.3%

ROA

FFH.U
4.8%
PGR
9.8%

ROIC

FFH.U
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
Fairfax Financial Holdings Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

ROCE

FFH.U
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
Fairfax Financial Holdings Ltd
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
FFH.U, PGR

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Performance Gap
FFH.U, PGR

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FFH.U
PGR
Difference
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Performance By Year
FFH.U, PGR

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FFH.U
PGR
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