` Comparison: EBO vs CPI - Alpha Spread

EBO
vs
C
CPI

Over the past 12 months, EBO has significantly outperformed CPI, delivering a return of +81% compared to the CPI's +49% growth.

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EBO
CPI
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Valuation Comparison

EBO Intrinsic Value
130.06 EUR
Undervaluation 15%
Intrinsic Value
Price
C
CPI Intrinsic Value
Not Available
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Erste Group Bank AG
XMUN:EBO
110.1 EUR
C
Capitec Bank Holdings Ltd
JSE:CPI
439 140 Zac
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
EBO, CPI

EBO
CPI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Erste Group Bank AG
Revenue
C
Capitec Bank Holdings Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
EBO, CPI

EBO
CPI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Erste Group Bank AG
XMUN:EBO
FCF is not applicable for financial companies
C
Capitec Bank Holdings Ltd
JSE:CPI
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

EBO
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
Erste Group Bank AG
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

Operating Margin

EBO
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
Erste Group Bank AG
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

Net Margin

EBO
24.8%
CPI
24.6%

FCF Margin

EBO
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
Erste Group Bank AG
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

ROE

EBO
12.6%
CPI
30.7%

ROA

EBO
0.9%
CPI
6.5%

ROIC

EBO
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
Erste Group Bank AG
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

ROCE

EBO
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
Erste Group Bank AG
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
EBO, CPI

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Performance Gap
EBO, CPI

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EBO
CPI
Difference
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Performance By Year
EBO, CPI

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EBO
CPI
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