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Australian Finance Group Ltd
ASX:AFG

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Australian Finance Group Ltd Logo
Australian Finance Group Ltd
ASX:AFG
Watchlist
Price: 1.63 AUD -1.21% Market Closed
Updated: Mar 28, 2024

Intrinsic Value

Australian Finance Group Ltd. engages in the provision of mortgage brokerage business. [ Read More ]

The intrinsic value of one AFG stock under the Base Case scenario is 5.8 AUD. Compared to the current market price of 1.63 AUD, Australian Finance Group Ltd is Undervalued by 72%.

Key Points:
AFG Intrinsic Value
Base Case
5.8 AUD
Undervaluation 72%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Australian Finance Group Ltd

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Fundamental Analysis

Financials

Balance Sheet Decomposition
Australian Finance Group Ltd

Current Assets 69.2m
Cash & Short-Term Investments 65.9m
Receivables 3.3m
Non-Current Assets 5.6B
Long-Term Investments 38.8m
PP&E 6.2m
Intangibles 103.3m
Other Non-Current Assets 5.4B
Current Liabilities 1.2B
Accounts Payable 1.2B
Accrued Liabilities 6.3m
Non-Current Liabilities 4.3B
Long-Term Debt 4.2B
Other Non-Current Liabilities 61.1m
Efficiency

Earnings Waterfall
Australian Finance Group Ltd

Revenue
797.9m AUD
Cost of Revenue
-700m AUD
Gross Profit
98m AUD
Operating Expenses
-60.2m AUD
Operating Income
37.8m AUD
Other Expenses
-7.9m AUD
Net Income
29.9m AUD

Free Cash Flow Analysis
Australian Finance Group Ltd

Last Value
3-Years Average
FCF Margin
Conversion Rate
History
Components
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Table
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Fundamental Scores

AFG Profitability Score
Profitability Due Diligence

Australian Finance Group Ltd's profitability score is 50/100. The higher the profitability score, the more profitable the company is.

Positive 3-Year Average ROE
Positive Free Cash Flow
Positive Revenue Growth Forecast
Positive 3-Years Revenue Growth
50/100
Profitability
Score

Australian Finance Group Ltd's profitability score is 50/100. The higher the profitability score, the more profitable the company is.

AFG Solvency Score
Solvency Due Diligence

Australian Finance Group Ltd's solvency score is 8/100. The higher the solvency score, the more solvent the company is.

Long-Term Solvency
Positive Net Debt
Short-Term Solvency
High D/E
8/100
Solvency
Score

Australian Finance Group Ltd's solvency score is 8/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

AFG Price Targets Summary
Australian Finance Group Ltd

Wall Street analysts forecast AFG stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for AFG is 1.74 AUD with a low forecast of 1.48 AUD and a high forecast of 2.27 AUD.

Lowest
Price Target
1.48 AUD
9% Downside
Average
Price Target
1.74 AUD
7% Upside
Highest
Price Target
2.27 AUD
39% Upside
View Analyst Estimates
View Analyst Estimates

Competitive Landscape

Shareholder Return

AFG Price
Australian Finance Group Ltd

1M 1M
-2%
6M 6M
+11%
1Y 1Y
+14%
3Y 3Y
-27%
5Y 5Y
+67%
10Y 10Y
+127%
Annual Price Range
1.63
52w Low
1.28
52w High
1.85
Price Metrics
Average Annual Return 22.58%
Standard Deviation of Annual Returns 70.74%
Max Drawdown -68%
Shares Statistics
Market Capitalization 441.4m AUD
Shares Outstanding 273 913 000
Percentage of Shares Shorted
N/A

AFG Return Decomposition
Main factors of price return

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Company Profile

Australian Finance Group Ltd Logo
Australian Finance Group Ltd

Country

Australia

Industry

Financial Services

Market Cap

441.4m AUD

Dividend Yield

4.91%

Description

Australian Finance Group Ltd. engages in the provision of mortgage brokerage business. The company is headquartered in Perth, Western Australia and currently employs 238 full-time employees. The company went IPO on 2015-05-22. The Company’s segment includes AFG Wholesale Mortgage Broking and AFG Home Loans. The AFG Wholesale Mortgage Broking segment includes operating activities, which the Company acts as a wholesale mortgage broker that provides its contracted brokers with administrative and infrastructure support, as well as access to a panel of lenders. The firm receives two types of commission payments on loans originated through its network, which includes upfront commissions on settled loans and trail commissions on the loan book. AFG Home Loans segment offers its branded mortgage products. The segment earns fees for services in the form of upfront and trail commissions, and net interest margin on its securitization program.

Contact

WESTERN AUSTRALIA
Perth
West Perth, L 4 100 Havelock St
+61894207888.0
https://www.afgonline.com.au

IPO

2015-05-22

Employees

238

Officers

Chief Executive Officer
Mr. David Bailey
Co-Founder & Non-Executive Director
Mr. Malcolm Watkins
Chief Financial Officer
Mr. Luca Pietropiccolo
Chief Operating Officer
Ms. Lisa Bevan
Chief Technology Officer
Brad Wearn
Company Secretary & General Counsel
Ms. Michelle Palethorpe
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Head of Compliance & Legal Counsel
Shirley Elliot
Head of Corporate Communications
Alison Clarke
Chief Marketing Officer
Mr. Jonathan Amery
Head of Sales and Distribution
Them Lam
Show Less

See Also

Discover More
What is the Intrinsic Value of one AFG stock?

The intrinsic value of one AFG stock under the Base Case scenario is 5.8 AUD.

Is AFG stock undervalued or overvalued?

Compared to the current market price of 1.63 AUD, Australian Finance Group Ltd is Undervalued by 72%.