Credit Corp Group Ltd
ASX:CCP
Intrinsic Value
Credit Corp. Group Ltd. engages in debt purchase and debt collection services. [ Read More ]
The intrinsic value of one
CCP
stock under the Base Case scenario is
26.85
AUD.
Compared to the current market price of 16.55 AUD,
Credit Corp Group Ltd
is
Undervalued by 38%.
Credit Corp Group Ltd's market capitalization is 1.1B AUD.
CCP stock price is 16.55 AUD.
CCP stock price (16.55 AUD) is 38% less than its Intrinsic Value (26.85 AUD).
CCP has upside potential of 26% compared to the average analyst price target.
Open Wall St Estimates
CCP has positive three-year average ROIC (Return on Invested Capital): 10%. The company is efficient at using invested capital to generate operating income.
CCP's Revenue has grown by 3% over the past 12 months.
CCP has positive three-year average ROE (Return on Equity): 11%. The company is efficient at transforming stockholders' equity into net income.
CCP's ROIC (Return on Invested Capital) has increased in the last 3 years from 3% to 6%.
CCP's ROE (Return on Equity) has increased in the last 3 years from 3% to 6%.
CCP's ROE (Return on Equity) for the past 12 months is positive and is equal to 6%.
CCP's Revenue has been growing by 5% per year for the last 3 years.
CCP's ROIC (Return on Invested Capital) for the past 12 months is positive and is equal to 6%.
CCP's Revenue is forecast to grow at a rate of 7% per year over the next 3 years.
CCP has positive Net Income for the last twelve months.
CCP's Altman Z-Score is equal to 2.83.
CCP has positive Operating Income for the last twelve months.
CCP has positive Free Cash Flow for the last twelve months.
CCP's D/E (Debt to Equity) is very low and is equal to 0.48.
CCP's long-term assets (1B AUD) exceed its long-term liabilties (457m AUD).
CCP has positive Gross Profit for the last twelve months.
CCP has positive Net Debt. This means that the company has more debt (368m AUD) than cash and short-term investments (32m AUD).
CCP's short-term assets (450m AUD) exceed its short-term liabilties (76m AUD).
CCP doesn't generate enough operating income (90m AUD) to safely cover interest payments on its debt (-21m AUD).
Valuation Backtest
Credit Corp Group Ltd
Run backtest to discover the historical profit from buying and selling
CCP
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Credit Corp Group Ltd
Balance Sheet Decomposition
Credit Corp Group Ltd
| Current Assets | 450.2m |
| Cash & Short-Term Investments | 32m |
| Receivables | 192m |
| Other Current Assets | 226.2m |
| Non-Current Assets | 767.9m |
| PP&E | 32.9m |
| Intangibles | 14.8m |
| Other Non-Current Assets | 720.3m |
| Current Liabilities | 76m |
| Accounts Payable | 26.3m |
| Other Current Liabilities | 49.7m |
| Non-Current Liabilities | 381.3m |
| Long-Term Debt | 368.5m |
| Other Non-Current Liabilities | 12.9m |
Earnings Waterfall
Credit Corp Group Ltd
|
Revenue
|
440.1m
AUD
|
|
Cost of Revenue
|
-34.7m
AUD
|
|
Gross Profit
|
405.4m
AUD
|
|
Operating Expenses
|
-315.7m
AUD
|
|
Operating Income
|
89.8m
AUD
|
|
Other Expenses
|
-42.5m
AUD
|
|
Net Income
|
47.3m
AUD
|
Free Cash Flow Analysis
Credit Corp Group Ltd
CCP Profitability Score
Profitability Due Diligence
Credit Corp Group Ltd's profitability score is 55/100. The higher the profitability score, the more profitable the company is.
Score
Credit Corp Group Ltd's profitability score is 55/100. The higher the profitability score, the more profitable the company is.
CCP Solvency Score
Solvency Due Diligence
Credit Corp Group Ltd's solvency score is 48/100. The higher the solvency score, the more solvent the company is.
Score
Credit Corp Group Ltd's solvency score is 48/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
CCP Price Targets Summary
Credit Corp Group Ltd
According to Wall Street analysts, the average 1-year price target for
CCP
is 20.82 AUD
with a low forecast of 16.29 AUD and a high forecast of 28.25 AUD.
Shareholder Return
CCP Price
Credit Corp Group Ltd
| Average Annual Return | 0.26% |
| Standard Deviation of Annual Returns | 32.41% |
| Max Drawdown | -83% |
| Market Capitalization | 1.1B AUD |
| Shares Outstanding | 68 067 000 |
| Percentage of Shares Shorted |
N/A
|
Company Profile
Credit Corp Group Ltd
Country
Industry
Market Cap
Dividend Yield
Description
Credit Corp. Group Ltd. engages in debt purchase and debt collection services. The company is headquartered in Sydney, New South Wales and currently employs 1,733 full-time employees. The company went IPO on 2000-09-04. Its segments include debt ledger purchasing (Australia and New Zealand), debt ledger purchasing (United States) and consumer lending (Australia and New Zealand). The debt ledger purchasing segment purchases consumer debts at a discount to their face value from credit providers in Australia and New Zealand, with the objective of recovering amounts in excess of the purchase price over the collection life cycle of the receivables to produce a return. The debt ledger purchasing (United States) segment purchases consumer debts at a discount to their face value from credit providers in the United States, with the objective of recovering amounts in excess of the purchase price over the collection life cycle of the receivables to produce a return. The consumer lending (Australia and New Zealand) segment offers various sustainable financial products to credit-impaired consumers.
Contact
IPO
Employees
Officers
The intrinsic value of one
CCP
stock under the Base Case scenario is
26.85
AUD.
Compared to the current market price of 16.55 AUD,
Credit Corp Group Ltd
is
Undervalued by 38%.
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