Clearview Wealth Ltd
ASX:CVW
Income Statement
Earnings Waterfall
Clearview Wealth Ltd
Income Statement
Clearview Wealth Ltd
| Dec-2005 | Jun-2006 | Dec-2006 | Jun-2007 | Dec-2007 | Jun-2008 | Dec-2008 | Jun-2009 | Dec-2009 | Jun-2010 | Dec-2010 | Jun-2011 | Dec-2011 | Jun-2012 | Dec-2012 | Jun-2013 | Dec-2013 | Jun-2014 | Dec-2014 | Jun-2015 | Dec-2015 | Jun-2016 | Dec-2016 | Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | Jun-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||
| Interest Expense |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
1
|
1
|
1
|
1
|
1
|
0
|
1
|
0
|
6
|
0
|
5
|
0
|
7
|
0
|
9
|
0
|
0
|
|
| Gross Premiums Earned |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
185
|
0
|
299
|
334
|
372
|
367
|
376
|
|
| Revenue |
10
N/A
|
11
+5%
|
12
+11%
|
15
+25%
|
17
+16%
|
16
-6%
|
13
-18%
|
9
-29%
|
10
+10%
|
(4)
N/A
|
60
N/A
|
225
+278%
|
174
-23%
|
140
-19%
|
212
+51%
|
292
+38%
|
182
-38%
|
190
+4%
|
217
+14%
|
254
+17%
|
279
+10%
|
296
+6%
|
316
+7%
|
334
+6%
|
358
+7%
|
372
+4%
|
387
+4%
|
386
0%
|
390
+1%
|
410
+5%
|
349
-15%
|
289
-17%
|
326
+13%
|
185
-43%
|
182
-2%
|
327
+80%
|
366
+12%
|
403
+10%
|
396
-2%
|
409
+3%
|
|
| Gross Profit | |||||||||||||||||||||||||||||||||||||||||
| Cost of Revenue |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(1)
|
(4)
|
(5)
|
(6)
|
(5)
|
(6)
|
(10)
|
(22)
|
(32)
|
(38)
|
(46)
|
(62)
|
(87)
|
(102)
|
(109)
|
(116)
|
(121)
|
(128)
|
(130)
|
(129)
|
(128)
|
(124)
|
(126)
|
(91)
|
(59)
|
(51)
|
(51)
|
(53)
|
(61)
|
0
|
0
|
0
|
0
|
|
| Gross Profit |
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
6
N/A
|
9
+52%
|
7
-22%
|
(10)
N/A
|
103
N/A
|
220
+113%
|
168
-24%
|
131
-22%
|
135
+4%
|
260
+92%
|
144
-45%
|
145
+0%
|
155
+7%
|
167
+7%
|
177
+6%
|
186
+5%
|
200
+7%
|
213
+6%
|
230
+8%
|
242
+6%
|
258
+6%
|
258
+0%
|
266
+3%
|
285
+7%
|
258
-9%
|
229
-11%
|
275
+20%
|
134
-51%
|
129
-4%
|
146
+13%
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
|
| Operating Income | |||||||||||||||||||||||||||||||||||||||||
| Operating Expenses |
(4)
|
(4)
|
(4)
|
(5)
|
(5)
|
(6)
|
(7)
|
(7)
|
(8)
|
4
|
(135)
|
(200)
|
(51)
|
(93)
|
(220)
|
(243)
|
(240)
|
(203)
|
(209)
|
(215)
|
(134)
|
(146)
|
(231)
|
(258)
|
(276)
|
(249)
|
(176)
|
(299)
|
(380)
|
(153)
|
(212)
|
(432)
|
(401)
|
(99)
|
(66)
|
(241)
|
(341)
|
(386)
|
(365)
|
(375)
|
|
| Selling, General & Administrative |
0
|
(4)
|
0
|
(5)
|
(2)
|
(5)
|
(3)
|
(6)
|
(7)
|
5
|
(131)
|
(193)
|
(44)
|
(85)
|
(223)
|
(233)
|
(254)
|
(239)
|
(259)
|
(258)
|
(175)
|
(210)
|
(297)
|
(309)
|
(341)
|
(321)
|
(250)
|
(382)
|
(468)
|
(288)
|
(345)
|
(531)
|
(503)
|
(295)
|
(248)
|
(214)
|
0
|
0
|
0
|
0
|
|
| Depreciation & Amortization |
0
|
0
|
0
|
(0)
|
(0)
|
(1)
|
0
|
(0)
|
(1)
|
(1)
|
(4)
|
(8)
|
(8)
|
(8)
|
(9)
|
(10)
|
(10)
|
(11)
|
(12)
|
(13)
|
(13)
|
(14)
|
(14)
|
(14)
|
(11)
|
(10)
|
(10)
|
(9)
|
(8)
|
(7)
|
(6)
|
(6)
|
(6)
|
(5)
|
(5)
|
(5)
|
0
|
0
|
0
|
0
|
|
| Benefits Claims Loss Adjustment |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(290)
|
(328)
|
(372)
|
(349)
|
(355)
|
|
| Other Operating Expenses |
(4)
|
(0)
|
(4)
|
(0)
|
(3)
|
(0)
|
(3)
|
(0)
|
(1)
|
(0)
|
0
|
0
|
0
|
0
|
12
|
0
|
24
|
46
|
62
|
56
|
55
|
78
|
81
|
65
|
77
|
82
|
84
|
92
|
96
|
143
|
139
|
105
|
107
|
201
|
187
|
268
|
(14)
|
(14)
|
(16)
|
(20)
|
|
| Operating Income |
6
N/A
|
7
+8%
|
8
+20%
|
10
+25%
|
12
+16%
|
10
-10%
|
7
-38%
|
2
-69%
|
(2)
N/A
|
(6)
-224%
|
(81)
-1 373%
|
19
N/A
|
116
+502%
|
38
-68%
|
(29)
N/A
|
17
N/A
|
(96)
N/A
|
(59)
+39%
|
(54)
+8%
|
(48)
+11%
|
43
N/A
|
41
-6%
|
(31)
N/A
|
(45)
-46%
|
(46)
-4%
|
(7)
+85%
|
82
N/A
|
(41)
N/A
|
(114)
-181%
|
132
N/A
|
46
-65%
|
(203)
N/A
|
(126)
+38%
|
35
N/A
|
62
+78%
|
25
-60%
|
25
+1%
|
16
-35%
|
31
+89%
|
35
+11%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||
| Interest Income Expense |
21
|
23
|
12
|
20
|
16
|
2
|
(3)
|
2
|
(0)
|
(1)
|
86
|
0
|
(86)
|
0
|
56
|
0
|
108
|
80
|
84
|
72
|
(21)
|
(6)
|
57
|
62
|
75
|
40
|
(53)
|
67
|
137
|
(125)
|
(39)
|
204
|
130
|
(17)
|
(48)
|
(8)
|
(10)
|
(10)
|
(10)
|
(12)
|
|
| Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
(61)
|
(70)
|
(11)
|
(0)
|
(2)
|
(7)
|
(5)
|
(2)
|
(0)
|
(4)
|
(5)
|
(1)
|
(0)
|
(0)
|
(1)
|
(4)
|
(1)
|
2
|
(1)
|
(1)
|
(0)
|
(0)
|
(22)
|
(22)
|
(0)
|
2
|
1
|
(1)
|
(1)
|
(1)
|
0
|
2
|
2
|
0
|
0
|
|
| Gain/Loss on Disposition of Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
15
|
0
|
0
|
0
|
(1)
|
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Other Income |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
12
|
0
|
0
|
0
|
(1)
|
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Pre-Tax Income |
27
N/A
|
29
+7%
|
20
-33%
|
29
+49%
|
28
-6%
|
(49)
N/A
|
(67)
-38%
|
(7)
+89%
|
(2)
+68%
|
7
N/A
|
10
+38%
|
15
+50%
|
28
+91%
|
37
+31%
|
23
-38%
|
12
-48%
|
11
-6%
|
22
+94%
|
29
+37%
|
24
-19%
|
19
-21%
|
33
+74%
|
28
-14%
|
16
-43%
|
27
+69%
|
33
+19%
|
29
-10%
|
5
-83%
|
1
-83%
|
6
+687%
|
8
+28%
|
3
-63%
|
3
-3%
|
17
+477%
|
13
-25%
|
17
+28%
|
18
+8%
|
9
-52%
|
21
+146%
|
22
+5%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(8)
|
(8)
|
(5)
|
(9)
|
(9)
|
6
|
12
|
3
|
1
|
(1)
|
(4)
|
(6)
|
(10)
|
(15)
|
(13)
|
(10)
|
(5)
|
(8)
|
(11)
|
(11)
|
(7)
|
(9)
|
(9)
|
(3)
|
(5)
|
(6)
|
(4)
|
(1)
|
1
|
7
|
4
|
3
|
2
|
(6)
|
(1)
|
(4)
|
(4)
|
(2)
|
(6)
|
(6)
|
|
| Income from Continuing Operations |
19
|
21
|
15
|
20
|
19
|
(43)
|
(56)
|
(5)
|
(2)
|
6
|
6
|
9
|
18
|
22
|
10
|
2
|
6
|
14
|
18
|
13
|
12
|
24
|
19
|
13
|
22
|
27
|
26
|
4
|
2
|
13
|
12
|
6
|
5
|
11
|
12
|
13
|
14
|
7
|
15
|
16
|
|
| Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
19
N/A
|
21
+11%
|
15
-31%
|
20
+40%
|
19
-6%
|
(43)
N/A
|
(55)
-30%
|
(5)
+91%
|
(2)
+67%
|
8
N/A
|
8
-1%
|
9
+10%
|
18
+106%
|
22
+25%
|
10
-57%
|
2
-80%
|
6
+216%
|
14
+132%
|
18
+29%
|
13
-30%
|
12
-2%
|
24
+92%
|
19
-18%
|
13
-32%
|
22
+69%
|
27
+19%
|
26
-3%
|
4
-85%
|
2
-43%
|
13
+480%
|
13
-1%
|
7
-48%
|
15
+129%
|
21
+39%
|
11
-46%
|
9
-22%
|
(5)
N/A
|
(12)
-157%
|
9
N/A
|
8
-6%
|
|
| EPS (Diluted) |
0.08
N/A
|
0.09
+12%
|
0.06
-33%
|
0.08
+33%
|
0.07
-12%
|
-0.16
N/A
|
-0.24
-50%
|
-0.03
+88%
|
-0.01
+67%
|
0.03
N/A
|
0.02
-33%
|
0.02
N/A
|
0.04
+100%
|
0.05
+25%
|
0.02
-60%
|
0
N/A
|
0.01
N/A
|
0.03
+200%
|
0.03
N/A
|
0.02
-33%
|
0.02
N/A
|
0.04
+100%
|
0.04
N/A
|
0.02
-50%
|
0.04
+100%
|
0.04
N/A
|
0.04
N/A
|
0.01
-75%
|
0
N/A
|
0.02
N/A
|
0.02
N/A
|
0.01
-50%
|
0.01
N/A
|
0.02
+100%
|
0.02
N/A
|
0.02
N/A
|
0
N/A
|
-0.01
N/A
|
0.02
N/A
|
0.02
N/A
|
|