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QBE Insurance Group Ltd
ASX:QBE

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QBE Insurance Group Ltd Logo
QBE Insurance Group Ltd
ASX:QBE
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Price: 19.99 AUD 1.52% Market Closed
Market Cap: AU$30.2B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Income Statement
QBE Insurance Group Ltd

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Income Statement
Currency: USD
Dec-2002 Jun-2003 Dec-2003 Jun-2004 Dec-2004 Jun-2005 Dec-2005 Jun-2006 Dec-2006 Jun-2007 Dec-2007 Jun-2008 Dec-2008 Jun-2009 Dec-2009 Jun-2010 Dec-2010 Jun-2011 Dec-2011 Jun-2012 Dec-2012 Jun-2013 Dec-2013 Jun-2014 Dec-2014 Jun-2015 Dec-2015 Jun-2016 Dec-2016 Jun-2017 Dec-2017 Jun-2018 Dec-2018 Jun-2019 Dec-2019 Jun-2020 Dec-2020 Jun-2021 Dec-2021 Jun-2022 Dec-2022 Jun-2023 Dec-2023 Jun-2024 Dec-2024 Jun-2025
Revenue
Interest Expense
40
47
56
90
69
104
73
80
96
122
182
222
200
177
171
199
222
228
275
327
324
326
345
327
297
274
244
242
252
291
302
273
305
299
257
253
188
253
177
0
166
0
169
0
162
0
Gross Premiums Earned
4 383
5 008
5 721
6 210
7 164
5 951
7 401
7 764
6 883
7 694
9 466
10 397
10 387
16 336
10 143
12 363
12 430
15 482
17 713
18 400
18 382
18 543
16 990
16 466
15 792
15 285
13 966
13 731
14 057
14 355
14 530
13 900
13 431
13 578
13 542
14 080
15 514
16 249
17 135
18 698
18 624
18 598
19 986
20 699
20 800
20 803
Revenue
4 618
N/A
5 313
+15%
6 080
+14%
6 582
+8%
7 666
+16%
6 396
-17%
8 109
+27%
8 478
+5%
7 726
-9%
8 741
+13%
10 726
+23%
11 619
+8%
11 834
+2%
17 494
+48%
11 481
-34%
12 944
+13%
13 144
+2%
15 742
+20%
18 682
+19%
18 578
-1%
19 636
+6%
19 467
-1%
17 759
-9%
17 277
-3%
16 622
-4%
16 110
-3%
14 631
-9%
14 272
-2%
14 803
+4%
15 077
+2%
15 290
+1%
14 522
-5%
13 976
-4%
14 597
+4%
14 594
0%
14 283
-2%
15 776
+10%
16 636
+5%
17 265
+4%
17 915
+4%
18 873
+5%
19 327
+2%
20 800
+8%
21 625
+4%
21 694
+0%
21 676
0%
Operating Income
Operating Expenses
(4 332)
(4 933)
(5 527)
(5 816)
(6 761)
(5 315)
(6 876)
(7 160)
(6 114)
(6 722)
(8 410)
(9 221)
(9 585)
(9 439)
(9 409)
(10 421)
(11 371)
(13 715)
(17 348)
(17 004)
(18 221)
(18 420)
(17 249)
(16 892)
(15 339)
(14 713)
(13 432)
(13 409)
(13 434)
(13 590)
(15 780)
(15 075)
(13 031)
(13 481)
(13 614)
(14 630)
(16 861)
(16 436)
(16 029)
(17 028)
(17 902)
(17 886)
(18 689)
(18 962)
(19 056)
(18 889)
Selling, General & Administrative
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(848)
0
(2 262)
(2 567)
(2 779)
(2 874)
(2 931)
(2 880)
(2 741)
(2 642)
(2 618)
(2 488)
(2 408)
(2 425)
(2 360)
(2 280)
(2 264)
(2 222)
(2 209)
(2 178)
(2 195)
(2 331)
(2 504)
(2 704)
(2 852)
(2 950)
0
0
0
0
0
Depreciation & Amortization
0
0
(13)
0
(16)
0
0
0
0
0
0
0
0
0
0
(25)
0
(94)
(133)
(151)
(257)
(347)
(642)
(509)
(62)
(52)
(95)
(89)
(74)
(46)
(769)
(740)
(113)
(113)
(94)
(78)
(512)
(511)
(71)
(80)
(27)
(27)
(11)
(19)
(18)
(8)
Benefits Claims Loss Adjustment
0
0
0
0
0
(2 884)
(5 139)
(5 314)
(4 163)
(4 508)
(5 567)
(6 037)
(6 464)
(6 488)
(6 375)
(7 842)
(7 875)
(11 581)
(14 648)
(14 071)
(15 052)
(15 134)
(13 724)
(13 637)
(12 600)
(11 918)
(10 849)
(10 935)
(10 935)
(11 196)
(12 728)
(12 068)
(10 696)
(11 152)
(11 323)
(12 341)
(14 006)
(13 402)
(13 243)
(14 096)
(17 579)
(17 615)
(18 421)
(18 667)
(18 716)
(18 571)
Other Operating Expenses
(4 332)
(4 933)
(5 514)
(5 816)
(6 745)
(2 431)
(1 737)
(1 845)
(1 952)
(2 213)
(2 843)
(3 184)
(3 121)
(2 949)
(3 034)
(1 706)
(3 496)
222
0
(3)
(38)
(8)
(3)
(5)
(35)
(125)
0
25
0
12
(3)
(3)
0
(7)
(19)
(16)
(12)
(19)
(11)
0
2 654
(244)
(257)
(276)
(322)
(310)
Operating Income
286
N/A
380
+33%
553
+46%
766
+39%
905
+18%
1 079
+19%
1 234
+14%
1 318
+7%
1 611
+22%
2 020
+25%
2 316
+15%
2 399
+4%
2 249
-6%
8 056
+258%
2 072
-74%
2 523
+22%
1 773
-30%
2 027
+14%
1 334
-34%
1 574
+18%
1 415
-10%
1 047
-26%
510
-51%
385
-25%
1 283
+233%
1 397
+9%
1 199
-14%
863
-28%
1 369
+59%
1 487
+9%
(490)
N/A
(553)
-13%
945
N/A
1 116
+18%
980
-12%
(347)
N/A
(1 085)
-213%
200
N/A
1 236
+518%
887
-28%
971
+9%
1 441
+48%
2 111
+46%
2 663
+26%
2 638
-1%
2 787
+6%
Pre-Tax Income
Interest Income Expense
(117)
(84)
(56)
(139)
(110)
(56)
(73)
(80)
(96)
(122)
(182)
(221)
(200)
(177)
(171)
(199)
(222)
(228)
(275)
(327)
(324)
(326)
(345)
(327)
(297)
(274)
(244)
(242)
(252)
(291)
(302)
(273)
(305)
(299)
(257)
(253)
(217)
(253)
(181)
(256)
(148)
(192)
(188)
(264)
(200)
(220)
Non-Reccuring Items
0
0
0
0
0
0
0
0
0
0
0
(6)
(28)
5
0
(231)
0
0
(191)
(241)
(150)
(109)
(613)
(604)
(55)
0
(2)
0
(3)
(1)
(1)
(1)
(13)
(14)
(51)
(76)
(106)
(111)
(72)
(61)
(68)
(50)
(23)
(95)
(83)
7
Total Other Income
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(42)
(42)
0
0
0
0
0
0
(64)
0
(70)
0
(79)
0
(63)
0
(64)
0
Pre-Tax Income
169
N/A
296
+75%
497
+68%
627
+26%
794
+27%
1 025
+29%
1 160
+13%
1 238
+7%
1 515
+22%
1 897
+25%
2 133
+12%
2 171
+2%
2 020
-7%
7 884
+290%
1 901
-76%
2 092
+10%
1 551
-26%
1 799
+16%
868
-52%
1 006
+16%
941
-6%
612
-35%
(448)
N/A
(546)
-22%
931
N/A
1 123
+21%
953
-15%
621
-35%
1 072
+73%
1 153
+8%
(793)
N/A
(827)
-4%
627
N/A
803
+28%
672
-16%
(676)
N/A
(1 472)
-118%
(164)
+89%
913
N/A
570
-38%
676
+19%
1 199
+77%
1 837
+53%
2 304
+25%
2 291
-1%
2 574
+12%
Net Income
Tax Provision
(18)
(54)
(122)
(143)
(186)
(263)
(324)
(342)
(391)
(465)
(515)
(502)
(463)
(413)
(350)
(264)
(257)
(270)
(149)
(202)
(161)
(115)
204
215
(182)
(280)
(260)
(151)
(228)
(222)
(193)
(148)
(72)
(135)
(104)
56
(39)
(193)
(156)
(103)
(81)
(251)
(473)
(538)
(504)
(567)
Income from Continuing Operations
151
241
375
483
608
762
837
896
1 124
1 433
1 619
1 669
1 558
7 471
1 551
1 829
1 294
1 529
719
804
780
497
(244)
(331)
749
843
693
470
844
931
(986)
(975)
555
668
568
(620)
(1 511)
(357)
757
467
595
948
1 364
1 766
1 787
2 007
Income to Minority Interest
1
(3)
(3)
(3)
(5)
(5)
(5)
(6)
(8)
(8)
(8)
(5)
(6)
(9)
(11)
(14)
(16)
(18)
(15)
(13)
(19)
(19)
(10)
(8)
(7)
(5)
(6)
(6)
0
3
4
8
12
8
3
0
(6)
(7)
(7)
(7)
(8)
(9)
(9)
(9)
(8)
(8)
Net Income (Common)
139
N/A
226
+63%
359
+59%
474
+32%
603
+27%
756
+25%
831
+10%
890
+7%
1 117
+26%
1 425
+28%
1 611
+13%
1 664
+3%
1 552
-7%
7 463
+381%
1 540
-79%
1 815
+18%
1 278
-30%
1 511
+18%
704
-53%
791
+12%
761
-4%
456
-40%
(276)
N/A
(339)
-23%
742
N/A
838
+13%
687
-18%
464
-32%
844
+82%
924
+9%
(1 249)
N/A
(1 236)
+1%
390
N/A
495
+27%
550
+11%
(625)
N/A
(1 517)
-143%
(364)
+76%
750
N/A
460
-39%
587
+28%
939
+60%
1 355
+44%
1 757
+30%
1 779
+1%
1 999
+12%
EPS (Diluted)
0.22
N/A
0.33
+50%
0.47
+42%
0.59
+26%
0.76
+29%
0.94
+24%
1.03
+10%
1.03
N/A
1.31
+27%
1.61
+23%
1.82
+13%
1.85
+2%
1.72
-7%
7.41
+331%
1.48
-80%
1.73
+17%
1.2
-31%
1.32
+10%
0.61
-54%
0.64
+5%
0.59
-8%
0.37
-37%
-0.23
N/A
-0.25
-9%
0.56
N/A
0.6
+7%
0.5
-17%
0.33
-34%
0.61
+85%
0.67
+10%
-0.91
N/A
-0.9
+1%
0.28
N/A
0.37
+32%
0.43
+16%
-0.45
N/A
-1.07
-138%
-0.24
+78%
0.5
N/A
0.3
-40%
0.39
+30%
0.62
+59%
0.9
+45%
1.16
+29%
1.17
+1%
1.31
+12%

See Also

Summary
QBE intrinsic value, competitors valuation, and company profile.
DCF Valuation
QBE stock valuation using Discount Cash Flow valuation method.
Relative Valuation
QBE stock valuation using valuation multiples.
Wall Street Estimates
QBE price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
QBE stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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