Resimac Group Ltd
ASX:RMC
Income Statement
Earnings Waterfall
Resimac Group Ltd
Revenue
|
991.4m
AUD
|
Cost of Revenue
|
-823.4m
AUD
|
Gross Profit
|
168m
AUD
|
Operating Expenses
|
-84m
AUD
|
Operating Income
|
84m
AUD
|
Other Expenses
|
-36.2m
AUD
|
Net Income
|
47.8m
AUD
|
Income Statement
Resimac Group Ltd
Dec-2003 | Jun-2004 | Dec-2004 | Jun-2005 | Dec-2005 | Jun-2006 | Dec-2006 | Jun-2007 | Dec-2007 | Jun-2008 | Dec-2008 | Jun-2009 | Dec-2009 | Jun-2010 | Dec-2010 | Jun-2011 | Dec-2011 | Jun-2012 | Dec-2012 | Jun-2013 | Dec-2013 | Jun-2014 | Dec-2014 | Jun-2015 | Dec-2015 | Jun-2016 | Dec-2016 | Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Revenue |
36
N/A
|
36
+0%
|
57
+59%
|
72
+25%
|
69
-4%
|
75
+9%
|
83
+11%
|
93
+13%
|
106
+14%
|
122
+15%
|
124
+2%
|
101
-19%
|
78
-22%
|
77
-1%
|
80
+4%
|
74
-8%
|
69
-7%
|
65
-6%
|
62
-4%
|
60
-4%
|
56
-7%
|
53
-4%
|
53
-1%
|
56
+6%
|
148
+163%
|
57
-62%
|
277
+389%
|
311
+12%
|
354
+14%
|
386
+9%
|
427
+11%
|
464
+9%
|
471
+1%
|
471
+0%
|
476
+1%
|
477
+0%
|
484
+1%
|
499
+3%
|
672
+35%
|
905
+35%
|
991
+10%
|
|
Gross Profit | ||||||||||||||||||||||||||||||||||||||||||
Cost of Revenue |
0
|
(11)
|
(36)
|
(48)
|
(50)
|
(56)
|
(65)
|
(72)
|
(81)
|
(94)
|
(96)
|
(69)
|
(46)
|
(46)
|
(49)
|
(45)
|
(42)
|
(38)
|
(35)
|
(34)
|
(31)
|
(30)
|
(31)
|
(33)
|
(105)
|
(33)
|
(203)
|
(227)
|
(262)
|
(289)
|
(328)
|
(358)
|
(344)
|
(306)
|
(275)
|
(260)
|
(266)
|
(293)
|
(474)
|
(714)
|
(823)
|
|
Gross Profit |
0
N/A
|
25
N/A
|
23
-8%
|
24
+5%
|
18
-23%
|
19
+2%
|
18
-2%
|
21
+14%
|
25
+22%
|
27
+7%
|
28
+2%
|
31
+13%
|
32
+1%
|
31
-1%
|
32
+1%
|
29
-8%
|
27
-7%
|
27
-2%
|
27
+3%
|
26
-5%
|
25
-6%
|
24
-4%
|
22
-5%
|
23
+4%
|
43
+84%
|
24
-45%
|
74
+212%
|
84
+13%
|
92
+10%
|
97
+5%
|
99
+3%
|
106
+7%
|
127
+19%
|
164
+30%
|
201
+22%
|
218
+8%
|
218
+0%
|
206
-6%
|
198
-4%
|
191
-4%
|
168
-12%
|
|
Operating Income | ||||||||||||||||||||||||||||||||||||||||||
Operating Expenses |
(32)
|
(21)
|
(19)
|
(20)
|
(15)
|
(17)
|
(17)
|
(18)
|
(20)
|
(21)
|
(19)
|
(17)
|
(17)
|
(17)
|
(18)
|
(18)
|
(17)
|
(15)
|
(15)
|
(16)
|
(16)
|
(15)
|
(15)
|
(16)
|
(32)
|
(17)
|
(59)
|
(65)
|
(64)
|
(63)
|
(63)
|
(65)
|
(67)
|
(84)
|
(88)
|
(73)
|
(76)
|
(91)
|
(94)
|
(86)
|
(84)
|
|
Selling, General & Administrative |
0
|
(3)
|
(11)
|
(8)
|
(3)
|
(16)
|
(21)
|
(17)
|
(20)
|
(20)
|
(18)
|
(17)
|
(17)
|
(17)
|
(18)
|
(18)
|
(16)
|
(15)
|
(15)
|
(16)
|
(16)
|
(15)
|
(14)
|
(16)
|
(28)
|
(16)
|
(42)
|
(40)
|
(45)
|
(55)
|
(52)
|
(55)
|
(55)
|
(54)
|
(59)
|
(64)
|
(68)
|
(72)
|
(76)
|
(75)
|
(71)
|
|
Depreciation & Amortization |
(2)
|
(2)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(3)
|
(3)
|
(3)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
|
Other Operating Expenses |
(30)
|
(16)
|
(7)
|
(13)
|
(11)
|
(2)
|
4
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(3)
|
0
|
(16)
|
(24)
|
(18)
|
(7)
|
(10)
|
(9)
|
(10)
|
(27)
|
(26)
|
(7)
|
(6)
|
(16)
|
(15)
|
(8)
|
(11)
|
|
Operating Income |
4
N/A
|
4
-8%
|
3
-28%
|
4
+42%
|
4
-3%
|
1
-67%
|
1
-33%
|
3
+300%
|
5
+69%
|
7
+22%
|
9
+41%
|
14
+54%
|
15
+3%
|
14
-6%
|
13
-4%
|
11
-17%
|
11
-5%
|
11
+8%
|
12
+8%
|
10
-20%
|
8
-14%
|
8
+1%
|
8
-11%
|
7
-3%
|
11
+52%
|
7
-36%
|
14
+103%
|
19
+30%
|
28
+49%
|
34
+22%
|
36
+7%
|
41
+15%
|
60
+44%
|
80
+34%
|
113
+41%
|
145
+28%
|
143
-1%
|
115
-19%
|
104
-10%
|
105
+1%
|
84
-20%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Interest Income Expense |
(1)
|
(1)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
(1)
|
(0)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(3)
|
(16)
|
(16)
|
|
Non-Reccuring Items |
(23)
|
(1)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(19)
|
(21)
|
(3)
|
(1)
|
0
|
0
|
1
|
1
|
(0)
|
1
|
1
|
0
|
1
|
0
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
6
|
19
|
13
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Total Other Income |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
2
|
4
|
4
|
2
|
4
|
5
|
3
|
1
|
2
|
8
|
13
|
29
|
23
|
6
|
1
|
|
Pre-Tax Income |
(20)
N/A
|
2
N/A
|
3
+37%
|
4
+42%
|
4
-3%
|
1
-67%
|
1
-33%
|
3
+300%
|
5
+69%
|
(12)
N/A
|
(12)
+3%
|
12
N/A
|
15
+25%
|
14
-3%
|
14
-1%
|
12
-11%
|
12
-7%
|
12
N/A
|
13
+15%
|
11
-16%
|
9
-22%
|
9
+2%
|
8
-11%
|
8
+2%
|
12
+55%
|
8
-39%
|
17
+121%
|
23
+39%
|
32
+39%
|
36
+12%
|
46
+27%
|
64
+40%
|
76
+18%
|
80
+6%
|
114
+42%
|
152
+33%
|
155
+2%
|
143
-7%
|
124
-14%
|
95
-23%
|
69
-28%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(1)
|
(2)
|
(0)
|
(0)
|
(4)
|
(5)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(4)
|
(3)
|
(3)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
(5)
|
(7)
|
(10)
|
(11)
|
(13)
|
(17)
|
(20)
|
(24)
|
(35)
|
(44)
|
(44)
|
(41)
|
(36)
|
(29)
|
(21)
|
|
Income from Continuing Operations |
(21)
|
1
|
2
|
3
|
3
|
1
|
0
|
2
|
4
|
(13)
|
(12)
|
7
|
9
|
12
|
12
|
9
|
9
|
8
|
9
|
8
|
6
|
6
|
5
|
6
|
10
|
5
|
11
|
16
|
22
|
25
|
32
|
47
|
55
|
56
|
80
|
108
|
111
|
102
|
88
|
66
|
48
|
|
Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
|
Net Income (Common) |
(21)
N/A
|
1
N/A
|
1
+44%
|
2
+54%
|
3
+25%
|
1
-64%
|
0
-67%
|
2
+633%
|
4
+73%
|
(13)
N/A
|
(12)
+2%
|
7
N/A
|
9
+28%
|
12
+34%
|
12
-2%
|
9
-24%
|
9
-7%
|
8
-6%
|
9
+15%
|
8
-17%
|
6
-21%
|
6
+2%
|
5
-13%
|
6
+4%
|
10
+84%
|
5
-49%
|
11
+117%
|
16
+38%
|
22
+40%
|
25
+15%
|
32
+28%
|
47
+46%
|
55
+18%
|
56
+1%
|
79
+42%
|
108
+36%
|
111
+3%
|
102
-8%
|
88
-14%
|
66
-24%
|
48
-28%
|
|
EPS (Diluted) |
-0.42
N/A
|
0.02
N/A
|
0.02
N/A
|
0.03
+50%
|
0.04
+33%
|
0.01
-75%
|
0
N/A
|
0.03
N/A
|
0.05
+67%
|
-0.09
N/A
|
-0.12
-33%
|
0.08
N/A
|
0.1
+25%
|
0.13
+30%
|
0.12
-8%
|
0.09
-25%
|
0.09
N/A
|
0.08
-11%
|
0.09
+13%
|
0.08
-11%
|
0.06
-25%
|
0.06
N/A
|
0.05
-17%
|
0.05
N/A
|
0.03
-40%
|
0.05
+67%
|
0.04
-20%
|
0.04
N/A
|
0.06
+50%
|
0.06
N/A
|
0.08
+33%
|
0.12
+50%
|
0.14
+17%
|
0.14
N/A
|
0.19
+36%
|
0.26
+37%
|
0.27
+4%
|
0.25
-7%
|
0.21
-16%
|
0.16
-24%
|
0.12
-25%
|