National Bank of Greece SA
ATHEX:ETE
Income Statement
Income Statement
National Bank of Greece SA
| Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
2 451
|
1 341
|
1 389
|
1 449
|
1 334
|
1 374
|
1 395
|
1 441
|
1 596
|
1 644
|
1 725
|
1 880
|
2 131
|
2 412
|
2 688
|
2 904
|
3 051
|
3 198
|
3 337
|
3 463
|
3 580
|
3 670
|
3 763
|
3 847
|
3 966
|
4 038
|
4 118
|
4 171
|
4 148
|
4 122
|
4 035
|
3 934
|
3 843
|
3 761
|
3 654
|
3 514
|
3 365
|
3 228
|
3 211
|
3 181
|
3 157
|
3 136
|
3 059
|
3 084
|
1 998
|
1 744
|
1 446
|
1 119
|
1 765
|
1 689
|
1 641
|
1 588
|
1 648
|
1 635
|
1 623
|
1 582
|
1 532
|
1 414
|
1 288
|
1 186
|
1 113
|
1 113
|
1 147
|
1 174
|
1 190
|
1 177
|
1 140
|
1 143
|
1 179
|
1 195
|
1 219
|
1 221
|
1 212
|
1 206
|
1 221
|
1 263
|
1 369
|
1 578
|
1 821
|
2 061
|
2 263
|
2 372
|
2 403
|
2 405
|
2 356
|
2 298
|
2 245
|
|
| Interest Income |
2 451
|
2 399
|
2 348
|
2 317
|
2 090
|
2 127
|
2 155
|
2 204
|
2 426
|
2 525
|
2 651
|
2 961
|
3 503
|
4 169
|
4 874
|
5 461
|
5 737
|
6 060
|
6 335
|
6 731
|
6 941
|
7 067
|
7 000
|
6 677
|
6 578
|
6 293
|
6 279
|
6 335
|
6 402
|
6 492
|
6 522
|
6 559
|
6 587
|
6 633
|
6 561
|
6 391
|
6 230
|
5 992
|
5 832
|
5 690
|
5 520
|
5 415
|
5 349
|
5 302
|
2 902
|
2 276
|
1 600
|
932
|
2 381
|
2 234
|
2 072
|
1 913
|
1 972
|
1 929
|
1 897
|
1 840
|
1 780
|
1 648
|
1 513
|
1 404
|
1 334
|
1 338
|
1 381
|
1 421
|
1 446
|
1 429
|
1 374
|
1 332
|
1 385
|
1 386
|
1 403
|
1 418
|
1 361
|
1 353
|
1 365
|
1 405
|
1 521
|
1 764
|
2 062
|
2 462
|
2 785
|
3 003
|
3 125
|
3 106
|
3 052
|
2 953
|
2 840
|
|
| Interest Expense |
0
|
1 058
|
959
|
869
|
756
|
753
|
760
|
763
|
831
|
881
|
926
|
1 081
|
1 372
|
1 758
|
2 186
|
2 557
|
2 686
|
2 862
|
2 998
|
3 267
|
3 362
|
3 397
|
3 237
|
2 830
|
2 612
|
2 255
|
2 161
|
2 164
|
2 254
|
2 370
|
2 487
|
2 626
|
2 744
|
2 872
|
2 907
|
2 878
|
2 865
|
2 764
|
2 621
|
2 509
|
2 363
|
2 279
|
2 290
|
2 218
|
904
|
532
|
118
|
(223)
|
616
|
545
|
431
|
325
|
324
|
294
|
274
|
258
|
248
|
234
|
225
|
218
|
221
|
225
|
234
|
247
|
256
|
252
|
234
|
189
|
206
|
191
|
183
|
197
|
149
|
147
|
145
|
142
|
152
|
186
|
241
|
401
|
522
|
631
|
722
|
701
|
696
|
655
|
595
|
|
| Non Interest Income |
600
|
711
|
747
|
767
|
770
|
769
|
756
|
845
|
940
|
1 002
|
1 020
|
979
|
1 039
|
1 134
|
1 416
|
1 586
|
1 525
|
1 531
|
1 353
|
1 267
|
1 317
|
1 420
|
1 549
|
1 501
|
1 111
|
940
|
610
|
456
|
493
|
781
|
723
|
690
|
530
|
452
|
591
|
749
|
907
|
1 056
|
1 377
|
1 440
|
1 436
|
1 589
|
1 428
|
1 477
|
1 058
|
1 001
|
934
|
766
|
883
|
814
|
606
|
495
|
526
|
444
|
442
|
446
|
371
|
341
|
348
|
372
|
379
|
474
|
522
|
643
|
697
|
1 327
|
1 300
|
1 240
|
1 572
|
1 247
|
1 245
|
1 196
|
930
|
613
|
829
|
857
|
1 301
|
1 075
|
875
|
873
|
616
|
633
|
645
|
652
|
622
|
619
|
664
|
|
| Revenue |
3 051
N/A
|
2 052
-33%
|
2 136
+4%
|
2 216
+4%
|
2 104
-5%
|
2 143
+2%
|
2 152
+0%
|
2 286
+6%
|
2 536
+11%
|
2 646
+4%
|
2 745
+4%
|
2 859
+4%
|
3 170
+11%
|
3 546
+12%
|
4 103
+16%
|
4 490
+9%
|
4 576
+2%
|
4 728
+3%
|
4 690
-1%
|
4 731
+1%
|
4 897
+4%
|
5 090
+4%
|
5 312
+4%
|
5 348
+1%
|
5 077
-5%
|
4 978
-2%
|
4 728
-5%
|
4 627
-2%
|
4 641
+0%
|
4 903
+6%
|
4 758
-3%
|
4 624
-3%
|
4 373
-5%
|
4 212
-4%
|
4 245
+1%
|
4 262
+0%
|
4 272
+0%
|
4 284
+0%
|
4 588
+7%
|
4 621
+1%
|
4 593
-1%
|
4 725
+3%
|
4 487
-5%
|
4 561
+2%
|
3 056
-33%
|
2 745
-10%
|
2 380
-13%
|
1 885
-21%
|
2 648
+40%
|
2 503
-5%
|
2 247
-10%
|
2 083
-7%
|
2 174
+4%
|
2 079
-4%
|
2 065
-1%
|
2 028
-2%
|
1 903
-6%
|
1 755
-8%
|
1 636
-7%
|
1 558
-5%
|
1 492
-4%
|
1 587
+6%
|
1 669
+5%
|
1 817
+9%
|
1 887
+4%
|
2 504
+33%
|
2 440
-3%
|
2 383
-2%
|
2 751
+15%
|
2 442
-11%
|
2 464
+1%
|
2 417
-2%
|
2 142
-11%
|
1 819
-15%
|
2 050
+13%
|
2 120
+3%
|
2 670
+26%
|
2 653
-1%
|
2 696
+2%
|
2 934
+9%
|
2 879
-2%
|
3 005
+4%
|
3 048
+1%
|
3 057
+0%
|
2 978
-3%
|
2 917
-2%
|
2 909
0%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(148)
|
(160)
|
(167)
|
(176)
|
(174)
|
(175)
|
(187)
|
(206)
|
(226)
|
(245)
|
(257)
|
(264)
|
(267)
|
(283)
|
(304)
|
(316)
|
(330)
|
(336)
|
(344)
|
(374)
|
(538)
|
(684)
|
(852)
|
(980)
|
(1 304)
|
(1 374)
|
(1 463)
|
(1 566)
|
(1 450)
|
(1 555)
|
(1 704)
|
(1 902)
|
(3 439)
|
(3 612)
|
(4 532)
|
(4 629)
|
(2 966)
|
(2 569)
|
(1 404)
|
(1 060)
|
(1 115)
|
(1 297)
|
(1 389)
|
(1 479)
|
(2 102)
|
(2 093)
|
(4 076)
|
(3 947)
|
(3 588)
|
(3 372)
|
(1 234)
|
(1 139)
|
(695)
|
(792)
|
(802)
|
(797)
|
(785)
|
(671)
|
(510)
|
(435)
|
(310)
|
(294)
|
(355)
|
(332)
|
(367)
|
(334)
|
(301)
|
(318)
|
(672)
|
(679)
|
(683)
|
(469)
|
(72)
|
(51)
|
(29)
|
(224)
|
(217)
|
(217)
|
(222)
|
(277)
|
(268)
|
(258)
|
(252)
|
(185)
|
(180)
|
(175)
|
(149)
|
|
| Non Interest Expense |
(1 153)
|
(1 330)
|
(1 389)
|
(1 448)
|
(1 502)
|
(1 474)
|
(1 436)
|
(1 399)
|
(1 366)
|
(1 366)
|
(1 421)
|
(1 498)
|
(1 635)
|
(1 838)
|
(2 036)
|
(2 233)
|
(2 343)
|
(2 455)
|
(2 484)
|
(2 467)
|
(2 422)
|
(2 540)
|
(2 564)
|
(2 628)
|
(2 522)
|
(2 626)
|
(2 647)
|
(2 659)
|
(2 553)
|
(2 676)
|
(4 316)
|
(4 283)
|
(14 354)
|
(15 308)
|
(13 777)
|
(14 062)
|
(3 279)
|
(2 849)
|
(3 046)
|
(2 977)
|
(3 657)
|
(3 573)
|
(3 459)
|
(3 393)
|
(2 769)
|
(2 793)
|
(2 566)
|
(2 499)
|
(2 668)
|
(2 464)
|
(2 215)
|
(1 824)
|
(1 436)
|
(1 264)
|
(1 225)
|
(1 239)
|
(1 249)
|
(1 184)
|
(1 196)
|
(1 135)
|
(1 178)
|
(1 283)
|
(1 181)
|
(1 203)
|
(1 263)
|
(1 639)
|
(1 673)
|
(1 642)
|
(1 665)
|
(1 145)
|
(1 186)
|
(1 282)
|
(1 271)
|
(1 321)
|
(1 308)
|
(1 208)
|
(1 298)
|
(1 080)
|
(1 037)
|
(1 049)
|
(1 132)
|
(1 149)
|
(1 155)
|
(1 167)
|
(1 281)
|
(1 304)
|
(1 320)
|
|
| Pre-Tax Income |
1 750
N/A
|
562
-68%
|
580
+3%
|
592
+2%
|
428
-28%
|
494
+15%
|
529
+7%
|
682
+29%
|
943
+38%
|
1 034
+10%
|
1 066
+3%
|
1 097
+3%
|
1 268
+16%
|
1 424
+12%
|
1 763
+24%
|
1 940
+10%
|
1 903
-2%
|
1 937
+2%
|
1 862
-4%
|
1 891
+2%
|
1 937
+2%
|
1 866
-4%
|
1 897
+2%
|
1 739
-8%
|
1 252
-28%
|
978
-22%
|
618
-37%
|
403
-35%
|
638
+58%
|
672
+5%
|
(1 263)
N/A
|
(1 561)
-24%
|
(13 420)
-760%
|
(14 708)
-10%
|
(14 063)
+4%
|
(14 429)
-3%
|
(1 973)
+86%
|
(1 134)
+43%
|
138
N/A
|
584
+323%
|
(179)
N/A
|
(145)
+19%
|
(361)
-149%
|
(311)
+14%
|
(1 815)
-484%
|
(2 141)
-18%
|
(4 262)
-99%
|
(4 561)
-7%
|
(3 608)
+21%
|
(3 333)
+8%
|
(1 202)
+64%
|
(880)
+27%
|
43
N/A
|
23
-47%
|
38
+65%
|
(8)
N/A
|
(131)
-1 538%
|
(100)
+24%
|
(70)
+30%
|
(12)
+83%
|
4
N/A
|
10
+150%
|
133
+1 230%
|
282
+112%
|
257
-9%
|
531
+107%
|
466
-12%
|
423
-9%
|
414
-2%
|
618
+49%
|
595
-4%
|
666
+12%
|
799
+20%
|
447
-44%
|
713
+60%
|
688
-4%
|
1 155
+68%
|
1 356
+17%
|
1 437
+6%
|
1 608
+12%
|
1 479
-8%
|
1 598
+8%
|
1 641
+3%
|
1 705
+4%
|
1 517
-11%
|
1 438
-5%
|
1 440
+0%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(161)
|
(174)
|
(185)
|
(200)
|
(165)
|
(169)
|
(144)
|
(169)
|
(221)
|
(223)
|
(240)
|
(203)
|
(322)
|
(337)
|
(363)
|
(382)
|
(259)
|
(275)
|
(285)
|
(339)
|
(352)
|
(356)
|
(408)
|
(349)
|
(289)
|
(312)
|
(219)
|
(189)
|
(197)
|
(95)
|
249
|
386
|
1 095
|
1 480
|
1 130
|
978
|
(158)
|
(236)
|
(28)
|
(3)
|
986
|
1 116
|
1 993
|
2 068
|
1 606
|
1 478
|
978
|
1 436
|
1 000
|
1 003
|
460
|
(63)
|
(19)
|
(23)
|
(31)
|
(31)
|
(27)
|
(24)
|
(22)
|
(23)
|
(26)
|
(27)
|
(22)
|
(18)
|
(14)
|
(14)
|
(14)
|
(14)
|
(13)
|
(12)
|
(10)
|
(13)
|
(15)
|
(49)
|
(147)
|
(174)
|
(263)
|
(324)
|
(327)
|
(375)
|
(370)
|
(391)
|
(392)
|
(402)
|
(356)
|
(334)
|
(338)
|
|
| Income from Continuing Operations |
1 590
|
388
|
395
|
391
|
263
|
325
|
385
|
512
|
722
|
811
|
827
|
894
|
947
|
1 087
|
1 400
|
1 558
|
1 644
|
1 662
|
1 578
|
1 552
|
1 585
|
1 510
|
1 489
|
1 390
|
963
|
666
|
399
|
214
|
440
|
576
|
(1 014)
|
(1 175)
|
(12 325)
|
(13 227)
|
(12 933)
|
(13 451)
|
(2 131)
|
(1 370)
|
110
|
581
|
807
|
971
|
1 632
|
1 757
|
(209)
|
(663)
|
(3 284)
|
(3 125)
|
(2 608)
|
(2 330)
|
(742)
|
(943)
|
24
|
0
|
7
|
(39)
|
(158)
|
(124)
|
(92)
|
(35)
|
(22)
|
(17)
|
111
|
264
|
243
|
517
|
452
|
409
|
401
|
606
|
585
|
653
|
784
|
398
|
566
|
514
|
892
|
1 032
|
1 110
|
1 233
|
1 109
|
1 207
|
1 249
|
1 303
|
1 161
|
1 104
|
1 102
|
|
| Income to Minority Interest |
(12)
|
(15)
|
(18)
|
(17)
|
(13)
|
(17)
|
(23)
|
(36)
|
(24)
|
(20)
|
(16)
|
(34)
|
(75)
|
(78)
|
(79)
|
(47)
|
(19)
|
(16)
|
(17)
|
(25)
|
(39)
|
(48)
|
(48)
|
(48)
|
(41)
|
(40)
|
(39)
|
(42)
|
(35)
|
(34)
|
(36)
|
(25)
|
(19)
|
(5)
|
5
|
6
|
4
|
0
|
1
|
1
|
2
|
(7)
|
(20)
|
(34)
|
(40)
|
(40)
|
(34)
|
(32)
|
(29)
|
(29)
|
(35)
|
(30)
|
(27)
|
(26)
|
(22)
|
(25)
|
(31)
|
(32)
|
(35)
|
(32)
|
(34)
|
(34)
|
(32)
|
(25)
|
(18)
|
(9)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
|
| Net Income (Common) |
1 578
N/A
|
373
-76%
|
377
+1%
|
375
-1%
|
280
-25%
|
344
+23%
|
407
+18%
|
529
+30%
|
727
+37%
|
821
+13%
|
943
+15%
|
984
+4%
|
990
+1%
|
1 120
+13%
|
1 322
+18%
|
1 511
+14%
|
1 625
+8%
|
1 646
+1%
|
1 561
-5%
|
1 527
-2%
|
1 546
+1%
|
1 443
-7%
|
1 448
+0%
|
1 363
-6%
|
1 141
-16%
|
837
-27%
|
477
-43%
|
291
-39%
|
352
+21%
|
493
+40%
|
(1 045)
N/A
|
(1 204)
-15%
|
(12 349)
-926%
|
(13 128)
-6%
|
(12 809)
+2%
|
(13 330)
-4%
|
(2 016)
+85%
|
(1 313)
+35%
|
164
N/A
|
634
+287%
|
864
+36%
|
965
+12%
|
1 613
+67%
|
1 724
+7%
|
66
-96%
|
(274)
N/A
|
(2 853)
-941%
|
(3 285)
-15%
|
(3 101)
+6%
|
(2 855)
+8%
|
(4 303)
-51%
|
(3 885)
+10%
|
(3 055)
+21%
|
(3 129)
-2%
|
(223)
+93%
|
(274)
-23%
|
(443)
-62%
|
(422)
+5%
|
(281)
+33%
|
(229)
+19%
|
(93)
+59%
|
(86)
+8%
|
121
N/A
|
250
+107%
|
(255)
N/A
|
8
N/A
|
(130)
N/A
|
(175)
-35%
|
33
N/A
|
284
+761%
|
248
-13%
|
339
+37%
|
867
+156%
|
670
-23%
|
838
+25%
|
780
-7%
|
1 120
+44%
|
1 020
-9%
|
1 104
+8%
|
1 232
+12%
|
1 106
-10%
|
1 205
+9%
|
1 247
+3%
|
1 300
+4%
|
1 158
-11%
|
1 101
-5%
|
1 099
0%
|
|
| EPS (Diluted) |
2 629.5
N/A
|
621.5
-76%
|
628.66
+1%
|
624.83
-1%
|
466
-25%
|
573.33
+23%
|
678.33
+18%
|
882.33
+30%
|
1 212.33
+37%
|
1 367.5
+13%
|
1 571.33
+15%
|
1 230.25
-22%
|
1 414.42
+15%
|
1 400.37
-1%
|
1 651.87
+18%
|
1 888.87
+14%
|
2 031.62
+8%
|
2 057.37
+1%
|
1 951.5
-5%
|
1 908.49
-2%
|
1 932.5
+1%
|
1 803.62
-7%
|
1 810.5
+0%
|
1 704.12
-6%
|
1 426.25
-16%
|
929.66
-35%
|
529.66
-43%
|
290.59
-45%
|
351.5
+21%
|
379.3
+8%
|
-803.46
N/A
|
-925.99
-15%
|
-9 499.3
-926%
|
-10 098.53
-6%
|
-9 853
+2%
|
-10 253.69
-4%
|
-1 550.76
+85%
|
-469.07
+70%
|
52.9
N/A
|
90.57
+71%
|
93.91
+4%
|
60.31
-36%
|
80.24
+33%
|
86.63
+8%
|
47.14
-46%
|
-11.61
N/A
|
-120.88
-941%
|
-139.19
-15%
|
-39.45
+72%
|
-3.12
+92%
|
-4.7
-51%
|
-4.24
+10%
|
-3.34
+21%
|
-3.42
-2%
|
-0.24
+93%
|
-0.29
-21%
|
-0.48
-66%
|
-0.46
+4%
|
-0.3
+35%
|
-0.25
+17%
|
-0.1
+60%
|
-0.09
+10%
|
0.13
N/A
|
0.26
+100%
|
-0.27
N/A
|
0
N/A
|
-0.14
N/A
|
-0.19
-36%
|
0.03
N/A
|
0.31
+933%
|
0.27
-13%
|
0.37
+37%
|
0.94
+154%
|
0.73
-22%
|
0.91
+25%
|
0.87
-4%
|
1.22
+40%
|
1.13
-7%
|
1.22
+8%
|
1.35
+11%
|
1.21
-10%
|
1.32
+9%
|
1.36
+3%
|
1.43
+5%
|
1.27
-11%
|
1.21
-5%
|
1.21
N/A
|
|