Value Grupo Financiero SAB de CV
BMV:VALUEGFO
Income Statement
Income Statement
Value Grupo Financiero SAB de CV
| Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
54
|
51
|
56
|
116
|
129
|
187
|
244
|
273
|
140
|
88
|
47
|
(16)
|
117
|
130
|
139
|
146
|
154
|
157
|
155
|
152
|
462
|
106
|
105
|
82
|
813
|
1 002
|
1 316
|
1 933
|
1 616
|
1 936
|
2 108
|
1 851
|
1 971
|
2 050
|
1 755
|
1 544
|
2 003
|
1 616
|
1 650
|
1 655
|
1 240
|
1 465
|
1 704
|
1 896
|
1 689
|
1 595
|
1 425
|
1 826
|
1 530
|
1 848
|
1 763
|
1 730
|
1 891
|
1 333
|
1 273
|
601
|
(94)
|
170
|
239
|
(215)
|
(146)
|
575
|
351
|
851
|
1 363
|
718
|
856
|
1 008
|
805
|
669
|
452
|
280
|
(49)
|
(185)
|
(243)
|
(317)
|
(390)
|
(361)
|
(328)
|
(319)
|
(261)
|
(180)
|
|
| Interest Income |
181
|
183
|
238
|
339
|
270
|
357
|
395
|
416
|
296
|
253
|
228
|
202
|
366
|
426
|
471
|
502
|
552
|
576
|
578
|
567
|
883
|
485
|
456
|
408
|
1 073
|
1 247
|
1 571
|
2 205
|
1 886
|
2 198
|
2 351
|
2 062
|
2 185
|
2 271
|
1 988
|
1 798
|
2 268
|
1 891
|
1 929
|
1 947
|
1 558
|
1 812
|
2 080
|
2 281
|
2 091
|
2 047
|
1 940
|
2 445
|
2 073
|
2 512
|
2 568
|
2 706
|
3 081
|
2 658
|
2 762
|
2 160
|
1 314
|
1 541
|
1 535
|
1 017
|
1 013
|
1 908
|
1 504
|
1 797
|
2 196
|
1 474
|
1 596
|
1 802
|
1 674
|
1 644
|
1 538
|
1 492
|
1 316
|
1 454
|
1 712
|
1 876
|
1 967
|
3 536
|
3 444
|
3 388
|
1 814
|
1 856
|
|
| Interest Expense |
127
|
11
|
182
|
223
|
141
|
40
|
151
|
143
|
156
|
165
|
181
|
217
|
249
|
96
|
187
|
356
|
398
|
419
|
423
|
416
|
421
|
379
|
351
|
326
|
260
|
245
|
255
|
272
|
270
|
262
|
242
|
211
|
213
|
221
|
233
|
254
|
265
|
275
|
278
|
291
|
318
|
348
|
377
|
385
|
402
|
452
|
516
|
620
|
543
|
664
|
805
|
976
|
1 190
|
1 326
|
1 489
|
1 559
|
1 408
|
1 371
|
1 297
|
1 232
|
1 159
|
1 334
|
1 153
|
946
|
833
|
756
|
741
|
794
|
869
|
975
|
1 086
|
1 212
|
1 365
|
1 639
|
1 955
|
2 193
|
2 357
|
2 314
|
2 189
|
2 124
|
2 075
|
2 036
|
|
| Non Interest Income |
184
|
164
|
187
|
189
|
201
|
202
|
198
|
171
|
377
|
478
|
520
|
648
|
438
|
475
|
520
|
556
|
584
|
513
|
453
|
341
|
325
|
357
|
481
|
767
|
474
|
497
|
388
|
134
|
407
|
447
|
565
|
616
|
650
|
679
|
643
|
707
|
694
|
659
|
594
|
492
|
650
|
688
|
780
|
766
|
454
|
733
|
917
|
944
|
643
|
1 308
|
1 429
|
1 461
|
1 126
|
1 140
|
809
|
867
|
820
|
814
|
1 373
|
1 387
|
1 659
|
1 772
|
1 661
|
1 707
|
1 069
|
1 579
|
1 301
|
1 317
|
1 398
|
1 731
|
1 660
|
1 628
|
1 386
|
2 181
|
2 328
|
2 523
|
3 668
|
3 383
|
3 361
|
3 582
|
1 790
|
2 379
|
|
| Revenue |
238
N/A
|
215
-10%
|
243
+13%
|
305
+26%
|
330
+8%
|
389
+18%
|
442
+14%
|
443
+0%
|
517
+17%
|
566
+10%
|
567
+0%
|
633
+12%
|
554
-12%
|
605
+9%
|
658
+9%
|
702
+7%
|
738
+5%
|
670
-9%
|
608
-9%
|
493
-19%
|
787
+60%
|
463
-41%
|
586
+27%
|
850
+45%
|
1 287
+51%
|
1 498
+16%
|
1 704
+14%
|
2 067
+21%
|
2 023
-2%
|
2 383
+18%
|
2 673
+12%
|
2 467
-8%
|
2 621
+6%
|
2 730
+4%
|
2 398
-12%
|
2 251
-6%
|
2 697
+20%
|
2 275
-16%
|
2 244
-1%
|
2 147
-4%
|
1 890
-12%
|
2 153
+14%
|
2 483
+15%
|
2 662
+7%
|
2 143
-19%
|
2 327
+9%
|
2 342
+1%
|
2 770
+18%
|
2 173
-22%
|
3 156
+45%
|
3 192
+1%
|
3 191
0%
|
3 017
-5%
|
2 473
-18%
|
2 082
-16%
|
1 468
-29%
|
726
-51%
|
984
+36%
|
1 611
+64%
|
1 172
-27%
|
1 513
+29%
|
2 347
+55%
|
2 012
-14%
|
2 558
+27%
|
2 432
-5%
|
2 297
-6%
|
2 156
-6%
|
2 325
+8%
|
2 203
-5%
|
2 400
+9%
|
2 112
-12%
|
1 908
-10%
|
1 337
-30%
|
1 997
+49%
|
2 085
+4%
|
2 206
+6%
|
3 278
+49%
|
3 022
-8%
|
3 034
+0%
|
3 263
+8%
|
1 529
-53%
|
2 199
+44%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(15)
|
(16)
|
(8)
|
(24)
|
(9)
|
(9)
|
(9)
|
(1)
|
(1)
|
(2)
|
(3)
|
(4)
|
(4)
|
(4)
|
(4)
|
(5)
|
(7)
|
(8)
|
(8)
|
(7)
|
(6)
|
(6)
|
(5)
|
(5)
|
(4)
|
(4)
|
(4)
|
(4)
|
(3)
|
(4)
|
(3)
|
(3)
|
(4)
|
(4)
|
(4)
|
(4)
|
(5)
|
(7)
|
(8)
|
(8)
|
(8)
|
(11)
|
(11)
|
(12)
|
(18)
|
(14)
|
(14)
|
(15)
|
(10)
|
(9)
|
(9)
|
(9)
|
(17)
|
(16)
|
(17)
|
(14)
|
(10)
|
(13)
|
(20)
|
(28)
|
0
|
(54)
|
(36)
|
(31)
|
(11)
|
(3)
|
(20)
|
(7)
|
(2)
|
16
|
15
|
(9)
|
(23)
|
(45)
|
(44)
|
(54)
|
(75)
|
(73)
|
(72)
|
(66)
|
(13)
|
(48)
|
|
| Non Interest Expense |
(70)
|
(78)
|
(82)
|
(98)
|
(127)
|
(156)
|
(188)
|
(208)
|
(235)
|
(269)
|
(257)
|
(270)
|
(241)
|
(267)
|
(178)
|
(270)
|
(260)
|
(205)
|
(270)
|
(103)
|
(369)
|
(68)
|
(248)
|
(401)
|
(630)
|
(772)
|
(758)
|
(1 104)
|
(1 028)
|
(1 068)
|
(1 197)
|
(864)
|
(901)
|
(1 042)
|
(947)
|
(910)
|
(1 224)
|
(1 059)
|
(1 023)
|
(1 053)
|
(866)
|
(981)
|
(1 093)
|
(1 266)
|
(1 153)
|
(1 236)
|
(1 209)
|
(1 525)
|
(1 123)
|
(1 665)
|
(1 657)
|
(1 700)
|
(1 209)
|
(1 482)
|
(1 766)
|
(1 266)
|
(948)
|
(1 150)
|
(880)
|
(875)
|
(893)
|
(2 279)
|
(2 276)
|
(2 439)
|
(2 133)
|
(1 429)
|
(1 444)
|
(1 542)
|
(1 472)
|
(2 418)
|
(2 666)
|
(3 503)
|
(3 120)
|
(3 007)
|
(2 918)
|
(2 202)
|
(2 581)
|
(2 485)
|
(2 464)
|
(2 307)
|
(1 818)
|
(1 930)
|
|
| Pre-Tax Income |
153
N/A
|
121
-21%
|
153
+26%
|
184
+20%
|
194
+5%
|
225
+16%
|
245
+9%
|
234
-4%
|
280
+20%
|
296
+5%
|
307
+4%
|
359
+17%
|
309
-14%
|
334
+8%
|
477
+43%
|
426
-11%
|
471
+11%
|
457
-3%
|
330
-28%
|
383
+16%
|
412
+8%
|
389
-6%
|
333
-14%
|
444
+33%
|
653
+47%
|
723
+11%
|
943
+30%
|
959
+2%
|
992
+3%
|
1 311
+32%
|
1 473
+12%
|
1 600
+9%
|
1 716
+7%
|
1 683
-2%
|
1 446
-14%
|
1 337
-8%
|
1 468
+10%
|
1 209
-18%
|
1 214
+0%
|
1 086
-11%
|
1 016
-6%
|
1 161
+14%
|
1 380
+19%
|
1 385
+0%
|
972
-30%
|
1 078
+11%
|
1 119
+4%
|
1 229
+10%
|
1 040
-15%
|
1 482
+42%
|
1 526
+3%
|
1 482
-3%
|
1 791
+21%
|
975
-46%
|
299
-69%
|
189
-37%
|
(232)
N/A
|
(179)
+23%
|
712
N/A
|
269
-62%
|
620
+130%
|
14
-98%
|
(301)
N/A
|
88
N/A
|
288
+227%
|
866
+201%
|
692
-20%
|
776
+12%
|
729
-6%
|
(1)
N/A
|
(539)
-73 350%
|
(1 603)
-197%
|
(1 806)
-13%
|
(1 055)
+42%
|
(877)
+17%
|
(50)
+94%
|
622
N/A
|
464
-25%
|
498
+7%
|
891
+79%
|
(302)
N/A
|
222
N/A
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(1)
|
(1)
|
(1)
|
(6)
|
(18)
|
(30)
|
(42)
|
(47)
|
(80)
|
(86)
|
(87)
|
(107)
|
(50)
|
(54)
|
(112)
|
(102)
|
(121)
|
(116)
|
(62)
|
(70)
|
(112)
|
(110)
|
(90)
|
(120)
|
(180)
|
(199)
|
(267)
|
(275)
|
(278)
|
(371)
|
(416)
|
(452)
|
(491)
|
(483)
|
(417)
|
(377)
|
(407)
|
(328)
|
(327)
|
(291)
|
(276)
|
(312)
|
(375)
|
(378)
|
(301)
|
(339)
|
(353)
|
(387)
|
(290)
|
(424)
|
(433)
|
(416)
|
(480)
|
(220)
|
(5)
|
35
|
123
|
93
|
(175)
|
(44)
|
(148)
|
37
|
129
|
5
|
(55)
|
(226)
|
(175)
|
(191)
|
(118)
|
101
|
283
|
533
|
561
|
336
|
253
|
47
|
(161)
|
(103)
|
(122)
|
(219)
|
79
|
(78)
|
|
| Income from Continuing Operations |
152
|
120
|
152
|
178
|
176
|
194
|
204
|
188
|
201
|
210
|
219
|
252
|
259
|
280
|
365
|
324
|
350
|
341
|
269
|
314
|
300
|
280
|
244
|
324
|
473
|
524
|
676
|
684
|
714
|
940
|
1 058
|
1 147
|
1 226
|
1 200
|
1 029
|
961
|
1 061
|
882
|
887
|
795
|
740
|
849
|
1 005
|
1 007
|
671
|
738
|
766
|
842
|
750
|
1 058
|
1 093
|
1 066
|
1 311
|
755
|
294
|
224
|
(109)
|
(86)
|
536
|
225
|
472
|
51
|
(172)
|
93
|
233
|
640
|
517
|
585
|
611
|
101
|
(257)
|
(1 070)
|
(1 245)
|
(719)
|
(623)
|
(3)
|
461
|
362
|
376
|
672
|
(223)
|
144
|
|
| Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Equity Earnings Affiliates |
11
|
12
|
11
|
16
|
9
|
9
|
10
|
7
|
12
|
12
|
11
|
11
|
10
|
10
|
46
|
76
|
6
|
3
|
(35)
|
(66)
|
2
|
10
|
9
|
8
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
163
N/A
|
132
-19%
|
163
+24%
|
194
+19%
|
185
-5%
|
203
+10%
|
213
+5%
|
195
-8%
|
212
+9%
|
221
+4%
|
230
+4%
|
263
+14%
|
269
+2%
|
290
+8%
|
411
+41%
|
399
-3%
|
356
-11%
|
344
-3%
|
233
-32%
|
247
+6%
|
302
+22%
|
289
-4%
|
253
-13%
|
332
+32%
|
473
+42%
|
525
+11%
|
678
+29%
|
686
+1%
|
714
+4%
|
941
+32%
|
1 058
+12%
|
1 147
+8%
|
1 226
+7%
|
1 201
-2%
|
1 029
-14%
|
961
-7%
|
1 061
+10%
|
880
-17%
|
887
+1%
|
795
-10%
|
740
-7%
|
849
+15%
|
1 005
+18%
|
1 007
+0%
|
671
-33%
|
738
+10%
|
766
+4%
|
842
+10%
|
750
-11%
|
1 058
+41%
|
1 093
+3%
|
1 066
-2%
|
1 311
+23%
|
755
-42%
|
294
-61%
|
224
-24%
|
(109)
N/A
|
(86)
+21%
|
536
N/A
|
225
-58%
|
472
+110%
|
51
-89%
|
(172)
N/A
|
93
N/A
|
233
+150%
|
640
+175%
|
517
-19%
|
585
+13%
|
611
+4%
|
101
-84%
|
(257)
N/A
|
(1 070)
-317%
|
(1 245)
-16%
|
(719)
+42%
|
(623)
+13%
|
(3)
+99%
|
461
N/A
|
362
-22%
|
376
+4%
|
672
+79%
|
(223)
N/A
|
144
N/A
|
|
| EPS (Diluted) |
1.02
N/A
|
0.82
-20%
|
1.02
+24%
|
1.21
+19%
|
1.16
-4%
|
1.27
+9%
|
1.33
+5%
|
1.22
-8%
|
1.33
+9%
|
1.38
+4%
|
1.44
+4%
|
1.64
+14%
|
1.68
+2%
|
1.81
+8%
|
2.56
+41%
|
2.49
-3%
|
2.23
-10%
|
2.15
-4%
|
1.46
-32%
|
1.55
+6%
|
1.89
+22%
|
1.81
-4%
|
1.58
-13%
|
2.08
+32%
|
2.95
+42%
|
3.28
+11%
|
4.24
+29%
|
4.29
+1%
|
4.46
+4%
|
5.89
+32%
|
6.61
+12%
|
7.17
+8%
|
7.66
+7%
|
7.51
-2%
|
6.44
-14%
|
6.01
-7%
|
6.63
+10%
|
5.5
-17%
|
5.55
+1%
|
4.97
-10%
|
4.63
-7%
|
5.31
+15%
|
6.28
+18%
|
6.3
+0%
|
4.19
-33%
|
4.62
+10%
|
4.79
+4%
|
5.26
+10%
|
4.69
-11%
|
6.6
+41%
|
6.82
+3%
|
6.66
-2%
|
8.19
+23%
|
4.72
-42%
|
1.84
-61%
|
1.4
-24%
|
-0.68
N/A
|
-0.53
+22%
|
3.35
N/A
|
1.4
-58%
|
2.95
+111%
|
0.31
-89%
|
-1.08
N/A
|
0.58
N/A
|
1.46
+152%
|
4
+174%
|
3.23
-19%
|
3.66
+13%
|
3.82
+4%
|
0.64
-83%
|
-1.6
N/A
|
-6.68
-318%
|
-7.78
-16%
|
-4.49
+42%
|
-3.9
+13%
|
-0.02
+99%
|
2.88
N/A
|
2.26
-22%
|
2.35
+4%
|
4.2
+79%
|
-1.39
N/A
|
1.26
N/A
|
|