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Alper Consultoria e Corretora de Seguros SA
BOVESPA:APER3

Watchlist Manager
Alper Consultoria e Corretora de Seguros SA
BOVESPA:APER3
Watchlist
Price: 43.02 BRL Market Closed
Updated: May 5, 2024
Section:
 

Intrinsic Value

APER3's intrinsic value estimate is unreliable because it is based only on its multiples and doesn't use a DCF valuation.

Alper Consultoria e Corretora de Seguros SA is a holding company, which provides insurance brokerage services. [ Read More ]

The intrinsic value of one APER3 stock under the Base Case scenario is 40.63 BRL. Compared to the current market price of 43.02 BRL, Alper Consultoria e Corretora de Seguros SA is Overvalued by 6%.

Key Points:
APER3 Intrinsic Value
Base Case
40.63 BRL
Overvaluation 6%
Intrinsic Value
Price
A
Worst Case
Base Case
Best Case
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Alper Consultoria e Corretora de Seguros SA

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Fundamental Analysis

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Alper Consultoria e Corretora de Seguros SA

What unique competitive advantages
does Alper Consultoria e Corretora de Seguros SA hold over its rivals?

What risks and challenges
does Alper Consultoria e Corretora de Seguros SA face in the near future?

Is it considered overvalued or undervalued
based on the latest financial data?

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of Alper Consultoria e Corretora de Seguros SA.

Provide an overview of the primary business activities
of Alper Consultoria e Corretora de Seguros SA.

What unique competitive advantages
does Alper Consultoria e Corretora de Seguros SA hold over its rivals?

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does Alper Consultoria e Corretora de Seguros SA face in the near future?

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based on the latest financial data?

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for Alper Consultoria e Corretora de Seguros SA?

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for Alper Consultoria e Corretora de Seguros SA?

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for Alper Consultoria e Corretora de Seguros SA?

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for Alper Consultoria e Corretora de Seguros SA?

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for Alper Consultoria e Corretora de Seguros SA?

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for Alper Consultoria e Corretora de Seguros SA?

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for Alper Consultoria e Corretora de Seguros SA with those of its competitors based on recent analyst estimates.

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of Alper Consultoria e Corretora de Seguros SA against its competitors.

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(gross, operating, and net) of Alper Consultoria e Corretora de Seguros SA compared to its peers.

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of Alper Consultoria e Corretora de Seguros SA against its peers.

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comparing Alper Consultoria e Corretora de Seguros SA with its peers.

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What is the historical Revenue growth
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of Alper Consultoria e Corretora de Seguros SA?

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trend over the past five years for Alper Consultoria e Corretora de Seguros SA.

Popular Strategic Analysis Valuation Future Outlook Peer Analysis Profitability Solvency Financials
Financials
Revenue
Operating Income
Net Income
Operating Cash Flow
Investing Cash Flow
Financing Cash Flow

Balance Sheet Decomposition
Alper Consultoria e Corretora de Seguros SA

822m
Assets
353m
Liabilities
822m
Assets
353m
Liabilities
Current Assets 149.6m
Cash & Short-Term Investments 38.6m
Receivables 111.1m
Non-Current Assets 672.4m
PP&E 20.3m
Intangibles 591.3m
Other Non-Current Assets 60.8m
Current Liabilities 203.2m
Accounts Payable 15m
Accrued Liabilities 45.9m
Other Current Liabilities 142.3m
Non-Current Liabilities 149.8m
Long-Term Debt 43m
Other Non-Current Liabilities 106.8m
Efficiency

Earnings Waterfall
Alper Consultoria e Corretora de Seguros SA

Revenue
319.2m BRL
Cost of Revenue
-22.1m BRL
Gross Profit
297.1m BRL
Operating Expenses
-253.4m BRL
Operating Income
43.7m BRL
Other Expenses
-50.2m BRL
Net Income
-6.6m BRL
Gross Margin
Operating Margin
Net Margin
FCF Margin
ROE
ROA
ROIC
ROCE

Free Cash Flow Analysis
Alper Consultoria e Corretora de Seguros SA

Last Value
3-Years Average
FCF Margin
Conversion Rate
History
Components
Chart
Table
Fundamental Scores

APER3 Profitability Score
Profitability Due Diligence

Alper Consultoria e Corretora de Seguros SA's profitability score is 53/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Exceptional 3-Years Revenue Growth
Exceptional 1-Year Revenue Growth
Positive Free Cash Flow
53/100
Profitability
Score

Alper Consultoria e Corretora de Seguros SA's profitability score is 53/100. The higher the profitability score, the more profitable the company is.

APER3 Solvency Score
Solvency Due Diligence

Alper Consultoria e Corretora de Seguros SA's solvency score is 56/100. The higher the solvency score, the more solvent the company is.

Low D/E
Long-Term Solvency
Positive Net Debt
Average Altman Z-Score
56/100
Solvency
Score

Alper Consultoria e Corretora de Seguros SA's solvency score is 56/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

APER3 Price Targets Summary
Alper Consultoria e Corretora de Seguros SA

Wall Street analysts forecast APER3 stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for APER3 is 32 BRL .

APER3 Lowest Forecast
Wall Street Target
Not Available
APER3 Average Forecast
Wall Street Target
32 BRL
26% Downside
APER3 Highest Forecast
Wall Street Target
Not Available
Lowest
Price Target
Not Available
Average
Price Target
32 BRL
26% Downside
Highest
Price Target
Not Available
View Analyst Estimates
View Analyst Estimates

Competitive Landscape

Shareholder Return

APER3 Price
Alper Consultoria e Corretora de Seguros SA

1M 1M
+0%
6M 6M
+26%
1Y 1Y
+56%
3Y 3Y
-28%
5Y 5Y
+79%
10Y 10Y
-76%
Annual Price Range
43.02
52w Low
26.56
52w High
47
Price Metrics
Average Annual Return 2.93%
Standard Deviation of Annual Returns 18.83%
Max Drawdown -66%
Shares Statistics
Market Capitalization 841.5m BRL
Shares Outstanding 20 369 099
Percentage of Shares Shorted
N/A

APER3 Return Decomposition
Main factors of price return

What is price return decomposition?

Company Profile

Alper Consultoria e Corretora de Seguros SA

Country

Brazil

Industry

Insurance

Market Cap

841.5m BRL

Dividend Yield

0%

Description

Alper Consultoria e Corretora de Seguros SA is a holding company, which provides insurance brokerage services. The company is headquartered in Sao Paulo, Sao Paulo and currently employs 702 full-time employees. The company went IPO on 2010-11-01. The firm consolidates brokerage companies, which provide various types of insurance, such as life, health, dental, automotive, fleet, civil liability, industrial, title, foreign trade, consumer and agribusiness policies, among others. The Firm offers its insurance products to individual customers and corporate clients. The firm has a number of subsidiaries, including 4K Representacao e Intermediacao de Negocios Ltda, Almac BI Corretora de Seguros Ltda, Ancora Investe Corretora de Seguros Ltda and Economize no Seguro Administradora e Corretora de Seguros Ltda, among others.

Contact

SAO PAULO
Sao Paulo
Rua Gilberto Sabino, 215 - 13 andar Pinheiros
+551131752900
https://www.alperseguros.com.br/

IPO

2010-11-01

Employees

702

Officers

Chief Executive Officer
Mr. Marcos Aurélio Couto
VP of Finance, M&A, Chief Financial & Control Officer and Investor Relations Officer
Guilherme Silveira Barrozo Netto
Business Director & COO
Mr. André de Barros Martins
Chief Legal & Compliance Officer
Laura Hirata Garcia
Business Director
Mr. Antônio Luiz Joaquim Sallenave De Azevêdo

See Also

Summary
APER3 intrinsic value, competitors valuation, and company profile.
DCF Valuation
APER3 stock valuation using Discount Cash Flow valuation method.
Relative Valuation
APER3 stock valuation using valuation multiples.
Wall Street Estimates
APER3 price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
APER3 stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
What is the Intrinsic Value of one APER3 stock?

The intrinsic value of one APER3 stock under the Base Case scenario is 40.63 BRL.

Is APER3 stock undervalued or overvalued?

Compared to the current market price of 43.02 BRL, Alper Consultoria e Corretora de Seguros SA is Overvalued by 6%.

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