B

Banco Pan SA
BOVESPA:BPAN4

Watchlist Manager
Banco Pan SA
BOVESPA:BPAN4
Watchlist
Price: 11.59 BRL 1.76%
Market Cap: 7.1B BRL
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+64%
5Y
+76%
10Y
+287%
Non Interest Income
+
3Y
+73%
5Y
+83%
10Y
+329%
Net Income
+
3Y
+16%
5Y
+157%
10Y
-

Income Statement
Banco Pan SA

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Income Statement
Currency: BRL
Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023
Revenue
Net Interest Income
1 618
1 764
1 895
1 891
1 972
1 777
1 850
1 906
1 818
2 237
2 331
2 476
2 572
2 066
1 825
1 705
2 176
1 788
1 777
1 768
2 026
2 497
2 720
3 056
2 952
2 729
2 885
2 507
2 652
2 372
2 873
3 019
2 983
3 753
3 700
4 296
4 918
5 293
5 529
5 854
5 662
5 497
5 089
4 875
5 066
4 891
5 434
5 608
6 062
5 880
6 465
6 804
7 216
7 637
7 651
7 946
7 714
8 339
8 386
8 945
9 191
9 649
Interest Income
2 163
2 371
2 475
2 516
2 759
2 748
2 941
3 056
2 915
3 190
3 294
3 483
3 520
2 734
2 318
2 656
5 210
3 077
3 369
3 058
5 052
3 822
4 134
4 498
4 471
4 443
4 515
4 503
4 947
5 449
6 055
6 724
6 782
6 955
6 829
6 992
7 389
7 876
8 361
8 359
8 068
7 630
7 134
6 967
7 085
7 038
7 513
7 824
8 287
8 576
9 052
9 022
9 445
9 097
9 187
9 662
9 822
11 142
12 058
13 329
13 989
15 028
Interest Expense
545
606
580
625
787
971
1 090
1 150
1 097
953
964
1 007
949
667
494
951
3 035
1 289
1 592
1 290
3 026
1 326
1 415
1 441
1 519
1 715
1 630
1 996
2 294
3 076
3 182
3 704
3 799
3 203
3 130
2 695
2 471
2 583
2 832
2 504
2 405
2 133
2 045
2 093
2 019
2 148
2 079
2 216
2 225
2 696
2 587
2 218
2 230
1 459
1 536
1 715
2 108
2 802
3 672
4 383
4 798
5 379
Non Interest Income
74
63
61
77
72
128
35
37
52
153
54
(58)
(100)
(65)
(25)
58
821
3
18
190
854
400
792
815
957
1 054
862
991
1 335
1 961
1 953
2 269
1 666
1 437
1 447
966
735
717
769
702
885
935
1 112
1 217
739
1 155
946
874
471
990
909
880
708
883
978
1 313
1 469
1 263
1 569
1 372
1 380
1 715
Revenue
1 692
N/A
1 827
+8%
1 956
+7%
1 968
+1%
2 045
+4%
1 905
-7%
1 886
-1%
1 943
+3%
1 871
-4%
2 390
+28%
2 384
0%
2 418
+1%
2 472
+2%
2 002
-19%
1 800
-10%
1 763
-2%
2 997
+70%
1 791
-40%
1 795
+0%
1 958
+9%
2 880
+47%
2 896
+1%
3 512
+21%
3 871
+10%
3 909
+1%
3 783
-3%
3 747
-1%
3 498
-7%
3 987
+14%
4 334
+9%
4 826
+11%
5 288
+10%
4 649
-12%
5 189
+12%
5 147
-1%
5 263
+2%
5 652
+7%
6 010
+6%
6 298
+5%
6 557
+4%
6 547
0%
6 433
-2%
6 201
-4%
6 091
-2%
5 805
-5%
6 046
+4%
6 380
+6%
6 481
+2%
6 533
+1%
6 870
+5%
7 374
+7%
7 684
+4%
7 924
+3%
8 520
+8%
8 629
+1%
9 260
+7%
9 183
-1%
9 602
+5%
9 955
+4%
10 317
+4%
10 571
+2%
11 364
+8%
Pre-Tax Income
Loan Loss Provision
(384)
(405)
(437)
(452)
(512)
(542)
(653)
(743)
(665)
(730)
(659)
(702)
(870)
(756)
(733)
(961)
(1 169)
(1 325)
(1 539)
(1 505)
(1 451)
(1 515)
(1 300)
(1 098)
(1 005)
(933)
(959)
(963)
(954)
(970)
(992)
(1 085)
(1 025)
(1 069)
(1 066)
(990)
(1 118)
(1 151)
(1 126)
(1 156)
(1 120)
(1 086)
(1 149)
(1 133)
(1 140)
(1 122)
(1 154)
(1 200)
(1 563)
(1 609)
(1 682)
(1 742)
(1 432)
(1 424)
(1 397)
(1 586)
(1 789)
(2 070)
(2 247)
(2 244)
(2 358)
(2 300)
Non Interest Expense
(1 157)
(1 245)
(1 253)
(1 234)
(1 269)
(1 264)
(1 117)
(1 107)
(1 123)
(1 403)
(1 464)
(1 492)
(1 525)
(1 217)
(1 155)
(1 101)
(2 150)
(1 217)
(1 305)
(1 554)
(2 078)
(2 090)
(2 476)
(2 733)
(3 021)
(3 158)
(3 218)
(3 060)
(3 074)
(3 392)
(3 736)
(4 174)
(3 823)
(4 368)
(4 563)
(4 619)
(4 984)
(5 118)
(5 127)
(5 275)
(5 174)
(4 998)
(4 683)
(4 509)
(4 208)
(4 457)
(4 696)
(4 666)
(4 614)
(4 823)
(5 211)
(5 389)
(5 555)
(6 088)
(6 158)
(6 579)
(6 285)
(6 455)
(6 695)
(7 136)
(7 345)
(8 241)
Pre-Tax Income
151
N/A
178
+18%
266
+50%
282
+6%
264
-7%
99
-63%
116
+18%
93
-20%
83
-11%
257
+211%
261
+2%
224
-14%
77
-66%
29
-63%
(88)
N/A
(299)
-241%
(322)
-8%
(751)
-133%
(1 050)
-40%
(1 101)
-5%
(649)
+41%
(709)
-9%
(264)
+63%
40
N/A
(117)
N/A
(308)
-164%
(430)
-40%
(525)
-22%
(40)
+92%
(28)
+30%
99
N/A
30
-70%
(199)
N/A
(248)
-25%
(482)
-95%
(346)
+28%
(450)
-30%
(258)
+43%
46
N/A
126
+176%
253
+102%
349
+38%
369
+6%
449
+22%
457
+2%
467
+2%
530
+14%
615
+16%
356
-42%
439
+23%
482
+10%
553
+15%
938
+70%
1 008
+8%
1 074
+7%
1 095
+2%
1 110
+1%
1 078
-3%
1 013
-6%
937
-8%
869
-7%
823
-5%
Net Income
Tax Provision
(39)
(47)
(79)
(72)
(66)
(3)
(18)
(20)
(24)
(82)
(84)
(73)
(16)
(8)
95
352
553
744
807
657
284
317
147
21
(35)
39
78
123
48
41
(12)
171
207
233
336
143
213
121
(12)
32
(41)
(83)
(104)
(247)
(235)
(206)
(194)
(194)
160
151
135
99
(282)
(333)
(341)
(340)
(335)
(298)
(267)
(211)
(161)
(138)
Income from Continuing Operations
112
131
188
210
198
96
98
73
59
174
178
151
61
21
7
54
231
(6)
(243)
(444)
(365)
(392)
(117)
60
(152)
(269)
(352)
(402)
8
13
87
201
8
(15)
(147)
(204)
(237)
(138)
34
158
213
266
265
203
222
261
337
422
516
591
617
652
656
675
734
755
775
780
746
726
708
685
Income to Minority Interest
(2)
(1)
(2)
(1)
1
(0)
(0)
(0)
(0)
(0)
(0)
0
0
0
(0)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(0)
(2)
(2)
Net Income (Common)
110
N/A
130
+18%
186
+43%
209
+13%
199
-5%
96
-52%
98
+2%
72
-26%
58
-20%
174
+199%
178
+2%
151
-15%
61
-60%
21
-66%
7
-67%
54
+687%
231
+332%
(6)
N/A
(243)
-3 823%
(444)
-83%
(365)
+18%
(392)
-8%
(117)
+70%
60
N/A
(152)
N/A
(269)
-78%
(352)
-31%
(402)
-14%
8
N/A
13
+65%
87
+574%
201
+131%
8
-96%
(15)
N/A
(147)
-910%
(204)
-39%
(237)
-16%
(138)
+42%
34
N/A
158
+369%
213
+35%
266
+25%
265
0%
203
-23%
222
+9%
261
+18%
337
+29%
422
+25%
516
+22%
591
+14%
617
+4%
652
+6%
656
+1%
675
+3%
734
+9%
755
+3%
775
+3%
780
+1%
746
-4%
726
-3%
706
-3%
683
-3%
EPS (Diluted)
0.41
N/A
0.5
+22%
0.71
+42%
0.8
+13%
0.77
-4%
0.38
-51%
0.37
-3%
0.27
-27%
0.22
-19%
0.69
+214%
0.71
+3%
0.6
-15%
0.25
-58%
0.09
-64%
0.04
-56%
0.22
+450%
0.94
+327%
-0.02
N/A
-0.45
-2 150%
-0.53
-18%
-0.68
-28%
-0.72
-6%
-0.21
+71%
0.1
N/A
-0.28
N/A
-1.1
-293%
-0.65
+41%
-0.43
+34%
0.02
N/A
0.03
+50%
0.22
+633%
0.5
+127%
0.02
-96%
-0.03
N/A
-0.37
-1 133%
-0.51
-38%
-0.26
+49%
-0.35
-35%
0.03
N/A
0.18
+500%
0.23
+28%
0.29
+26%
0.23
-21%
0.17
-26%
0.19
+12%
0.22
+16%
0.28
+27%
0.31
+11%
0.43
+39%
0.48
+12%
0.5
+4%
0.54
+8%
0.54
N/A
0.56
+4%
0.61
+9%
0.63
+3%
0.64
+2%
0.59
-8%
0.61
+3%
0.58
-5%
0.56
-3%
0.54
-4%

See Also

Summary
BPAN4 intrinsic value, competitors valuation, and company profile.
DCF Valuation
BPAN4 stock valuation using Discount Cash Flow valuation method.
Relative Valuation
BPAN4 stock valuation using valuation multiples.
Wall Street Estimates
BPAN4 price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
BPAN4 stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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