Qualicorp Consultoria e Corretora de Seguros SA
BOVESPA:QUAL3
Income Statement
Earnings Waterfall
Qualicorp Consultoria e Corretora de Seguros SA
Income Statement
Qualicorp Consultoria e Corretora de Seguros SA
| Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Expense |
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
2
|
2
|
2
|
0
|
0
|
1
|
2
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
3
|
0
|
6
|
5
|
5
|
6
|
5
|
3
|
3
|
25
|
8
|
30
|
32
|
99
|
264
|
260
|
363
|
360
|
328
|
336
|
300
|
275
|
0
|
196
|
193
|
189
|
0
|
|
| Revenue |
485
N/A
|
624
+29%
|
681
+9%
|
734
+8%
|
784
+7%
|
854
+9%
|
921
+8%
|
989
+7%
|
1 057
+7%
|
1 125
+6%
|
1 200
+7%
|
1 260
+5%
|
1 324
+5%
|
1 419
+7%
|
1 493
+5%
|
1 568
+5%
|
1 630
+4%
|
1 673
+3%
|
1 730
+3%
|
1 783
+3%
|
1 850
+4%
|
1 914
+4%
|
1 964
+3%
|
2 017
+3%
|
2 057
+2%
|
2 083
+1%
|
2 075
0%
|
2 047
-1%
|
2 018
-1%
|
1 961
-3%
|
1 915
-2%
|
1 920
+0%
|
1 934
+1%
|
1 961
+1%
|
2 001
+2%
|
2 037
+2%
|
2 023
-1%
|
2 030
+0%
|
2 026
0%
|
2 046
+1%
|
2 080
+2%
|
2 090
+0%
|
2 097
+0%
|
2 076
-1%
|
2 048
-1%
|
2 020
-1%
|
1 951
-3%
|
1 907
-2%
|
1 852
-3%
|
1 789
-3%
|
1 750
-2%
|
1 696
-3%
|
1 660
-2%
|
1 610
-3%
|
1 542
-4%
|
1 548
+0%
|
1 506
-3%
|
1 475
-2%
|
1 427
-3%
|
|
| Gross Profit | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cost of Revenue |
(126)
|
(164)
|
(180)
|
(196)
|
(211)
|
(227)
|
(245)
|
(262)
|
(275)
|
(290)
|
(305)
|
(318)
|
(338)
|
(360)
|
(380)
|
(400)
|
(419)
|
(436)
|
(456)
|
(466)
|
(481)
|
(491)
|
(503)
|
(515)
|
(514)
|
(512)
|
(497)
|
(463)
|
(435)
|
(399)
|
(369)
|
(363)
|
(362)
|
(359)
|
(379)
|
(380)
|
(379)
|
(385)
|
(362)
|
(383)
|
(399)
|
(407)
|
(426)
|
(414)
|
(407)
|
(406)
|
(444)
|
(435)
|
(424)
|
(409)
|
(369)
|
(351)
|
(329)
|
(306)
|
(254)
|
(242)
|
(222)
|
(203)
|
(184)
|
|
| Gross Profit |
359
N/A
|
460
+28%
|
500
+9%
|
537
+7%
|
573
+7%
|
626
+9%
|
675
+8%
|
727
+8%
|
783
+8%
|
835
+7%
|
895
+7%
|
942
+5%
|
987
+5%
|
1 059
+7%
|
1 113
+5%
|
1 168
+5%
|
1 211
+4%
|
1 237
+2%
|
1 274
+3%
|
1 317
+3%
|
1 368
+4%
|
1 423
+4%
|
1 462
+3%
|
1 502
+3%
|
1 543
+3%
|
1 571
+2%
|
1 578
+0%
|
1 585
+0%
|
1 583
0%
|
1 562
-1%
|
1 546
-1%
|
1 557
+1%
|
1 572
+1%
|
1 602
+2%
|
1 622
+1%
|
1 657
+2%
|
1 644
-1%
|
1 645
+0%
|
1 664
+1%
|
1 664
0%
|
1 681
+1%
|
1 684
+0%
|
1 671
-1%
|
1 662
-1%
|
1 640
-1%
|
1 613
-2%
|
1 507
-7%
|
1 472
-2%
|
1 429
-3%
|
1 379
-3%
|
1 381
+0%
|
1 345
-3%
|
1 331
-1%
|
1 304
-2%
|
1 288
-1%
|
1 306
+1%
|
1 284
-2%
|
1 273
-1%
|
1 243
-2%
|
|
| Operating Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Operating Expenses |
(385)
|
(472)
|
(489)
|
(515)
|
(488)
|
(541)
|
(596)
|
(631)
|
(662)
|
(670)
|
(664)
|
(678)
|
(710)
|
(645)
|
(701)
|
(732)
|
(708)
|
(830)
|
(852)
|
(871)
|
(931)
|
(966)
|
(968)
|
(967)
|
(1 007)
|
(977)
|
(969)
|
(963)
|
(937)
|
(930)
|
(907)
|
(904)
|
(899)
|
(914)
|
(891)
|
(1 112)
|
(1 098)
|
(1 071)
|
(1 015)
|
(1 000)
|
(1 061)
|
(1 092)
|
(1 036)
|
(1 053)
|
(1 043)
|
(1 068)
|
(1 141)
|
(1 168)
|
(1 179)
|
(1 284)
|
(1 151)
|
(1 244)
|
(1 259)
|
(1 142)
|
(1 090)
|
(1 133)
|
(1 090)
|
(1 079)
|
(963)
|
|
| Selling, General & Administrative |
(286)
|
(341)
|
(356)
|
(380)
|
(344)
|
(374)
|
(402)
|
(421)
|
(444)
|
(462)
|
(497)
|
(513)
|
(547)
|
(589)
|
(856)
|
(726)
|
(738)
|
(747)
|
(612)
|
(652)
|
(612)
|
(584)
|
(520)
|
(509)
|
(495)
|
(464)
|
(455)
|
(484)
|
(537)
|
(569)
|
(897)
|
(563)
|
(544)
|
(549)
|
(510)
|
(598)
|
(556)
|
(521)
|
(560)
|
(492)
|
(554)
|
(588)
|
(625)
|
(611)
|
(604)
|
(611)
|
(611)
|
(616)
|
(606)
|
(601)
|
(606)
|
(573)
|
(569)
|
(558)
|
(496)
|
(544)
|
(521)
|
(498)
|
(470)
|
|
| Depreciation & Amortization |
(94)
|
(127)
|
(130)
|
(138)
|
(148)
|
(155)
|
(162)
|
(169)
|
(172)
|
(174)
|
(177)
|
(182)
|
(188)
|
(198)
|
(177)
|
(155)
|
(163)
|
(165)
|
(222)
|
(226)
|
(223)
|
(221)
|
(216)
|
(218)
|
(222)
|
(226)
|
(228)
|
(248)
|
(269)
|
(292)
|
0
|
(339)
|
(354)
|
(368)
|
(381)
|
(382)
|
(390)
|
(390)
|
(367)
|
(359)
|
(345)
|
(341)
|
(363)
|
(374)
|
(385)
|
(402)
|
(415)
|
(432)
|
(447)
|
(462)
|
(475)
|
(472)
|
(463)
|
(438)
|
(400)
|
(372)
|
(344)
|
(317)
|
(300)
|
|
| Other Operating Expenses |
(5)
|
(4)
|
(3)
|
3
|
4
|
(12)
|
(32)
|
(41)
|
(46)
|
(33)
|
11
|
16
|
25
|
142
|
332
|
149
|
193
|
81
|
(19)
|
6
|
(95)
|
(162)
|
(232)
|
(239)
|
(291)
|
(288)
|
(286)
|
(231)
|
(130)
|
(70)
|
(10)
|
(2)
|
(1)
|
3
|
(0)
|
(132)
|
(153)
|
(160)
|
(87)
|
(149)
|
(162)
|
(163)
|
(48)
|
(65)
|
(53)
|
(53)
|
(115)
|
(120)
|
(126)
|
(221)
|
(70)
|
(199)
|
(227)
|
(145)
|
(194)
|
(217)
|
(225)
|
(264)
|
(193)
|
|
| Operating Income |
(25)
N/A
|
(12)
+53%
|
11
N/A
|
22
+97%
|
85
+280%
|
86
+1%
|
79
-7%
|
96
+21%
|
120
+25%
|
165
+37%
|
231
+40%
|
264
+14%
|
277
+5%
|
414
+50%
|
412
-1%
|
436
+6%
|
503
+15%
|
407
-19%
|
422
+4%
|
446
+6%
|
438
-2%
|
457
+4%
|
494
+8%
|
535
+8%
|
536
+0%
|
594
+11%
|
608
+2%
|
622
+2%
|
647
+4%
|
632
-2%
|
639
+1%
|
653
+2%
|
673
+3%
|
688
+2%
|
731
+6%
|
545
-25%
|
546
+0%
|
574
+5%
|
649
+13%
|
663
+2%
|
620
-7%
|
592
-5%
|
635
+7%
|
609
-4%
|
597
-2%
|
546
-9%
|
366
-33%
|
304
-17%
|
249
-18%
|
95
-62%
|
230
+141%
|
101
-56%
|
71
-29%
|
163
+127%
|
198
+22%
|
173
-12%
|
195
+12%
|
194
0%
|
280
+44%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Income Expense |
18
|
34
|
31
|
52
|
57
|
50
|
24
|
44
|
40
|
44
|
21
|
58
|
60
|
63
|
33
|
72
|
91
|
111
|
126
|
84
|
42
|
(6)
|
(48)
|
(42)
|
(39)
|
(45)
|
(38)
|
(27)
|
(29)
|
(7)
|
(28)
|
2
|
14
|
15
|
4
|
(9)
|
(22)
|
(25)
|
33
|
48
|
91
|
90
|
53
|
230
|
234
|
181
|
(239)
|
(254)
|
(363)
|
(358)
|
(286)
|
(195)
|
(159)
|
(143)
|
(121)
|
(121)
|
(114)
|
(129)
|
(142)
|
|
| Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(157)
|
(7)
|
14
|
5
|
(40)
|
0
|
0
|
0
|
4
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
(16)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Other Income |
(37)
|
(53)
|
(43)
|
(58)
|
(55)
|
(48)
|
(39)
|
(72)
|
(108)
|
(149)
|
(248)
|
(295)
|
(271)
|
(331)
|
(167)
|
(184)
|
(197)
|
(116)
|
(147)
|
(115)
|
(78)
|
(41)
|
15
|
18
|
19
|
18
|
13
|
(3)
|
(5)
|
(18)
|
0
|
(31)
|
(42)
|
(44)
|
(41)
|
(41)
|
(41)
|
(41)
|
(90)
|
(93)
|
(132)
|
(133)
|
(139)
|
(347)
|
(391)
|
(381)
|
19
|
7
|
115
|
109
|
(40)
|
(11)
|
(34)
|
(44)
|
(65)
|
(59)
|
(60)
|
(46)
|
(32)
|
|
| Pre-Tax Income |
(44)
N/A
|
(31)
+29%
|
(1)
+98%
|
16
N/A
|
87
+436%
|
88
+1%
|
65
-27%
|
67
+4%
|
51
-24%
|
60
+16%
|
4
-94%
|
27
+639%
|
67
+150%
|
146
+120%
|
278
+90%
|
324
+16%
|
397
+23%
|
402
+1%
|
401
0%
|
415
+4%
|
402
-3%
|
410
+2%
|
460
+12%
|
510
+11%
|
516
+1%
|
567
+10%
|
583
+3%
|
592
+1%
|
613
+4%
|
606
-1%
|
611
+1%
|
623
+2%
|
645
+4%
|
659
+2%
|
538
-18%
|
488
-9%
|
498
+2%
|
513
+3%
|
552
+8%
|
618
+12%
|
579
-6%
|
549
-5%
|
554
+1%
|
492
-11%
|
440
-11%
|
346
-21%
|
147
-58%
|
58
-61%
|
1
-98%
|
(153)
N/A
|
(112)
+27%
|
(106)
+5%
|
(121)
-15%
|
(24)
+80%
|
12
N/A
|
(7)
N/A
|
20
N/A
|
20
-3%
|
107
+444%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(28)
|
(30)
|
(33)
|
(34)
|
(42)
|
(43)
|
(41)
|
(45)
|
(41)
|
(44)
|
(16)
|
(22)
|
(39)
|
(69)
|
(136)
|
(163)
|
(190)
|
(199)
|
(160)
|
(21)
|
(9)
|
(6)
|
(40)
|
(177)
|
(181)
|
(194)
|
(197)
|
(215)
|
(218)
|
(215)
|
(231)
|
(232)
|
(238)
|
(251)
|
(165)
|
(144)
|
(131)
|
(127)
|
(157)
|
(175)
|
(170)
|
(157)
|
(177)
|
(156)
|
(144)
|
(112)
|
(45)
|
(13)
|
7
|
57
|
36
|
29
|
45
|
13
|
7
|
20
|
(4)
|
(1)
|
(103)
|
|
| Income from Continuing Operations |
(72)
|
(62)
|
(34)
|
(18)
|
45
|
46
|
23
|
23
|
10
|
16
|
(12)
|
5
|
28
|
77
|
142
|
161
|
207
|
203
|
241
|
394
|
393
|
404
|
421
|
334
|
335
|
374
|
386
|
377
|
395
|
392
|
380
|
391
|
407
|
408
|
372
|
344
|
366
|
386
|
395
|
444
|
410
|
392
|
377
|
337
|
296
|
234
|
101
|
44
|
8
|
(96)
|
(75)
|
(76)
|
(76)
|
(11)
|
19
|
12
|
17
|
18
|
4
|
|
| Income to Minority Interest |
0
|
(0)
|
(0)
|
(1)
|
(1)
|
(0)
|
(1)
|
(3)
|
(6)
|
(10)
|
(20)
|
(23)
|
(24)
|
(25)
|
(16)
|
(14)
|
(13)
|
(12)
|
(14)
|
(15)
|
(15)
|
(15)
|
(16)
|
(17)
|
(19)
|
(21)
|
(15)
|
(10)
|
0
|
1
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(1)
|
(2)
|
(3)
|
(5)
|
(7)
|
(9)
|
(11)
|
(11)
|
(11)
|
(11)
|
(9)
|
(9)
|
(8)
|
(7)
|
(7)
|
(6)
|
(6)
|
(7)
|
(8)
|
(9)
|
(8)
|
(7)
|
(6)
|
|
| Net Income (Common) |
(72)
N/A
|
(62)
+15%
|
(34)
+45%
|
(18)
+47%
|
45
N/A
|
45
+1%
|
22
-51%
|
20
-13%
|
5
-77%
|
6
+24%
|
(32)
N/A
|
(18)
+42%
|
3
N/A
|
53
+1 497%
|
126
+139%
|
147
+16%
|
194
+32%
|
191
-1%
|
227
+19%
|
380
+67%
|
379
0%
|
388
+3%
|
405
+4%
|
316
-22%
|
316
0%
|
353
+12%
|
371
+5%
|
368
-1%
|
391
+6%
|
393
+0%
|
380
-3%
|
391
+3%
|
407
+4%
|
408
+0%
|
372
-9%
|
343
-8%
|
365
+6%
|
385
+5%
|
392
+2%
|
438
+12%
|
403
-8%
|
383
-5%
|
366
-4%
|
325
-11%
|
284
-13%
|
223
-22%
|
93
-58%
|
35
-62%
|
(0)
N/A
|
(104)
-50 940%
|
(82)
+20%
|
(82)
+0%
|
(83)
-1%
|
(18)
+79%
|
7
N/A
|
4
-43%
|
9
+128%
|
10
+14%
|
11
+9%
|
|
| EPS (Diluted) |
-0.27
N/A
|
-0.23
+15%
|
-0.14
+39%
|
-0.06
+57%
|
0.18
N/A
|
0.18
N/A
|
0.08
-56%
|
0.08
N/A
|
0.03
-63%
|
0.03
N/A
|
-0.12
N/A
|
-0.08
+33%
|
0.01
N/A
|
0.18
+1 700%
|
0.44
+144%
|
0.5
+14%
|
0.66
+32%
|
0.65
-2%
|
0.78
+20%
|
1.31
+68%
|
1.31
N/A
|
1.35
+3%
|
1.4
+4%
|
1.09
-22%
|
1.11
+2%
|
1.23
+11%
|
1.27
+3%
|
1.27
N/A
|
1.35
+6%
|
1.37
+1%
|
1.33
-3%
|
1.37
+3%
|
1.43
+4%
|
1.43
N/A
|
1.32
-8%
|
1.21
-8%
|
1.29
+7%
|
1.36
+5%
|
1.38
+1%
|
1.54
+12%
|
1.42
-8%
|
1.37
-4%
|
1.32
-4%
|
1.16
-12%
|
1.02
-12%
|
0.8
-22%
|
0.33
-59%
|
0.13
-61%
|
0
N/A
|
-0.37
N/A
|
-0.3
+19%
|
-0.29
+3%
|
-0.3
-3%
|
-0.06
+80%
|
0.04
N/A
|
0.01
-75%
|
0.03
+200%
|
0.04
+33%
|
0.03
-25%
|
|