Muthoot Finance Ltd
BSE:533398
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Intrinsic Value
The intrinsic value of 
Muthoot Finance Ltd (533398) under the Base Case is 4 792.12 INR per share.
Compared with the current market price of 2 847 INR, the stock appears
Undervalued by 41% .
The intrinsic value is calculated using the DCF method.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Muthoot Finance Does
Muthoot Finance is an Indian non-bank lender best known for gold loans. It gives customers cash against household gold jewelry kept as collateral, so borrowers can access short-term funds without selling their assets. It also offers a smaller mix of other retail lending and financial services, but gold-backed lending is its core business.
- Headquarters
- India IN
- Employees
- 31 613
- IPO date
- May 6, 2011
Muthoot Finance has no economic moat
Borrowers can choose competing gold lenders and take their next loan elsewhere after repaying Muthoot Finance and reclaiming their jewellery. Its branch network offers convenience, but banks also provide gold loans, leaving customers with alternatives rather than locking them in.
Read the full moat analysis
Revenue & Expenses Breakdown
Muthoot Finance Ltd
Earnings Waterfall
Muthoot Finance Ltd
What is the Intrinsic Value of one MUTHOOTFIN stock?
The intrinsic value for Muthoot Finance Ltd (533398) under the Base Case is 4 792.12 INR.
Is MUTHOOTFIN stock undervalued or overvalued?
Compared with the current market price of 2 847 INR, the stock appears Undervalued by 41% .
