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Tryg A/S
CSE:TRYG

Watchlist Manager
Tryg A/S Logo
Tryg A/S
CSE:TRYG
Watchlist
Price: 155 DKK 0.26% Market Closed
Market Cap: kr94.8B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Income Statement
Tryg A/S

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Income Statement
Currency: DKK
Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Revenue
Interest Expense
70
60
51
46
74
74
73
70
68
65
66
81
94
108
113
104
88
79
80
83
100
100
113
120
116
123
103
91
96
95
107
115
113
113
106
104
100
95
122
0
112
150
129
156
115
108
111
102
95
96
89
107
113
116
117
107
107
103
113
141
140
152
162
152
178
174
153
153
126
133
178
172
182
188
148
138
154
181
230
291
344
389
405
400
392
344
0
0
0
Gross Premiums Earned
14 246
14 214
14 087
13 923
14 676
13 782
14 271
14 623
14 900
15 071
15 148
15 261
15 293
15 401
15 503
15 669
15 890
16 135
16 384
16 573
16 635
16 507
16 638
16 823
17 426
17 542
17 923
18 145
18 550
18 985
19 250
19 089
19 641
18 920
18 802
18 925
19 370
19 363
24 036
19 360
18 660
18 270
13 267
17 824
17 824
17 696
17 531
17 357
17 047
16 950
16 811
16 786
16 796
16 925
16 956
16 977
16 974
16 919
17 019
17 109
17 675
18 591
19 542
20 555
21 198
21 562
21 679
21 788
21 998
0
17 066
17 587
23 768
24 237
27 373
30 400
37 939
65 367
66 474
66 829
38 764
39 258
38 725
39 080
39 358
39 059
39 506
39 917
40 855
Revenue
15 295
N/A
14 472
-5%
14 144
-2%
13 998
-1%
15 582
+11%
14 093
-10%
15 175
+8%
15 986
+5%
16 626
+4%
17 083
+3%
16 800
-2%
16 999
+1%
17 710
+4%
17 608
-1%
18 234
+4%
18 066
-1%
17 804
-1%
17 409
-2%
17 318
-1%
17 309
0%
17 276
0%
17 414
+1%
18 026
+4%
18 704
+4%
19 583
+5%
19 815
+1%
19 443
-2%
19 600
+1%
20 044
+2%
20 435
+2%
20 967
+3%
20 342
-3%
20 764
+2%
20 185
-3%
19 877
-2%
20 426
+3%
20 679
+1%
20 371
-1%
25 554
+25%
20 367
-20%
19 751
-3%
19 366
-2%
14 055
-27%
18 874
+34%
19 686
+4%
18 698
-5%
18 444
-1%
18 230
-1%
17 352
-5%
17 734
+2%
17 580
-1%
17 550
0%
18 177
+4%
17 614
-3%
17 620
+0%
17 597
0%
17 769
+1%
17 518
-1%
17 612
+1%
17 707
+1%
17 736
+0%
19 172
+8%
20 093
+5%
21 094
+5%
22 379
+6%
22 088
-1%
22 179
+0%
22 263
+0%
22 466
+1%
22 812
+2%
22 376
-2%
23 339
+4%
24 804
+6%
24 595
-1%
29 096
+18%
31 819
+9%
37 805
+19%
69 873
+85%
71 051
+2%
71 272
+0%
39 872
-44%
40 509
+2%
39 793
-2%
40 634
+2%
40 967
+1%
40 529
-1%
40 856
+1%
41 070
+1%
42 300
+3%
Operating Income
Operating Expenses
(13 870)
(13 493)
(13 003)
(12 463)
(13 220)
(12 127)
(12 488)
(12 772)
(12 847)
(12 991)
(12 975)
(13 009)
(12 760)
(12 835)
(12 970)
(13 044)
(13 070)
(13 306)
(13 617)
(14 093)
(14 251)
(14 421)
(14 817)
(15 162)
(15 872)
(16 881)
(17 278)
(17 807)
(18 175)
(18 071)
(18 229)
(17 658)
(18 107)
(17 338)
(16 904)
(16 876)
(16 878)
(15 862)
(20 181)
(15 961)
(16 072)
(15 834)
(10 928)
(14 964)
(15 765)
(14 763)
(15 016)
(15 424)
(14 597)
(15 108)
(14 776)
(14 041)
(14 538)
(13 765)
(13 760)
(13 790)
(14 162)
(14 120)
(14 395)
(14 491)
(14 953)
(15 969)
(16 604)
(17 635)
(18 220)
(19 241)
(18 827)
(18 564)
(18 495)
(17 459)
(18 184)
(18 889)
(20 118)
(20 384)
(24 352)
(27 022)
(33 599)
(61 256)
(61 786)
(61 945)
(33 969)
(34 306)
(33 021)
(33 280)
(34 148)
(33 399)
(33 846)
(34 208)
(34 793)
Selling, General & Administrative
(1 809)
(1 348)
(851)
(415)
(1 761)
(284)
(604)
(875)
(1 148)
(1 191)
(1 167)
(365)
(978)
(1 062)
(1 075)
(1 889)
(948)
(1 014)
(904)
(793)
(756)
(864)
(892)
(929)
(854)
(973)
(1 024)
(1 000)
(898)
(1 000)
(986)
(1 033)
(969)
(967)
(935)
(890)
(805)
(91)
(267)
(101)
(845)
(830)
(593)
(766)
(833)
(783)
(775)
(784)
(797)
(758)
(776)
(745)
(819)
(797)
(805)
(800)
(736)
(706)
(677)
(658)
(714)
(714)
(723)
(768)
(749)
(736)
(710)
(650)
(827)
(835)
(890)
(960)
(912)
(927)
(1 037)
(1 166)
(145)
(854)
(586)
(279)
(176)
(189)
(196)
(213)
(239)
(216)
(199)
(184)
(157)
Depreciation & Amortization
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(136)
(34)
(290)
(541)
(786)
(1 533)
(1 513)
(1 492)
(968)
(968)
(965)
(971)
(934)
(916)
(914)
(905)
(898)
Benefits Claims Loss Adjustment
(10 634)
(10 480)
(10 296)
(9 982)
(10 177)
(9 806)
(10 145)
(10 373)
(10 508)
(10 601)
(10 567)
(11 375)
(10 646)
(10 432)
(10 567)
(9 906)
(10 802)
(10 924)
(11 195)
(11 645)
(11 747)
(11 765)
(12 011)
(12 204)
(12 931)
(13 761)
(14 105)
(14 593)
(15 005)
(14 807)
(14 963)
(14 430)
(14 861)
(14 143)
(13 717)
(13 641)
(13 645)
(13 508)
(17 114)
(13 620)
(15 445)
(12 873)
(9 065)
(12 364)
(14 118)
(12 148)
(11 987)
(11 915)
(13 964)
(11 730)
(11 670)
(11 635)
(13 688)
(11 782)
(11 786)
(11 781)
(13 557)
(11 626)
(11 678)
(11 771)
(14 299)
(12 938)
(13 634)
(14 413)
(14 881)
(15 144)
(15 142)
(15 106)
(15 279)
0
(11 669)
(12 126)
(16 638)
(17 054)
(19 031)
(20 827)
(32 156)
(52 005)
(54 520)
(56 451)
(32 219)
(33 057)
(32 039)
(31 749)
(32 171)
(31 345)
(31 793)
(32 153)
(32 795)
Policy Acquisition Expense
(1 936)
(2 080)
(2 251)
(2 520)
(1 701)
(2 372)
(2 096)
(1 831)
(1 514)
(1 538)
(1 579)
(1 610)
(1 719)
(1 728)
(1 742)
(1 715)
(1 821)
(1 876)
(2 040)
(2 187)
(2 247)
(2 228)
(2 243)
(2 242)
(2 244)
(2 275)
(2 277)
(2 350)
(2 406)
(2 427)
(2 469)
(2 372)
(2 461)
(2 369)
(2 360)
(2 437)
(2 490)
(2 467)
(3 014)
(2 379)
0
(2 179)
(1 443)
(1 994)
0
(1 942)
(2 046)
(2 078)
0
(2 004)
(1 957)
(1 902)
0
(2 040)
(2 029)
(2 010)
0
(1 882)
(1 923)
(1 961)
0
(2 194)
(2 312)
(2 406)
(2 458)
(2 535)
(2 571)
(2 667)
(2 532)
0
(1 933)
(1 922)
(2 655)
(2 699)
(2 976)
(3 323)
0
0
0
0
0
0
0
0
0
0
0
0
0
Other Operating Expenses
509
415
395
454
419
335
357
307
323
339
338
341
583
387
414
466
501
508
522
532
499
436
329
213
157
128
128
136
134
163
189
177
184
141
108
92
62
204
214
139
218
48
173
160
(814)
110
(208)
(647)
164
(616)
(373)
241
(31)
854
860
801
131
94
(117)
(101)
60
(123)
65
(48)
(132)
(826)
(404)
(141)
143
(16 624)
(3 692)
(3 881)
223
330
(1 018)
(1 165)
(512)
(6 864)
(5 167)
(3 723)
(606)
(92)
179
(347)
(804)
(922)
(940)
(966)
(943)
Operating Income
1 425
N/A
979
-31%
1 141
+17%
1 535
+35%
2 362
+54%
1 966
-17%
2 687
+37%
3 214
+20%
3 779
+18%
4 092
+8%
3 825
-7%
3 990
+4%
4 950
+24%
4 773
-4%
5 264
+10%
5 022
-5%
4 734
-6%
4 103
-13%
3 701
-10%
3 216
-13%
3 025
-6%
2 993
-1%
3 209
+7%
3 542
+10%
3 711
+5%
2 934
-21%
2 165
-26%
1 793
-17%
1 869
+4%
2 364
+26%
2 738
+16%
2 684
-2%
2 657
-1%
2 847
+7%
2 973
+4%
3 550
+19%
3 801
+7%
4 509
+19%
5 373
+19%
4 406
-18%
3 679
-17%
3 532
-4%
3 127
-11%
3 910
+25%
3 921
+0%
3 935
+0%
3 428
-13%
2 806
-18%
2 755
-2%
2 626
-5%
2 804
+7%
3 509
+25%
3 639
+4%
3 849
+6%
3 860
+0%
3 807
-1%
3 607
-5%
3 398
-6%
3 217
-5%
3 216
0%
2 783
-13%
3 203
+15%
3 489
+9%
3 459
-1%
4 159
+20%
2 847
-32%
3 352
+18%
3 699
+10%
3 971
+7%
5 353
+35%
4 192
-22%
4 450
+6%
4 686
+5%
4 211
-10%
4 744
+13%
4 797
+1%
4 206
-12%
8 617
+105%
9 265
+8%
9 327
+1%
5 903
-37%
6 203
+5%
6 772
+9%
7 354
+9%
6 819
-7%
7 130
+5%
7 010
-2%
6 862
-2%
7 507
+9%
Pre-Tax Income
Interest Income Expense
169
1 444
983
927
323
760
437
254
(68)
(191)
105
135
(94)
66
72
32
(88)
72
(11)
(25)
(100)
(67)
(91)
(105)
(116)
(111)
(93)
(79)
(96)
(95)
(106)
(125)
(113)
(113)
(106)
(104)
(100)
(95)
(122)
(68)
(112)
(121)
(100)
(156)
(115)
(108)
(111)
(102)
(95)
(96)
(89)
(107)
(113)
(116)
(117)
(107)
(107)
(103)
(113)
(141)
(140)
(152)
(162)
(152)
(178)
(174)
(153)
(153)
(126)
(133)
(178)
(172)
(182)
(188)
(148)
(138)
(154)
(283)
(332)
(393)
(344)
(389)
(405)
(400)
(392)
(344)
(318)
(325)
(295)
Non-Reccuring Items
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(100)
0
0
0
0
0
0
0
(76)
0
0
0
(45)
0
0
0
0
0
0
0
(349)
(183)
(418)
(668)
(999)
(1 554)
(1 499)
(1 479)
(530)
(410)
(230)
0
(123)
0
0
0
0
Gain/Loss on Disposition of Assets
0
0
0
0
63
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Total Other Income
(549)
(707)
(694)
(700)
(801)
(664)
(684)
(684)
(798)
(811)
(893)
(986)
(1 147)
(1 147)
(1 233)
(1 335)
(1 537)
(1 488)
(1 525)
(1 554)
(1 578)
(1 370)
(1 206)
(1 006)
(993)
(796)
(768)
(758)
(832)
(852)
(903)
(911)
(975)
(790)
(709)
(626)
(684)
(535)
(626)
(515)
(574)
(575)
(488)
(581)
(504)
(462)
(388)
(371)
(350)
(322)
(287)
(237)
(206)
(297)
(326)
(346)
(261)
(282)
(271)
(277)
(305)
(412)
(444)
(470)
(308)
(347)
(313)
(288)
(304)
(285)
(344)
(558)
(200)
(703)
(808)
(859)
(2)
(1 072)
(1 004)
(764)
0
(555)
(388)
(295)
(1)
0
0
0
0
Pre-Tax Income
1 045
N/A
1 716
+64%
1 430
-17%
1 762
+23%
1 947
+10%
2 062
+6%
2 440
+18%
2 784
+14%
2 913
+5%
3 090
+6%
3 037
-2%
3 139
+3%
3 709
+18%
3 692
0%
4 103
+11%
3 719
-9%
3 109
-16%
2 687
-14%
2 165
-19%
1 637
-24%
1 347
-18%
1 556
+16%
1 912
+23%
2 431
+27%
2 602
+7%
2 027
-22%
1 304
-36%
956
-27%
941
-2%
1 415
+50%
1 729
+22%
1 648
-5%
1 569
-5%
1 944
+24%
2 158
+11%
2 820
+31%
3 017
+7%
3 879
+29%
4 625
+19%
3 823
-17%
2 993
-22%
2 836
-5%
2 539
-10%
3 173
+25%
3 302
+4%
3 365
+2%
2 929
-13%
2 333
-20%
2 310
-1%
2 208
-4%
2 428
+10%
3 165
+30%
3 220
+2%
3 436
+7%
3 417
-1%
3 354
-2%
3 239
-3%
3 013
-7%
2 833
-6%
2 798
-1%
2 262
-19%
2 639
+17%
2 883
+9%
2 837
-2%
3 628
+28%
2 326
-36%
2 886
+24%
3 258
+13%
3 541
+9%
4 935
+39%
3 670
-26%
3 720
+1%
3 955
+6%
3 137
-21%
3 370
+7%
3 132
-7%
3 051
-3%
5 708
+87%
6 430
+13%
6 691
+4%
5 029
-25%
4 849
-4%
5 749
+19%
6 659
+16%
6 303
-5%
6 787
+8%
6 693
-1%
6 538
-2%
7 212
+10%
Net Income
Tax Provision
(87)
(304)
(189)
(297)
(485)
(556)
(649)
(752)
(788)
(795)
(733)
(642)
(624)
(630)
(747)
(791)
(842)
(748)
(724)
(451)
(501)
(560)
(538)
(759)
(623)
(455)
(337)
(255)
(265)
(383)
(464)
(470)
(455)
(531)
(598)
(722)
(837)
(861)
(1 018)
(789)
(620)
(578)
(511)
(695)
(755)
(757)
(642)
(528)
(390)
(358)
(391)
(505)
(748)
(801)
(803)
(802)
(720)
(676)
(641)
(650)
(529)
(575)
(605)
(586)
(783)
(680)
(776)
(817)
(768)
(906)
(950)
(895)
(795)
(682)
(422)
(593)
(804)
(1 519)
(1 749)
(1 723)
(1 178)
(1 108)
(1 287)
(1 500)
(1 488)
(1 629)
(1 647)
(1 624)
(1 807)
Income from Continuing Operations
958
1 412
1 241
1 465
1 462
1 506
1 791
2 032
2 125
2 295
2 304
2 497
3 085
3 062
3 356
2 928
2 267
1 939
1 441
1 186
846
996
1 374
1 672
1 979
1 572
967
701
676
1 032
1 265
1 178
1 114
1 413
1 560
2 098
2 180
3 018
3 607
3 034
2 373
2 258
2 028
2 478
2 547
2 608
2 287
1 805
1 920
1 850
2 037
2 660
2 472
2 635
2 614
2 552
2 519
2 337
2 192
2 148
1 733
2 064
2 278
2 251
2 845
1 646
2 110
2 441
2 773
4 029
2 720
2 825
3 160
2 455
2 948
2 539
2 247
4 189
4 681
4 968
3 851
3 741
4 462
5 159
4 815
5 158
5 046
4 914
5 405
Income to Minority Interest
1
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Net Income (Common)
742
N/A
1 178
+59%
1 086
-8%
1 337
+23%
1 407
+5%
1 431
+2%
1 731
+21%
1 970
+14%
2 097
+6%
2 291
+9%
2 315
+1%
2 588
+12%
3 211
+24%
3 181
-1%
3 474
+9%
2 966
-15%
2 266
-24%
1 939
-14%
1 440
-26%
1 185
-18%
846
-29%
988
+17%
1 342
+36%
1 640
+22%
2 008
+22%
1 586
-21%
1 004
-37%
672
-33%
593
-12%
966
+63%
1 200
+24%
1 165
-3%
1 140
-2%
1 425
+25%
1 578
+11%
2 148
+36%
2 208
+3%
3 032
+37%
3 606
+19%
3 013
-16%
2 369
-21%
2 249
-5%
2 029
-10%
2 482
+22%
2 557
+3%
2 627
+3%
2 338
-11%
1 855
-21%
1 969
+6%
1 889
-4%
2 043
+8%
2 665
+30%
2 471
-7%
2 631
+6%
2 611
-1%
2 550
-2%
2 517
-1%
2 338
-7%
2 192
-6%
2 148
-2%
1 731
-19%
2 062
+19%
2 276
+10%
2 248
-1%
2 843
+26%
1 644
-42%
2 108
+28%
2 440
+16%
2 773
+14%
4 029
+45%
2 720
-32%
2 826
+4%
3 158
+12%
2 453
-22%
2 946
+20%
2 536
-14%
2 247
-11%
4 189
+86%
4 681
+12%
4 968
+6%
3 794
-24%
3 669
-3%
4 367
+19%
5 047
+16%
4 742
-6%
5 083
+7%
4 976
-2%
4 845
-3%
5 338
+10%
EPS (Diluted)
2.18
N/A
3.46
+59%
3.19
-8%
3.93
+23%
4.13
+5%
4.2
+2%
5.09
+21%
5.79
+14%
6.16
+6%
6.75
+10%
6.82
+1%
7.63
+12%
9.47
+24%
9.38
-1%
10.24
+9%
8.74
-15%
6.7
-23%
5.77
-14%
4.28
-26%
3.63
-15%
2.56
-29%
3.08
+20%
4.24
+38%
5.18
+22%
6.33
+22%
5.01
-21%
3.17
-37%
2.16
-32%
1.9
-12%
3.2
+68%
3.98
+24%
3.85
-3%
3.77
-2%
4.71
+25%
5.22
+11%
7.11
+36%
7.26
+2%
9.98
+37%
11.91
+19%
9.91
-17%
7.88
-20%
7.59
-4%
6.87
-9%
8.37
+22%
8.72
+4%
9.12
+5%
8.26
-9%
6.5
-21%
6.9
+6%
6.69
-3%
7.37
+10%
9.83
+33%
6.89
-30%
9.56
+39%
9.49
-1%
9.3
-2%
7.1
-24%
7.74
+9%
7.25
-6%
7.08
-2%
4.47
-37%
6.83
+53%
7.54
+10%
7.46
-1%
7.33
-2%
4.25
-42%
5.44
+28%
6.28
+15%
7.15
+14%
6.16
-14%
4.15
-33%
4.33
+4%
5.52
+27%
3.75
-32%
4.51
+20%
3.93
-13%
3.47
-12%
6.64
+91%
7.49
+13%
7.98
+7%
6.08
-24%
5.95
-2%
7.09
+19%
8.19
+16%
7.7
-6%
8.33
+8%
8.22
-1%
8
-3%
8.8
+10%

See Also

Summary
TRYG intrinsic value, competitors valuation, and company profile.
DCF Valuation
TRYG stock valuation using Discount Cash Flow valuation method.
Relative Valuation
TRYG stock valuation using valuation multiples.
Wall Street Estimates
TRYG price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
TRYG stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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