Aflac Inc
DUS:AFL
Decide at what price you'd be comfortable buying and we'll help you stay ready.
|
A
|
Aflac Inc
DUS:AFL
|
US |
|
A
|
Aflac Inc
XMUN:AFL
|
US |
Intrinsic Value
The intrinsic value of 
Aflac Inc (AFL) under the Base Case is 104.49 EUR per share.
Compared with the current market price of 116.15 EUR, the stock appears
Overvalued by 10% .
The intrinsic value is calculated using the DCF method.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Aflac Does
Aflac sells supplemental insurance, especially accident, cancer, disability, and hospital indemnity policies, along with a smaller amount of life insurance. These policies are meant to pay cash directly to policyholders when a covered event happens, helping with bills that regular health insurance may not fully cover.
- Headquarters
- United States of America US
- Employees
- 12 716
- IPO date
- Jun 15, 1974
Aflac has no economic moat
Rivals can offer similar insurance benefits and compete on price, coverage and service, leaving Aflac without a lasting barrier against competition. Its familiar brand and broad sales reach help attract customers, but do not give it exclusive products or a clear ability to charge more for comparable protection.
Read the full moat analysis
The intrinsic value for Aflac Inc (AFL) under the Base Case is 104.49 EUR.
Compared with the current market price of 116.15 EUR, the stock appears Overvalued by 10% .
